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Air Travel Rewards Credit Cards

Virtually every dollar you spend can earn you travel rewards


	Delta Reserve from American Express	Platinum Delta SkyMiles^® Credit Card	Gold Delta SkyMiles^® Credit Card	JetBlue Card from American Express

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Overview
Good For	Sky Club^TM access and reaching Medallion^® status faster	Reaching Medallion^® status fast	Earning Delta bonus SkyMiles	Earning Award Flights quickly on JetBlue
Welcome Offer	Get Delta Sky Club^TM access ¹ and up to 40,000 MQMs ²^, ³	Get up to 5,000 MQMs and 25,000 Bonus Miles - Good for a free flight ⁴	Get up to 25,000 bonus miles - good for a free flight ⁵ & no annual fee the first year ⁶ , $95 thereafter	Earn 10,000 TrueBlue^® points with your first purchase ⁷ – oneway Award Flights start at just 5,000 points ⁸.
How You Earn Points or Miles	Earn 2x miles on Delta purchases, 1x miles everywhere else and MQMs toward status ^†	Earn 2x miles on Delta purchases, 1x miles everywhere else and MQMs toward status. ^†	Earn 2x miles on Delta purchases, 1x miles everywhere else ^†	Earn up to 8 TrueBlue points for every eligible dollar spent on jetblue.com and 1 TrueBlue point everywhere else ^†
Using Points or Miles for Rewards	Redeem miles for any Delta seat, any time using Pay with Miles and reach Medallion status sooner ^†	Redeem miles for any Delta seat, any time using Pay with Miles and reach Medallion status sooner ^†	Redeem miles for any Delta seat, any time using Pay with Miles or redeem for Award Travel tickets ^†	Redeem for Award Travel tickets ^†


