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MOST POPULAR BUSINESS CHARGE AND CREDIT CARDS :

Chosen most by American Express OPEN® Cardmembers

Suggested for You

The Gold Card from OPEN

Get the purchasing power to cover your expenses without interest. Use the Membership Rewards® points you earn to travel, buy supplies, entertain clients,
and more.

The Gold Card from OPEN

The Gold Card from OPEN

Business Green Rewards Card

Business Green Rewards Card

THE CARD

 The Card that lets you earn even more Membership Rewards® points with an annual spend bonus 

 The basic Charge Card that can earn you Membership Rewards® points and help manage cash flow 

Earn 25,000 bonus points when you spend $50,0001

Earn 5,000 bonus points with your first purchase2

REWARDS PROGRAM

Membership Rewards program

Membership Rewards program

OPEN SAVINGS®

Save 3% to 25% at merchant partners

Save 3% to 25% at merchant partners

PAYMENT TERMS

Pay in full with no interest and purchasing power that can evolve with your business

Pay in full with no interest and purchasing power that can evolve with your business

ANNUAL FEE

No annual fee your first year, then $125

$95

TRAVEL BENEFITS

The Gold Card from OPEN

Business Green Rewards Card

Coverage against loss or damage of your baggage3
24/7 medical, legal, financial, and emergency assistance when you travel4
Guaranteed room reservations5
 
24/7 help when you're on the road6

SPECIAL ACCESS

The Gold Card from OPEN

Business Green Rewards Card

Event ticket reimbursement if you can't attend7
 
Special seating at venues worldwide8
 

Built-in Benefits

Account Alerts
Avoid late payments, be notified of irregular activity, monitor Employee Card spending, and more. Have them sent to your e-mail or mobile device.9
Authorize Someone to Manage Your Account
Choose from two levels of access when giving someone the authority to help you manage your account(s) online.10
Car Rental Loss and Damage Insurance11
Get coverage for theft of or damage to most rental vehicles when you use your eligible Card to reserve and pay for an auto rental.
Dispute Resolution
If you do not recognize a charge on your statement, we'll investigate it, and you will not be responsible for paying the charge while we do.12
Emergency Card Replacement
Get a replacement in as little as 24 hours. Just call or visit one of more than 2,200 American Express Travel Services locations worldwide. Not all services available at all locations.
Extended Warranty13
Extends the term of the original manufacturer's warranty up to one additional year on eligible purchases with warranties of five years or less that are eligible in the U.S.
Fraud Protection Guarantee
Protects you against unauthorized charges that appear on your statement. In most cases, a temporary credit will be issued immediately.
Identity Theft Assistance
Call 24/7 for help determining if you are the victim of identity theft. We can also recommend steps for recovery and ways to protect yourself going forward.
Online Statement
Easily find receipts, prepare reports to invoice customers, organize for tax season, and budget for the future — all in one place.
Purchase Protection14
Protects eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase.
Travel Accident Insurance15
Covers you and your dependents against accidental death and dismemberment when traveling on a Common Carrier Conveyance (plane, train, ship, helicopter, or bus) when the entire fare has been charged to the Card.
Year-End Summary
Organizes your charges by month and spend category.
 
THE CARD
The Gold Card from OPEN

The Gold Card from OPEN

Business Green Rewards Card

Business Green Rewards Card

Sign Up For Offers
  • Get an automatic discount whenever you use your Card at OPEN Savings merchants, including FedEx, Hertz®, and many more. Discounts appear on your statement and can always be combined with any other coupon, deal, or offer.*

    * OPEN Savings®: Savings range from 3% to 25%. Payment must be made with an American Express® Business Card at the time of purchase; savings will be credited to your account. Other restrictions or limitations may apply. Subject to offer terms and conditions located at opensavings.com. Merchant participation and offers are subject to change without notice.
  • Get an automatic discount whenever you use your Card at OPEN Savings merchants, including FedEx, Hertz®, and many more. Discounts appear on your statement and can always be combined with any other coupon, deal, or offer.*

