PREMIUM CARDS

CLASSIC REWARDS CARDS

TRADE TERMS

PARTNER CARDS

BASIC CREDIT CARDS

Cancel

Want to stay in the know?
Receive offers from American Express in the future.

Just provide your name, zip code, and e-mail in the fields below.
All fields are required.

For information about how we protect your privacy, please read our Privacy Statement.
Submit
Please enter your first name using letters only.
Please enter your last name using letters only.
The zip code you entered is invalid. Please re-enter your 5-digit zip code.
The e-mail address you entered is not valid. Please enter a valid address using the format joe@sample.com.
The e-mail addresses you supplied do not match.
 
Cancel

Thank you for your interest.

Keep an eye on your e-mail account for announcements and information from American Express.
 
Close
 
SimplyCash Business Credit Card

SimplyCash® Business Card

Start simple with 0% APR for up to 12 months.

The Card at a glance

  • Cash Back:

    There is no limit to the amount you can earn1
  • Payment Terms:

    The option to carry a balance with interest and a spending limit
  • No-Fee Employee Cards:

    Set individual limits, and earn cash back on their purchases
  • Built-in Benefits:

     
  • Annual Fee:

    No annual fee

Cash Back Calculator

How much cash back could you earn?

Your Monthly Spend

Annual Total:

$ cash back

How is cash back earned?

Cash back is earned based on how you use your Card.

  • 5% cash back when you pay for wireless services and office equipment and supplies
  • 3% on gasoline purchases up to $12,000, then 1% thereafter
  • 1% on everything else

This calculation assumes: 8% spent on wireless service and office equipment, 11% on gas, and 81% on everything else. It is for estimating purposes only.

* Cash Back: There is no limit to the amount of cash rewards you can earn. You will receive a Rebate of 5% for Purchases of wireless telephone services and office supplies and equipment, and a Rebate of 3% for Purchases of automobile gasoline (any individual Purchase transaction in excess of 75 gallons or equivalent dollar value will not be deemed to be a Purchase of automobile gasoline), except that the Rebate for 3% for Purchases will be 1% for automobile gasoline Purchases in excess of $12,000 in any calendar year. You will receive a Rebate of 1% for all other Purchases. Important: You will receive a 5% or 3% Rebate only if the merchant is not a warehouse club, superstore, supermarket, or convenience store that sells automobile gasoline, and only if the merchant submits the Charge under the appropriate merchant code, industry code, and required service or product identifier established by us and the merchant. Otherwise, you will receive a Rebate of 1%. You will not receive a Rebate for balances transferred from other accounts, purchases of American Express® Travelers Cheques or American Express® Gift Cheques, fees, Finance Charges, Cash Advances, and similar means of accessing your Card Account. Additional terms and conditions apply.

Cash back is automatically credited to your statement each month.

Earn automatic cash back on every purchase
you make.

Earn 5% cash back on wireless service and office supplies , 3% on gasoline up to $12,000 per year, and 1% on every other purchase. Plus, it is automatically credited to your statement each month.

Automatic Discounts

I rarely pay full price on hotel stays with my OPEN Card. And since travel is one of my biggest expenses, I save money up front.

Isha Edwards | Epic Measures LLC | Member Since 1999

Another way to earn more cash back:
Additional Cards.

When you give someone an Additional Card under your account, their purchases earn you cash back . And since you can set individual spending limits, it is a great way to delegate spending while keeping control.

Sign Up For Offers
  • • 24/7 Customer Service
    • Account Alerts and Payment Reminders
    • Authorize Someone to Manage Your Account
    • Car Rental Loss and Damage Insurance
    • Dispute Resolution
    • Emergency Card Replacement
    • Extended Warranty
    • Fraud Protection Guarantee
    • Identity Theft Assistance
    • Online Statement
    • Purchase Protection
    • Travel Accident Insurance
    • Year-End Summary
  •  
    Learn
    More
    Call 1-800-519-OPEN
     
    Choose the Cards you would like to compare by clicking the "Save to Compare" checkbox on each Card product page.