Annual Rewards Calculator	Delta SkyMiles®	Delta SkyMiles®	Delta SkyMiles®	TrueBlue® Program
Your monthly spend: /mo. Adjust your MONTHLY spend to see what you can earn PER YEAR	Your Likely Yearly Return: miles +10,000 bonus MQMs^*	Your Likely Yearly Return: miles +20,000 bonus miles^*	Your Likely Yearly Return: miles +20,000 bonues miles^*	Your Likely Yearly Return: pts. +10,000 TrueBlue points^*
	Calculating... boost your return Earn more on key categories. Delta, Northwest Everywhere Else % That's enough for: You're less than 4,000 SkyMiles away from $100 off any Delta purchase.^* $100 off any Delta purchase using Pay with Miles.^* $150 off any Delta purchase using Pay with Miles.^* $200 off any Delta purchase using Pay with Miles.^* $250 off any Delta purchase using Pay with Miles.^* $300 off any Delta purchase using Pay with Miles.^* $350 off any Delta purchase using Pay with Miles.^* $400 off any Delta purchase using Pay with Miles.^* $450 off any Delta purchase using Pay with Miles.^* $500 off any Delta purchase using Pay with Miles.^* $600 off any Delta purchase using Pay with Miles.^* $700 off any Delta purchase using Pay with Miles.^* $800 off any Delta purchase using Pay with Miles.^* $900 off any Delta purchase using Pay with Miles.^* $1,000 off any Delta purchase using Pay with Miles.^* $1,100 off any Delta purchase using Pay with Miles.^* $1,300 off any Delta purchase using Pay with Miles.^* $1,500 off any Delta purchase using Pay with Miles.^* $1,750 off any Delta purchase using Pay with Miles.^* $2,000 off any Delta purchase using Pay with Miles.^* $2,500 off any Delta purchase using Pay with Miles.^* $3,000 off any Delta purchase using Pay with Miles.^* $3,500 off any Delta purchase using Pay with Miles.^* Tip: You're less than 2,500 SkyMiles away from getting up to $150 off! Tip: You're less than 2,500 SkyMiles away from getting up to $200 off! Tip: You're less than 2,500 SkyMiles away from getting up to $250 off! Tip: You're less than 2,500 SkyMiles away from getting up to $300 off! Plus: You have also earned a total of 15,000 bonus Medallion® Qualification Miles! Plus: You have also earned a total of 15,000 bonus Medallion® Qualification Miles! Plus: You have also earned a total of 15,000 bonus Medallion® Qualification Miles! Plus: You have also earned a total of 15,000 bonus Medallion® Qualification Miles! Plus: You have also earned a total of 15,000 bonus Medallion® Qualification Miles! Plus: You have also earned a total of 20,000 bonus Medallion® Qualification Miles! Plus: You have also earned a total of 20,000 bonus Medallion® Qualification Miles! Plus: You have also earned a total of 20,000 bonus Medallion® Qualification Miles! Plus: You have also earned a total of 20,000 bonus Medallion® Qualification Miles! Plus: You have also earned a total of 20,000 bonus Medallion® Qualification Miles! Plus: You have also earned a total of 20,000 bonus Medallion® Qualification Miles! Plus: You have also earned a total of 20,000 bonus Medallion® Qualification Miles! Plus: You have also earned a total of 20,000 bonus Medallion® Qualification Miles! Plus: You have also earned a total of 20,000 bonus Medallion® Qualification Miles! Plus: You have also earned a total of 20,000 bonus Medallion® Qualification Miles! Plus: You have also earned a total of 20,000 bonus Medallion® Qualification Miles! Plus: You have also earned a total of 20,000 bonus Medallion® Qualification Miles! Plus: You have also earned a total of 20,000 bonus Medallion® Qualification Miles!	Calculating... boost your return Earn more on key categories. Delta, Northwest Everywhere Else % That's enough for: You're less than 4,000 SkyMiles away from $100 off any Delta purchase.^* $100 off any Delta purchase using Pay with Miles.^* $150 off any Delta purchase using Pay with Miles.^* $200 off any Delta purchase using Pay with Miles.^* $250 off any Delta purchase using Pay with Miles.^* $300 off any Delta purchase using Pay with Miles.^* $350 off any Delta purchase using Pay with Miles.^* $400 off any Delta purchase using Pay with Miles.^* $450 off any Delta purchase using Pay with Miles.^* $500 off any Delta purchase using Pay with Miles.^* $600 off any Delta purchase using Pay with Miles.^* $700 off any Delta purchase using Pay with Miles.^* $800 off any Delta purchase using Pay with Miles.^* $900 off any Delta purchase using Pay with Miles.^* $1,000 off any Delta purchase using Pay with Miles.^* $1,100 off any Delta purchase using Pay with Miles.^* $1,300 off any Delta purchase using Pay with Miles.^* $1,500 off any Delta purchase using Pay with Miles.^* $1,750 off any Delta purchase using Pay with Miles.^* $2,000 off any Delta purchase using Pay with Miles.^* $2,500 off any Delta purchase using Pay with Miles.^* $3,000 off any Delta purchase using Pay with Miles.^* $3,500 off any Delta purchase using Pay with Miles.^* Tip: You're less than 2,500 SkyMiles away from getting up to $150 off! Tip: You're less than 2,500 SkyMiles away from getting up to $200 off! Tip: You're less than 2,500 SkyMiles away from getting up to $250 off! Plus: You have also earned a total of 10,000 bonus Medallion® Qualification Miles! Plus: You have also earned a total of 10,000 bonus Medallion® Qualification Miles! Plus: You have also earned a total of 10,000 bonus Medallion® Qualification Miles! Plus: You have also earned a total of 10,000 bonus Medallion® Qualification Miles! Plus: You have also earned a total of 10,000 bonus Medallion®Qualification Miles! Plus: You have also earned a total of 20,000 bonus Medallion® Qualification Miles! Plus: You have also earned a total of 20,000 bonus Medallion® Qualification Miles! Plus: You have also earned a total of 20,000 bonus Medallion® Qualification Miles! Plus: You have also earned a total of 20,000 bonus Medallion® Qualification Miles! Plus: You have also earned a total of 20,000 bonus Medallion® Qualification Miles! Plus: You have also earned a total of 20,000 bonus Medallion® Qualification Miles! Plus: You have also earned a total of 20,000 bonus Medallion® Qualification Miles! Plus: You have also earned a total of 20,000 bonus Medallion® Qualification Miles! Plus: You have also earned a total of 20,000 bonus Medallion® Qualification Miles! Plus: You have also earned a total of 20,000 bonus Medallion® Qualification Miles! Plus: You have also earned a total of 20,000 bonus Medallion® Qualification Miles! Plus: You have also earned a total of 20,000 bonus Medallion® Qualification Miles! Plus: You have also earned a total of 20,000 bonus Medallion® Qualification Miles! Plus: You have also earned a total of 20,000 bonus Medallion® Qualification Miles!	Calculating... boost your return Earn more on key categories. Delta, Northwest Everywhere Else % That's enough for: You're less than 4,000 SkyMiles away from $100 off any Delta purchase.^* Up to $100 off any Delta purchase using Pay with Miles.^* Up to $150 off any Delta purchase using Pay with Miles.^* Up to $200 off any Delta purchase using Pay with Miles.^* Up to $250 off any Delta purchase using Pay with Miles.^* Up to $300 off any Delta purchase using Pay with Miles.^* Up to $350 off any Delta purchase using Pay with Miles.^* Up to $400 off any Delta purchase using Pay with Miles.^* Up to $450 off any Delta purchase using Pay with Miles.^* Up to $500 off any Delta purchase using Pay with Miles.^* Up to $600 off any Delta purchase using Pay with Miles.^* Up to $700 off any Delta purchase using Pay with Miles.^* Up to $800 off any Delta purchase using Pay with Miles.^* Up to $900 off any Delta purchase using Pay with Miles.^* Up to $1,000 off any Delta purchase using Pay with Miles.^* Up to $1,100 off any Delta purchase using Pay with Miles.^* Up to $1,300 off any Delta purchase using Pay with Miles.^* Up to $1,500 off any Delta purchase using Pay with Miles.^* Up to $1,750 off any Delta purchase using Pay with Miles.^* Up to $2,000 off any Delta purchase using Pay with Miles.^* Up to $2,000 off any Delta purchase using Pay with Miles.^* Up to $2,000 off any Delta purchase using Pay with Miles.^* Up to $2,000 off any Delta purchase using Pay with Miles.^* Tip: You're less than 2,500 SkyMiles away from getting up to $150 off! Tip: You're less than 2,500 SkyMiles away from getting up to $200 off! Tip: You're less than 2,500 SkyMiles away from getting up to $250 off! Tip: You're less than 2,500 SkyMiles away from getting up to $300 off! Tip: You're less than 2,500 SkyMiles away from getting up to $350 off! Tip: You're less than 2,500 SkyMiles away from getting up to $400 off! Tip: You're less than 2,500 SkyMiles away from getting up to $450 off! Tip: You're less than 2,500 SkyMiles away from getting up to $500 off! Tip: You're less than 5,000 SkyMiles away from getting up to $600 off! Tip: You're less than 5,000 SkyMiles away from getting up to $800 off! Tip: You're less than 5,000 SkyMiles away from getting up to $900 off! Tip: You're less than 5,000 SkyMiles away from getting up to $1,000 off! Tip: You're less than 5,000 SkyMiles away from getting up to $1,100 off! Tip: You're less than 10,000 SkyMiles away from getting up to $1,300 off! Tip: You're less than 10,000 SkyMiles away from getting up to $1,500 off! Tip: You're less than 12,500 SkyMiles away from getting up to $1,750 off! Tip: You're less than 12,500 SkyMiles away from getting up to $2,000 off! Note: You can earn even more miles in one year with the Delta Platinum or Reserve Card. Note: You can earn even more miles in one year with the Delta Platinum or Reserve Card. Note: You can earn even more miles in one year with the Delta Platinum or Reserve Card. Note: You can earn even more miles in one year with the Delta Platinum or Reserve Card.	Calculating... boost your return Earn more on key categories. JetBlue.com Everywhere Else % That's enough for: Up to 1 (oneway) Award Flight on JetBlue.^* 1 roundtrip Award Flight on JetBlue^* 1 roundtrip Award Flight and 1 oneway Award Flight^* 2 roundtrip Award Flights on JetBlue^* 2 roundtrip Award Flights and 1 oneway Award Flight^* 3 roundtrip Award Flights on JetBlue^* 3 roundtrip Award Flights and 1 oneway Award Flight^* 4 roundtrip Award Flights on JetBlue^* 4 roundtrip Award Flights and 1 oneway Award Flight^* 5 roundtrip Award Flights on JetBlue^* 5 roundtrip Award Flights and 1 oneway Award Flight^* 6 roundtrip Award Flights on JetBlue^* 6 roundtrip Award Flights and 1 oneway Award Flight^* 7 roundtrip Award Flights on JetBlue^* 8 roundtrip Award Flights on JetBlue^* 9 roundtrip Award Flights on JetBlue^* 10 roundtrip Award Flights on JetBlue^* 12 roundtrip Award Flights on JetBlue^* 14 roundtrip Award Flights on JetBlue^* 16 roundtrip Award Flights on JetBlue^* 18 roundtrip Award Flights on JetBlue^* 20 roundtrip Award Flights on JetBlue^* At least 25 roundtrip Award Flights on JetBlue^*