    * OPEN Savings®: Savings range from 3% to 25%. Payment must be made with an American Express® Business Card at the time of purchase; savings will be credited to your account. Other restrictions or limitations may apply. Subject to offer terms and conditions located at opensavings.com. Merchant participation and offers are subject to change without notice.
  • OPEN Savings®: Savings range from 3% to 25%. Payment must be made with an American Express® Business Card at the time of purchase; savings will be credited to your account. Other restrictions or limitations may apply. Subject to offer terms and conditions located at opensavings.com. Merchant participation and offers are subject to change without notice.
  • Membership Rewards® program: Terms and Conditions for the Membership Rewards program apply. Visit membershiprewards.com/terms or call 1-800-AXP-EARN (297-3276) for more information. Participating partners and available rewards are subject to change without notice.
  • Bonus Points Mall®: To be eligible to earn bonus points in the Bonus Points Mall website, you must be a U.S. Cardmember and enrolled in the Membership Rewards® program at the time of purchase and you must charge your qualifying purchase through the Bonus Points Mall website (bonuspointsmall.com) on an eligible, enrolled American Express® Card. Bonus points are awarded for all qualifying transactions at participating merchants through the Bonus Points Mall website. Participating merchants are subject to change without notice. Additional terms and conditions apply and appear on the Bonus Points Mall website (bonuspointsmall.com). Bonus points will be credited to your program account within 6–8 weeks after charges appear on your billing statement. Bonus ID 1935.
  • Pay with Points: To qualify, all your American Express® Card accounts must be in good standing. The Membership Rewards® program–enrolled Card account you designate will be charged for your purchase. Membership Rewards points will be debited from your program account and a credit will be issued to the Card account you designate for the corresponding dollar amount. If the points redeemed do not cover the entire amount of the charge, the balance of the purchase price will remain charged to the Card account you designate. Minimum redemption of 5,000 points. Terms and Conditions of the Membership Rewards program apply and are available at membershiprewards.com/terms.
  • Gold Card Events: The following American Express Cards (domestic and/or international) are eligible for Gold Card Events: Gold Card, Platinum Card®, Centurion® Card, International Dollar Cards, Corporate Platinum Card and the Executive Business Card, The Gold Card from American Express OPEN, Business Platinum Card and Business Centurion Card from OPEN, if issued by American Express Travel Related Services Company, Inc., American Express Centurion Bank, American Express Bank, FSB. Gold Card Events is not offered to the following (domestic and/or international) Cards that include, but are not limited to, select American Express® Corporate Cards, Optima® Cards, Delta SkyMiles® Credit Cards, American Express Costco Credit Cards, American Express Cash Rebate Cards, Hilton HHonors® Credit Cards or Starwood Preferred Guest® Credit Cards, Aeroplus® Credit Cards, AeroMexico® Cards, Indian Airlines® Cards, Air France® Cards, British Airways® Cards, KLM® Cards, or Tiger Woods® Credit Cards.
  • OPEN Savings®: Savings range from 3% to 25%. Payment must be made with an American Express® Business Card at the time of purchase; savings will be credited to your account. Other restrictions or limitations may apply. Subject to offer terms and conditions located at opensavings.com. Merchant participation and offers are subject to change without notice.
  • How do you earn points?
    • Earn 1 point for every eligible dollar you spend — there is no limit to the number of points you can earn and no expiration date*
    • Earn double points when you book with American Express Travel
    • Earn 3X points when you shop select retailers at the Bonus Points Mall®**

    What can you do with points?
    • Fly without blackout dates†
    • Buy merchandise and gift cards from more than 500 partners
    • Transfer points to frequent flyer and hotel guest programs
    • Get Ticketmaster tickets

    * Membership Rewards® program: Terms and Conditions for the Membership Rewards program apply. Visit membershiprewards.com/terms or call 1-800-AXP-EARN (297-3276) for more information. Participating partners and available rewards are subject to change without notice.

    ** Bonus Points Mall®: To be eligible to earn bonus points in the Bonus Points Mall website, you must be a U.S. Cardmember and enrolled in the Membership Rewards® program at the time of purchase and you must charge your qualifying purchase through the Bonus Points Mall website (bonuspointsmall.com) on an eligible, enrolled American Express® Card. Bonus points are awarded for all qualifying transactions at participating merchants through the Bonus Points Mall website. Participating merchants are subject to change without notice. Additional terms and conditions apply and appear on the Bonus Points Mall website (bonuspointsmall.com). Bonus points will be credited to your program account within 6–8 weeks after charges appear on your billing statement. Bonus ID 1935.

    † Pay with Points: To qualify, all your American Express® Card accounts must be in good standing. The Membership Rewards® program-enrolled Card account you designate will be charged for your purchase. Membership Rewards points will be debited from your program account and a credit will be issued to the Card account you designate for the corresponding dollar amount. If the points redeemed do not cover the entire amount of the charge, the balance of the purchase price will remain charged to the Card account you designate. Minimum redemption of 5,000 points. Terms and Conditions of the Membership Rewards program apply and are available at membershiprewards.com/terms.
  • Get special access to some of the best seats at worldwide venues.*

    * Gold Card Events: The following American Express Cards (domestic and/or international) are eligible for Gold Card Events: Gold Card, Platinum Card®, Centurion® Card, International Dollar Cards, Corporate Platinum Card and the Executive Business Card, The Gold Card from American Express OPEN, Business Platinum Card and Business Centurion Card from OPEN, if issued by American Express Travel Related Services Company, Inc., American Express Centurion Bank, American Express Bank, FSB. Gold Card Events is not offered to the following (domestic and/or international) Cards that include, but are not limited to, select American Express® Corporate Cards, Optima® Cards, Delta SkyMiles® Credit Cards, American Express Costco Credit Cards, American Express Cash Rebate Cards, Hilton HHonors® Credit Cards or Starwood Preferred Guest® Credit Cards, Aeroplus® Credit Cards, AeroMexico® Cards, Indian Airlines® Cards, Air France® Cards, British Airways® Cards, KLM® Cards, or Tiger Woods® Credit Cards.
  • Get an automatic discount whenever you use your Card at OPEN Savings merchants, including FedEx, Hertz®, and many more. Discounts appear on your statement and can always be combined with any other coupon, deal, or offer.*

