TrueEarnings® Business Card from Costco and American Express
Get 2 memberships in 1 with the no-annual-fee Credit Card that earns you cash back.
The Card at a glance
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Cash Back:
Earn cash back on every purchase with no limit to what you can earn1 -
Payment Terms:
The option to carry a balance with interest and a spending limit -
Purchase Protection2:
90-day coverage from date of purchase against theft and accidental damage up to $1,000 per occurrence -
Extended Warranty3:
Extends the terms of the original manufacturer's warranty up to one additional year on eligible purchases with warranties of five years or less that are eligible in the U.S. -
Built-in Benefits:
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Annual Fee:
No annual fee with your paid Costco membership4
Cash Back Calculator
How much cash back could you earn?
Your Monthly Spend
Annual Total:
$ cash back
Cash back is earned based on how you use your Card.
- 4% cash back for annual gasoline purchases up to $6,000 per year, and 1% thereafter
- 3% at restaurants
- 2% for travel
- 1% everywhere else, including Costco
This calculation assumes: 11.36% spent on gasoline purchases, 6.56% at restaurants, 10.68% for travel, and 71.39% on everything else, including Costco purchases. It is for estimating purposes only.
There is no limit to the amount of cash back you can earn.
Earn cash back on virtually all your expenses.
Earn 4% cash back for annual gasoline purchases up to $6,000, and 1% thereafter. You will also earn 3% cash back at restaurants, 2% for travel, and 1% everywhere else, including Costco.
Automatic Discounts |
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I use my OPEN Card for all my office supplies, copies, expenses — well, everything. I get automatic discounts and don't have to bother with keeping track of coupons,
which is great.
which is great.
Cynthia Glasbrenner | Peaches and Boo Boo | Member Since 2007