Unique and Premium Benefits

Pay with Points or Miles	^†	^†	^†
Complimentary Airport Club Access	^†
Companion Tickets	^†	^†	^†
Personal Concierge Services	^†
Extended Warranty	^†	^†	^†	^†
Roadside Assistance	^†	^†	^†	^†
Early Access to Entertainment	^†	^†
All Our Cards Have...
	Car Rental Loss & Damage Insurance: When you use your Card to rent a car, you're automatically covered if the car is damaged or stolen. ^† Purchase Protection: Protects eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase (The Platinum Card also covers lost items). ^† Travel Accident Insurance: Provides coverage in case of accidental death and dismemberment while traveling on a Common Carrier Conveyance (plane, train, ship, or bus) when the entire fare has been charged to the Card. ^† Emergency Travel Assistance: You can rely on Global Assist 24/7 for medical, legal, financial or other emergency assistance while traveling more than 100 miles from home. ^†
Financial

APR on Purchases	A variable rate, currently 14.50%	A variable rate, currently 14.50%	A variable rate, currently 14.50%	A variable rate, currently 15.24%
Annual Fee	$450	$150	The first year's on us - then $95	$40
Bill Payment Terms	Flexibility to pay over time	Flexibility to pay over time	Flexibility to pay over time	Flexibility to pay over time
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The ability to pay for all or part of your next trip using points or miles.

Membership Rewards^® Pay With Points is available on the Preferred Rewards Green Card, the Preferred Rewards Gold Card, the Premier Rewards Gold Card, the Platinum Card and Blue from American Express. Pay for all or part of your trip anywhere, anytime on any airline without seat restrictions or blackout dates.

SPG Flights is available on the Starwood Preferred Guest Credit Card. Use your Starpoints^® to fly on hundreds of airlines, with no blackout dates or seat restrictions.

Pay with Miles is available on the Gold, Platinum, or Reserve Delta SkyMiles Credit Card. Pay for all or part of the fare with miles with no blackout dates or inventory restrictions.Our Concierge staff is available to you day or night as a personal resource for many different aspects of your life. Whether you need to select a restaurant and arrange the details of an upcoming special event or if you want expert advice selecting just the right gift, you can rely on Concierge to coordinate and take care of your requests, big and small.When you use your Card for eligible purchases, membership extends your warranty up to one year.Your car dies or blows a tire and you're stranded. Just call us and help will be on the way.By Invitation Only^® is a program that gives Platinum Card^® and Centurion^® Card members exclusive access to once-in-a-lifetime experiences - from sports, fashion and fine dining to the visual and performing arts. These unique experiences are customized for Platinum Card members and are simply not available to the general public at any price.

Offerings have included a trip to Napa Valley at harvest time with private tours of wineries and a grape stomp; a wine lover's dinner with an appearance by a world-renowned wine critic; and the chance to have your portrait painted by a famous artist combined with the chance to explore his or her private studio and witness the artist at work.Access some of the best seats in the house for theater, concerts, sporting and family events, and more - get great tickets, often before they go on sale to the general public.With Money Manager, see all your accounts—including savings, checking, investments, credit cards and rewards programs—in one location. It's easy to use and makes it easy to get the "big picture," with graphs and charts on spending, savings and more. Just upload your accounts, then track spending, develop budgets and enjoy automatic updates of your account information.10,000 Delta Medallion^® Qualification Miles will be awarded after your first purchase on the Delta Reserve Credit Card. Please allow 8 to 12 weeks after your first purchase for the bonus miles to appear in your Delta SkyMiles account. Upgrades from a Delta SkyMiles^® Options Credit Card, Classic Delta SkyMiles Credit Card, or a Gold Delta SkyMiles Credit Card to a Delta Reserve Credit Card will receive 10,000 Medallion^® Qualification Miles. Upgrades from a Platinum Delta SkyMiles Credit Card to a Delta Reserve Credit Card will receive 5,000 Medallion^® Qualification Miles. This offer is valid for first-time Delta SkyMiles Cardmembers only. If you already have or had any other Delta SkyMiles Credit Card from American Express Account(s), you are eligible to receive only the incremental difference between the Welcome Bonus miles offered herein and the amount offered with such other Account(s). You may be permitted to have more than one Delta SkyMiles Credit Card account; however, you are eligible to receive Welcome Bonus miles for only one Card account. Additional Cardmembers are not eligible.2X Miles On Delta Purchases:
This offer applies to qualifying Delta, Northwest, Delta Connection ^® carrier, and Delta Shuttle ^® flights taken with the purchase of a fare that is eligible for SkyMiles mileage credit. Offer applies to Delta Vacations^® packages but not other all-inclusive packages. In each year of Cardmembership, your miles are limited to $60,000 of eligible spending ($100,000 for Gold Delta SkyMiles Credit Cardmembers, unlimited for Platinum Delta SkyMiles Credit Cardmembers) not including bonuses. Bonus miles will be posted to your Delta SkyMiles^® account 8 to 12 weeks after the end of each month. All Delta SkyMiles program rules apply. To review the rules, please visit delta.com/skymiles.

1X Miles Everywhere Else:
Bonus miles will be posted to your Delta SkyMiles account 8 to 12 weeks after the end of each month. To be eligible to receive bonus miles, Cardmember’s account must be active and not in default at time of bonus fulfillment. Balance transfers, Express Cash, Cash Advances, U.S. Savings Bonds transactions, American Express^® Travelers Cheques and Gift Cheques do not earn miles.