    * OPEN Savings®: Savings range from 3% to 25%. Payment must be made with an American Express® Business Card at the time of purchase; savings will be credited to your account. Other restrictions or limitations may apply. Subject to offer terms and conditions located at opensavings.com. Merchant participation and offers are subject to change without notice.
  • Membership Rewards® program: Terms and Conditions for the Membership Rewards program apply. Visit membershiprewards.com/terms or call 1-800-AXP-EARN (297-3276) for more information. Participating partners and available rewards are subject to change without notice.
  • Bonus Points Mall®: To be eligible to earn bonus points in the Bonus Points Mall website, you must be a U.S. Cardmember and enrolled in the Membership Rewards® program at the time of purchase and you must charge your qualifying purchase through the Bonus Points Mall website (bonuspointsmall.com) on an eligible, enrolled American Express® Card. Bonus points are awarded for all qualifying transactions at participating merchants through the Bonus Points Mall website. Participating merchants are subject to change without notice. Additional terms and conditions apply and appear on the Bonus Points Mall website (bonuspointsmall.com). Bonus points will be credited to your program account within 6–8 weeks after charges appear on your billing statement. Bonus ID 1935.
  • Pay with Points: To qualify, all your American Express® Card accounts must be in good standing. The Membership Rewards® program–enrolled Card account you designate will be charged for your purchase. Membership Rewards points will be debited from your program account and a credit will be issued to the Card account you designate for the corresponding dollar amount. If the points redeemed do not cover the entire amount of the charge, the balance of the purchase price will remain charged to the Card account you designate. Minimum redemption of 5,000 points. Terms and Conditions of the Membership Rewards program apply and are available at membershiprewards.com/terms.
  • Purchase Protection: Purchase Protection is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0951 or Policy PP-IND and is subject to change with notice. This document does not supplement or replace the Policy.
  • OPEN Savings®: Savings range from 3% to 25%. Payment must be made with an American Express® Business Card at the time of purchase; savings will be credited to your account. Other restrictions or limitations may apply. Subject to offer terms and conditions located at opensavings.com. Merchant participation and offers are subject to change without notice.
  • How do you earn points?
    • Earn 1 point for every eligible dollar you spend — there is no limit to the number of points you can earn and no expiration date*
    • Earn double points when you book with American Express Travel
    • Earn 3X points when you shop select retailers at the Bonus Points Mall®**

    What can you do with points?
    • Fly without blackout dates†
    • Buy merchandise and gift cards from more than 500 partners
    • Transfer points to frequent flyer and hotel guest programs
    • Get Ticketmaster tickets

    * Membership Rewards® program: Terms and Conditions for the Membership Rewards program apply. Visit membershiprewards.com/terms or call 1-800-AXP-EARN (297-3276) for more information. Participating partners and available rewards are subject to change without notice.

    ** Bonus Points Mall®: To be eligible to earn bonus points in the Bonus Points Mall website, you must be a U.S. Cardmember and enrolled in the Membership Rewards® program at the time of purchase and you must charge your qualifying purchase through the Bonus Points Mall website (bonuspointsmall.com) on an eligible, enrolled American Express® Card. Bonus points are awarded for all qualifying transactions at participating merchants through the Bonus Points Mall website. Participating merchants are subject to change without notice. Additional terms and conditions apply and appear on the Bonus Points Mall website (bonuspointsmall.com). Bonus points will be credited to your program account within 6–8 weeks after charges appear on your billing statement. Bonus ID 1935.

    † Pay with Points: To qualify, all your American Express® Card accounts must be in good standing. The Membership Rewards® program-enrolled Card account you designate will be charged for your purchase. Membership Rewards points will be debited from your program account and a credit will be issued to the Card account you designate for the corresponding dollar amount. If the points redeemed do not cover the entire amount of the charge, the balance of the purchase price will remain charged to the Card account you designate. Minimum redemption of 5,000 points. Terms and Conditions of the Membership Rewards program apply and are available at membershiprewards.com/terms.
  • Protects eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase.*

    * Purchase Protection: Purchase Protection is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0951 or Policy PP-IND and is subject to change with notice. This document does not supplement or replace the Policy.
  • Get an automatic discount whenever you use your Card at OPEN Savings merchants, including FedEx, Hertz®, and many more. Discounts appear on your statement and can always be combined with any other coupon, deal, or offer.*

    * OPEN Savings®: Savings range from 3% to 25%. Payment must be made with an American Express® Business Card at the time of purchase; savings will be credited to your account. Other restrictions or limitations may apply. Subject to offer terms and conditions located at opensavings.com. Merchant participation and offers are subject to change without notice.
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