MQM's Toward Status
The close of the calendar year is December 31, without regard to the time of the year that the account is opened. If in any calendar year your Eligible Spending on your Delta Reserve Card is $30,000 or more, you will be awarded 15,000 Bonus Miles and 15,000 Medallion Qualification Miles (MQMs). The 15,000 MQMs are not redeemable and only count toward Medallion status. The MQMs are yours to keep or gift to someone else and, if in that same calendar year your Eligible Spending on your Delta Reserve Card is $60,000 or more, you will be awarded 15,000 Bonus Miles and 15,000 MQMs. The MQMs are yours to keep or gift to someone else. MQM gift recipients must have a valid SkyMiles account. If within 90 days, you do not elect to designate an MQM recipient, the MQMs will be deposited in your SkyMiles account. You may be permitted to have more than one Options, Classic, Gold, Platinum, or Delta Reserve Card from American Express account; however, you are only eligible to receive one annual bonus for each type (i.e., Options, Classic, Gold, Platinum, or Delta Reserve) of Delta SkyMiles Credit Card account from American Express.Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading can start using Pay with Miles upon receiving the Card. Eligible only on Delta, Northwest, and Delta Connection^® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual or Medallion Complimentary Upgrades. Pay with Miles tickets are not eligible for the Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The Delta Reserve Cardmember must be traveling on a Delta or Northwest operated flight. Name on ticket must match name on the Delta Reserve Card. The Delta Reserve Cardmember must be 21 years of age to enter into Delta Sky Clubs^TM without a parent or guardian. The Delta Reserve Cardmember's spouse and children under the age of 21 or up to two companions may enter the club as complimentary guests. Complimentary access is only for Delta Sky Clubs. Codeshare partner, other alliance partner and other airline lounges are not included. The Delta Reserve Cardmember must present his or her valid Card and airline ticket to club agents. Note that amenities may vary among airport club locations and free Wi-Fi amenity is not included. Meeting rooms may be reserved for a fee. All Delta Sky Club rules apply. To review the rules, please visit delta.com/skyclub.10,000 Delta Medallion^® Qualification Miles will be awarded after your first purchase on the Delta Reserve Credit Card. Please allow 2-4 weeks after your first purchase for the bonus miles to appear in your Delta SkyMiles account. First purchase offer expires one year from time of Card account opening. You may be permitted to have more than one Delta SkyMiles Credit Card account; however, you are eligible to receive welcome bonus miles for only one Card account. Offer not available to existing Delta SkyMiles Credit Cardmembers upgrading to another Delta SkyMiles Credit Card. Additional Cardmembers are not eligible.The close of the calendar year is December 31, without regard to the time of the year that the account is opened. If in any calendar year your Eligible Spending on your Delta Reserve Card is $30,000 or more, you will be awarded 15,000 Bonus Miles and 15,000 Medallion Qualification Miles (MQMs). The 15,000 MQMs are not redeemable and only count toward Medallion status. The MQMs are yours to keep or gift to someone else and, if in that same calendar year your Eligible Spending on your Delta Reserve Card is &60,000 or more, you will be awarded 15,000 Bonus Miles and 15,000 MQMs. The MQMs are yours to keep or gift to someone else. MQM gift recipients must have a valid SkyMiles account. If within 90 days, you do not elect to designate an MQM recipient, the MQMs will be deposited in your SkyMiles account. You may be permitted to have more than one Options, Classic, Gold, Platinum, or Delta Reserve Card from American Express account; however, you are only eligible to receive one annual bonus for each type (i.e., Options, Classic, Gold, Platinum, or Delta Reserve) of Delta SkyMiles Credit Card account from American Express.10,000 Delta Medallion® Qualification Miles will be awarded after your first purchase on the Delta Reserve Credit Card. Please allow 8 to 12 weeks after your first purchase for the bonus miles to appear in your Delta SkyMiles® account. Upgrades from a Delta SkyMiles® Options Credit Card, Classic Delta SkyMiles Credit Card, or a Gold Delta SkyMiles Credit Card to a Delta Reserve Credit Card will receive 10,000 Medallion® Qualification Miles. Upgrades from a Platinum Delta SkyMiles Credit Card to a Delta Reserve Credit Card will receive 5,000 Medallion® Qualification Miles. This offer is valid for first-time Delta SkyMiles Cardmembers only. If you already have or had any other Delta SkyMiles Credit Card from American Express Account(s), you are eligible to receive only the incremental difference between the Welcome Bonus miles offered herein and the amount offered with such other Account(s). You may be permitted to have more than one Delta SkyMiles Credit Card account; however, you are eligible to receive welcome bonus miles for only one Card account. Additional Cardmembers are not eligible.Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading can start using Pay with Miles upon receiving the Card. Eligible only on Delta, Northwest, and Delta Connection^® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual or Medallion Complimentary Upgrades. Pay with Miles tickets are not eligible for the Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymilesThe Delta Reserve Cardmember must be traveling on a Delta or Northwest operated flight. Name on ticket must match name on the Delta Reserve Card. The Delta Reserve Cardmember must be 21 years of age to enter into Delta Sky ClubsTM without a parent or guardian. The Delta Reserve Cardmember's spouse and children under the age of 21 or up to two companions may enter the club as complimentary guests. Complimentary access is only for Delta Sky Clubs. Codeshare partner, other alliance partner and other airline lounges are not included. The Delta Reserve Cardmember must present his or her valid Card and airline ticket to club agents. Note that amenities may vary among airport club locations and free Wi-Fi amenity is not included. Meeting rooms may be reserved for a fee. All Delta Sky Club rules apply. To review the rules, please visit delta.com/skyclub.Extended Warranty is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0953 or Policy EW-IND and is subject to change with notice. This document does not supplement or replace the Policy.This service provides up to 4 service calls per year, with $50 of coverage per service call. (Limit of 1 service call in 7 days for the same cause.) Towing is to nearest authorized facility at a maximum of 10 miles with a maximum of $50 coverage. Coverage is applicable to the entire United States, Canada, and Puerto Rico. Additional terms and conditions apply. If you need further information please call the number on the back of your Card.The following American Express Cards (domestic and/or international) are eligible for Gold Card Events: Gold Card, Platinum Card^®, Centurion^® Card, the Delta Reserve Credit Card, International Dollar Cards, Corporate Platinum Card and the Executive Business Card, Business Gold Card, Business Platinum Card and Business Centurion Card from OPEN, if issued by American Express Travel Related Services Company Inc., American Express Centurion Bank, or American Express Bank, FSB.

Gold Card Events is not offered to the following (domestic and/or international) Cards that include, but are not limited to, select American Express^® Corporate Cards, Optima^® Cards, Delta SkyMiles^® Credit Cards, American Express Costco Credit Cards, American Express Cash Rebate Cards, Hilton HHONORS^® Credit Cards or Starwood Preferred Guest^® Credit Cards, Aeroplus^® Credit Cards, AeroMexico^® Cards, Indian Airlines^® Cards, Air France^® Cards, British Airways^® Cards, KLM^® Cards, Tiger Woods^® Credit Cards.Taxes/Fees/Restrictions: Companion certificate valid for one round-trip First-Class or Coach-Class Companion ticket with the purchase of certain adult round-trip fares on published routings within the 48 contiguous United States. Residents of Hawaii and Alaska must originate from there to the 48 contiguous United States. Companion tickets do not include Federal Excise Tax of $3.60, Passenger Facility Charge(s) of up to $4.50, or the September 11th Security Fee of up to $2.50 for each flight segment. For residents of Alaska/Hawaii, for travel to/from Alaska/Hawaii, U.S. International Air Transportation tax of up to $16.00 round-trip applies. Reservations are available only from a travel agent, Delta Reservations, or a Delta City ticket office or airport ticketing location. $15 fee for 1 checked bag and $25 fee for second checked bag when bags are prepaid during online check-in. $5 surcharge for each of the first two bags when checking in via ticket counter, kiosk, or curbside. These allowances are subject to size/weight limits. Contact a Delta agent or visit delta.com for details. Taxes and fees are subject to change, are the responsibility of the passenger and must be paid at the time the primary ticket is purchased and the Companion ticket is issued. All fare rules, restrictions, advance purchase requirements, and availability are per rule of primary ticket fare purchased. Seats available at most fares are limited and may not be available on all flights. Companion tickets are not transferable once issued. Primary ticket and Companion ticket must be purchased with your Delta Reserve Credit Card. Both passengers must be booked on the same flights and dates, at the same time. Companion Certificate valid for 1 year from certificate issue date; and validity is not based on the calendar year. All travel must be completed one year from certificate issue date. Certificate terms and conditions may vary each year of Cardmembership. Additional restrictions apply. See Companion certificate for details.There is typically no cost to you for most efforts Concierge consultants perform on your behalf, although you are responsible for any purchases and/or shipping charges you authorize. Fees may apply for meetings and event planning.10,000 Delta Medallion® Qualification Miles will be awarded after your first purchase on the Delta Reserve Credit Card. Please allow 8 to 12 weeks after your first purchase for the bonus miles to appear in your Delta SkyMiles® account. Upgrades from a Delta SkyMiles® Options Credit Card, Classic Delta SkyMiles Credit Card, or a Gold Delta SkyMiles Credit Card to a Delta Reserve Credit Card will receive 10,000 Medallion® Qualification Miles. Upgrades from a Platinum Delta SkyMiles Credit Card to a Delta Reserve Credit Card will receive 5,000 Medallion® Qualification Miles. This offer is valid for first-time Delta SkyMiles Cardmembers only. If you already have or had any other Delta SkyMiles Credit Card from American Express Account(s), you are eligible to receive only the incremental difference between the Welcome Bonus miles offered herein and the amount offered with such other Account(s). You may be permitted to have more than one Delta SkyMiles Credit Card account; however, you are eligible to receive welcome bonus miles for only one Card account. Additional Cardmembers are not eligible.10,000 Delta Medallion® Qualification Miles will be awarded after your first purchase on the Delta Reserve Credit Card. Please allow 8 to 12 weeks after your first purchase for the bonus miles to appear in your Delta SkyMiles® account. Upgrades from a Delta SkyMiles® Options Credit Card, Classic Delta SkyMiles Credit Card, or a Gold Delta SkyMiles Credit Card to a Delta Reserve Credit Card will receive 10,000 Medallion® Qualification Miles. Upgrades from a Platinum Delta SkyMiles Credit Card to a Delta Reserve Credit Card will receive 5,000 Medallion® Qualification Miles. This offer is valid for first-time Delta SkyMiles Cardmembers only. If you already have or had any other Delta SkyMiles Credit Card from American Express Account(s), you are eligible to receive only the incremental difference between the Welcome Bonus miles offered herein and the amount offered with such other Account(s). You may be permitted to have more than one Delta SkyMiles Credit Card account; however, you are eligible to receive welcome bonus miles for only one Card account. Additional Cardmembers are not eligible.How was this calculated?
The number of miles is based on your monthly spend, adjusted to accommodate for an entire year of spending. It considers projected Cardmember usage patterns and includes accelerated earn opportunities.

You earn Delta SkyMiles® as follows:

2 miles for every eligible dollar spent on Delta, Northwest, and Delta Vacations® purchases*
1 mile for every eligible dollar spent everywhere else**

You earn Medallion® Qualification Miles (MQMs) as follows:

10,000 MQMs with your first purchase.***
15,000 MQMs when you reach $30,000 in eligible purchases during a calendar year****
An additional 15,000 MQMs when you reach $60,000 in eligible purchases the same calendar year****

* This offer applies to qualifying Delta, Northwest, Delta Connection® carrier, and Delta Shuttle® flights taken with the purchase of a fare that is eligible for SkyMiles mileage credit. Offer applies to Delta Vacations® packages but not other all—inclusive packages. Bonus miles will be posted to your Delta SkyMiles® account 8 to 12 weeks after the end of each month. All Delta SkyMiles program rules apply. To review the rules, please visit delta.com/skymiles.

** Bonus miles will be posted to your Delta SkyMiles account 8 to 12 weeks after the end of each month. To be eligible to receive bonus miles, Cardmember's account must be active and not in default at time of bonus fulfillment. Balance transfers, Express Cash, Cash Advances, U.S. Savings Bonds transactions, and American Express® Travelers Cheques and Gift Cheques do not earn miles.

*** 10,000 Delta Medallion® Qualification Miles will be awarded after your first purchase on the Delta Reserve Credit Card. Please allow 8 to 12 weeks after your first purchase for the bonus miles to appear in your Delta SkyMiles® account. Upgrades from a Delta SkyMiles® Options Credit Card, Classic Delta SkyMiles Credit Card, or a Gold Delta SkyMiles Credit Card to a Delta Reserve Credit Card will receive 10,000 Medallion® Qualification Miles. Upgrades from a Platinum Delta SkyMiles Credit Card to a Delta Reserve Credit Card will receive 5,000 Medallion® Qualification Miles. This offer is valid for first—time Delta SkyMiles Cardmembers only. If you already have or had any other Delta SkyMiles Credit Card from American Express Account(s), you are eligible to receive only the incremental difference between the Welcome Bonus miles offered herein and the amount offered with such other Account(s). You may be permitted to have more than one Delta SkyMiles Credit Card account; however, you are eligible to receive welcome bonus miles for only one Card account. Additional Cardmembers are not eligible.

**** The close of the calendar year is December 31, without regard to the time of the year that the account is opened. If in any calendar year your Eligible Spending on your Platinum Delta SkyMiles® Credit Card is $25,000 or more, you will be awarded 10,000 Miles Boost(SM) Medallion Qualification Miles ("MQMs" as defined in the Delta SkyMiles Membership Guide and Program Rules), and if in that same calendar year your Eligible Spending on your Platinum Delta SkyMiles Credit Card is $50,000 or more, you will be awarded an additional 10,000 Miles Boost MQMs ("Additional MQMs"). You may be permitted to have more than one Options, Classic, Gold, or Platinum Delta SkyMiles Credit Card from American Express account; however, you are only eligible to receive one annual Miles Boost bonus for each type (i.e., Options, Classic, Gold, or Platinum) of Delta SkyMiles Credit Card account from American Express.You can also use SkyMiles® to:

Redeem miles for any Delta seat without blackout dates*
Redeem Award Travel on Delta and 15 partner airlines**

You can use Medallion® Qualification Miles (MQMs) to:

Enjoy increasingly comfortable travel — Silver status benefits start with Priority Boarding and Check—in, Preferred Seating, unlimited complimentary upgrades for you and companions, and much more
25,000 MQMs = Silver Medallion Elite status
50,000 MQMs = Gold Medallion Elite status
75,000 MQMs = Platinum Medallion Elite status

* Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.

**Partner airline benefits subject to change and subject to the terms and conditions of each partner. Partners subject to change.2x Delta, Northwest, and Delta Vacations® Purchases
You can get 2 Delta SkyMiles for virtually every U.S. dollar of eligible spending on the Card when you make a purchase with Delta, Northwest, Delta Connection® carrier, Delta Shuttle®, or Delta Vacations packages.1x Purchases Made Everywhere Else
You can get 1 Delta SkyMile for virtually every U.S. dollar of eligible spending on the Card everywhere else.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.2X Miles On Delta Purchases:
This offer applies to qualifying Delta, Northwest, Delta Connection ^® carrier, and Delta Shuttle ^® flights taken with the purchase of a fare that is eligible for SkyMiles mileage credit. Offer applies to Delta Vacations^® packages but not other all-inclusive packages. In each year of Cardmembership, your miles are limited to $60,000 of eligible spending ($100,000 for Gold Delta SkyMiles Credit Cardmembers, unlimited for Platinum Delta SkyMiles Credit Cardmembers) not including bonuses. Bonus miles will be posted to your Delta SkyMiles^® account 8 to 12 weeks after the end of each month. All Delta SkyMiles program rules apply. To review the rules, please visit delta.com/skymiles.

1X Miles Everywhere Else:
Bonus miles will be posted to your Delta SkyMiles account 8 to 12 weeks after the end of each month. To be eligible to receive bonus miles, Cardmember’s account must be active and not in default at time of bonus fulfillment. Balance transfers, Express Cash, Cash Advances, U.S. Savings Bonds transactions, American Express^® Travelers Cheques and Gift Cheques do not earn miles.

MQM's Toward Status
The close of the calendar year is December 31, without regard to the time of the year that the account is opened. If in any calendar year your Eligible Spending on your Platinum Delta SkyMiles^® Credit Card is $25,000 or more, you will be awarded 10,000 Miles Boost(SM) Medallion Qualification Miles ("MQMs" as defined in the Delta SkyMiles Membership Guide and Program Rules), and if in that same calendar year your Eligible Spending on your Platinum Delta SkyMiles Credit Card is $50,000 or more, you will be awarded an additional 10,000 Miles Boost MQMs ("Additional MQMs"). You may be permitted to have more than one Options, Classic, Gold, or Platinum Delta SkyMiles Credit Card from American Express account; however, you are only eligible to receive one annual Miles Boost bonus for each type (i.e., Options, Classic, Gold, or Platinum) of Delta SkyMiles Credit Card account from American Express.Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading can start using Pay with Miles upon receiving the Card. Eligible only on Delta, Northwest, and Delta Connection^® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual or Medallion Complimentary Upgrades. Pay with Miles tickets are not eligible for the Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.20,000 Delta SkyMiles^®(5,000 of which count as Medallion^® Qualification Miles) will be awarded after your first purchase on the Platinum Delta SkyMiles^® Credit Card in the increments of 15,000 as a Welcome Bonus and 5,000 for this special offer. Please allow 8 to 12 weeks after your first purchase for the bonus miles to appear in your Delta SkyMiles account. Upgrades from a classic Delta SkyMiles Credit Card to a Platinum Delta SkyMiles^® Credit Card will receive 15,000 Delta SkyMiles (5,000 of which count as Medallion^® Qualification Miles). Upgrades from a Gold Delta SkyMiles Credit Card to a Platinum Delta SkyMiles^® Credit Card will receive 10,000 Delta SkyMiles (5,000 of which also count as Medallion Qualification Miles ). This offer is valid for first-time Delta SkyMiles Cardmembers only. If you already have or had any other Delta SkyMiles Credit Card from American Express Account(s), you are eligible to receive only the incremental difference between the Welcome Bonus miles offered herein and the amount offered with such other Account(s). You may be permitted to have more than one Delta SkyMiles Credit Card account; however, you are eligible to receive Welcome Bonus miles for only one Card account. Additional Cardmembers are not eligible.20,000 bonus miles (5,000 of which count as Medallion^® Qualification Miles) awarded within 2-4 weeks of first purchase. First purchase offer expires one year from time of Card account opening. Offer not available to existing Delta SkyMiles Credit Cardmembers upgrading to another Delta SkyMiles Credit Card. Additional 2,500 bonus miles awarded for each approved Additional Card submitted with application - up to 5,000 bonus miles. 25,000 SkyMiles redeemable with Pay with Miles for flights valued up to $250, including taxes and fees. Only Gold, Platinum and Reserve Delta SkyMiles Credit Cardmembers and Gold, Platinum and Reserve Business Credit Cardmembers are eligible. Limited to Delta and Delta Connection^® carrier flights booked under DL code on delta.com. Minimum 25,000 miles for free ticket redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refund restrictions, SkyMiles program and Pay with Miles rules apply. Visit delta.com/memberguide to review rules.20,000 bonus miles will be awarded after your first purchase on the Platinum Delta SkyMiles® Credit Card in the increments of 10,000 as a Welcome Bonus and 10,000 for this special offer. Please allow 8 to 12 weeks after your first purchase for the bonus miles to appear in your Delta SkyMiles account. This offer is valid for first-time Delta SkyMiles Credit Cardmembers only. If you already have or had any other Delta SkyMiles Credit Card from American Express Account(s), you are eligible to receive only the incremental difference between the Welcome Bonus miles offered herein and the amount offered with such other Account(s). You may be permitted to have more than one Delta SkyMiles Credit Card account; however, you are eligible to receive bonus miles for only one Card account. Additional Cardmembers are not eligible.Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading can start using Pay with Miles upon receiving the Card. Eligible only on Delta, Northwest, and Delta Connection^® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual or Medallion Complimentary Upgrades. Pay with Miles tickets are not eligible for the Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymilesExtended Warranty is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0953 or Policy EW-IND and is subject to change with notice. This document does not supplement or replace the Policy.This benefit is a coordination of the service and the Cardmember is resposible for all costs associated with this service. Coverage is applicable to the entire United States, Canada, and Puerto RicoThe following American Express Cards (domestic and/or international) are eligible for Gold Card Events: Gold Card, Platinum Card^®, Centurion^® Card, the Delta Reserve Credit Card, International Dollar Cards, Corporate Platinum Card and the Executive Business Card, Business Gold Card, Business Platinum Card and Business Centurion Card from OPEN, if issued by American Express Travel Related Services Company Inc., American Express Centurion Bank, or American Express Bank, FSB.

Gold Card Events is not offered to the following (domestic and/or international) Cards that include, but are not limited to, select American Express^® Corporate Cards, Optima^® Cards, Delta SkyMiles^® Credit Cards, American Express Costco Credit Cards, American Express Cash Rebate Cards, Hilton HHONORS^® Credit Cards or Starwood Preferred Guest^® Credit Cards, Aeroplus^® Credit Cards, AeroMexico^® Cards, Indian Airlines^® Cards, Air France^® Cards, British Airways^® Cards, KLM^® Cards, Tiger Woods^® Credit Cards.Taxes/fees/restrictions. Companion certificate valid for one round-trip Coach-Class companion ticket with the purchase of certain adult round-trip fares on published routings within the 48 contiguous United States. Residents of Hawaii and Alaska must originate from there to the 48 contiguous United States. Companion Tickets do not include Federal Excise Tax of $3.60, Passenger Facility Charge(s) of up to $4.50, or the September 11th Security Fee of up to $2.50 for each flight segment. For residents of Alaska/Hawaii, for travel to/from Alaska/Hawaii, U.S. International Air Transportation tax of up to $16.00 round-trip applies. Reservations are available only from a travel agent, Delta Reservations, or a Delta City ticket office or airport ticketing location. $15 fee for 1 checked bag and $25 fee for second checked bag when bags are prepaid during online check-in. $5 surcharge for each of the first two bags when checking in via ticket counter, kiosk, or curbside. Allowances subject to size/weight limits. Contact a delta agent or visit delta.com for details. Taxes and fees are subject to change, are the responsibility of the passenger and must be paid at the time the primary ticket is purchased and the companion ticket is issued. All fare rules, restrictions, advance purchase requirements, and availability are per rule of primary ticket fare purchased. Seats available at most fares are limited and may not be available on all flights. Companion tickets are not transferable once issued. Primary Ticket and Companion Ticket must be purchased with your Delta SkyMiles Credit Card. Both passengers must be booked on the same flights and dates, at the same time. Companion Certificate valid for 1 year from certificate issue date; and validity is not based on the calendar year. All travel must be completed one year from certificate issue date. Certificate terms and conditions may vary each year of Cardmembership. Additional restrictions apply. See Companion Certificate for details.20,000 bonus miles will be awarded after your first purchase on the Platinum Delta SkyMiles® Credit Card in the increments of 10,000 as a Welcome Bonus and 10,000 for this special offer. Please allow 8 to 12 weeks after your first purchase for the bonus miles to appear in your Delta SkyMiles account. This offer is valid for first-time Delta SkyMiles Credit Cardmembers only. If you already have or had any other Delta SkyMiles Credit Card from American Express Account(s), you are eligible to receive only the incremental difference between the Welcome Bonus miles offered herein and the amount offered with such other Account(s). You may be permitted to have more than one Delta SkyMiles Credit Card account; however, you are eligible to receive bonus miles for only one Card account. Additional Cardmembers are not eligible.20,000 bonus miles will be awarded after your first purchase on the Platinum Delta SkyMiles® Credit Card in the increments of 10,000 as a Welcome Bonus and 10,000 for this special offer. Please allow 8 to 12 weeks after your first purchase for the bonus miles to appear in your Delta SkyMiles account. This offer is valid for first-time Delta SkyMiles Credit Cardmembers only. If you already have or had any other Delta SkyMiles Credit Card from American Express Account(s), you are eligible to receive only the incremental difference between the Welcome Bonus miles offered herein and the amount offered with such other Account(s). You may be permitted to have more than one Delta SkyMiles Credit Card account; however, you are eligible to receive bonus miles for only one Card account. Additional Cardmembers are not eligible.How was this calculated?
The number of miles is based on your monthly spend, adjusted to accommodate for an entire year of spending. It considers projected Cardmember usage patterns and includes accelerated earn opportunities.

You earn Delta SkyMiles® as follows:

2 miles for every eligible dollar spent on Delta, Northwest, and Delta Vacations® purchases*
1 mile for every eligible dollar spent everywhere else**
20,000 bonus miles with your first purchase***

You earn Medallion® Qualification Miles (MQMs) as follows:

10,000 MQMs when you reach $25,000 in eligible purchases during a calendar year***
An additional 10,000 MQMs when you reach $50,000 in eligible purchases the same calendar year****

* This offer applies to qualifying Delta, Northwest, Delta Connection® carrier, and Delta Shuttle® flights taken with the purchase of a fare that is eligible for SkyMiles mileage credit. Offer applies to Delta Vacations® packages but not other all-inclusive packages. Bonus miles will be posted to your Delta SkyMiles® account 8 to 12 weeks after the end of each month. All Delta SkyMiles program rules apply. To review the rules, please visit delta.com/skymiles.

** Bonus miles will be posted to your Delta SkyMiles account 8 to 12 weeks after the end of each month. To be eligible to receive bonus miles, Cardmember's account must be active and not in default at time of bonus fulfillment. Balance transfers, Express Cash, Cash Advances, U.S. Savings Bonds transactions, and American Express® Travelers Cheques and Gift Cheques do not earn miles.

*** 20,000 bonus miles will be awarded after your first purchase on the Platinum Delta SkyMiles Credit Card in the increments of 10,000 as a Welcome Bonus and 10,000 for this special offer. Please allow 8 to 12 weeks after your first purchase for the bonus miles to appear in your Delta SkyMiles account. This offer is valid for first-time Delta SkyMiles Credit Cardmembers only. If you already have or had any other Delta SkyMiles Credit Card from American Express Account(s), you are eligible to receive only the incremental difference between the Welcome Bonus miles offered herein and the amount offered with such other Account(s). You may be permitted to have more than one Delta SkyMiles Credit Card account; however, you are eligible to receive bonus miles for only one Card account. Additional Cardmembers are not eligible.

**** The close of the calendar year is December 31, without regard to the time of the year that the account is opened. If in any calendar year your Eligible Spending on your Platinum Delta SkyMiles® Credit Card is $25,000 or more, you will be awarded 10,000 Miles Boost(SM) Medallion Qualification Miles ("MQMs" as defined in the Delta SkyMiles Membership Guide and Program Rules), and if in that same calendar year your Eligible Spending on your Platinum Delta SkyMiles Credit Card is $50,000 or more, you will be awarded an additional 10,000 Miles Boost MQMs ("Additional MQMs"). You may be permitted to have more than one Options, Classic, Gold, or Platinum Delta SkyMiles Credit Card from American Express account; however, you are only eligible to receive one annual Miles Boost bonus for each type (i.e., Options, Classic, Gold, or Platinum) of Delta SkyMiles Credit Card account from American Express.You can also use SkyMiles® to:

Redeem miles for any Delta seat without blackout dates*
Redeem Award Travel on Delta and 15 partner airlines**

You can use Medallion® Qualification Miles (MQMs) to:

Enjoy increasingly comfortable travel — Silver status benefits start with Priority Boarding and Check-in, Preferred Seating, unlimited complimentary upgrades for you and companions, and much more
25,000 MQMs = Silver Medallion Elite status
50,000 MQMs = Gold Medallion Elite status
75,000 MQMs = Platinum Medallion Elite status

* Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.

**Partner airline benefits subject to change and subject to the terms and conditions of each partner. Partners subject to change.2x Delta, Northwest, and Delta Vacations® Purchases
You can get 2 Delta SkyMiles for virtually every U.S. dollar of eligible spending on the Card when you make a purchase with Delta, Northwest, Delta Connection® carrier, Delta Shuttle®, or Delta Vacations packages.1x Purchases Made Everywhere Else
You can get 1 Delta SkyMile for virtually every U.S. dollar of eligible spending on the Card everywhere else. The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.20,000 bonus miles will be awarded after your first purchase on the Gold Delta SkyMiles Credit Card in the increments of 10,000 as a Welcome Bonus and 10,000 for this special offer. Please allow 8 to 12 weeks after your first purchase for the bonus miles to appear in your Delta SkyMiles account. This offer is valid for first-time Delta SkyMiles Credit Cardmembers only. If you already have or had any other Delta SkyMiles Credit Card from American Express Account(s), you are eligible to receive only the incremental difference between the Welcome Bonus miles offered herein and the amount offered with such other Account(s). You may be permitted to have more than one Delta SkyMiles Credit Card account; however, you are eligible to receive bonus miles for only one Card account. Additional Cardmembers are not eligible.2X Miles On Delta Purchases:
This offer applies to qualifying Delta, Northwest, Delta Connection^® carrier, and Delta Shuttle^® flights taken with the purchase of a fare that is eligible for SkyMiles mileage credit. Offer applies to Delta Vacations^® packages but not other all-inclusive packages. In each year of Cardmembership, your miles are limited to $60,000 of eligible spending ($100,000 for Gold Delta SkyMiles Credit Cardmembers, unlimited for Platinum Delta SkyMiles Credit Cardmembers) not including bonuses. Bonus miles will be posted to your Delta SkyMiles^® account 8 to 12 weeks after the end of each month. All Delta SkyMiles program rules apply. To review the rules, please visit delta.com/skymiles.

1X Miles Everywhere Else:
In each year of Cardmembership, your mileage earnings are limited to $100,000 of eligible spending, not including bonuses. However, one mile for every two U.S. dollars of eligible spending on Delta charges will be awarded above this limit. Bonus miles will be posted to your Delta SkyMiles account 8 to 12 weeks after the end of each month. To be eligible to receive bonus miles, Cardmember's account must be active and not in default at time of bonus fulfillment. Balance transfers, Express Cash, Cash Advances, U.S. Savings Bonds transactions, and American Express^® Travelers Cheques and Gift Cheques do not earn miles.Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading can start using Pay with Miles upon receiving the Card. Eligible only on Delta, Northwest, and Delta Connection^® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual or Medallion Complimentary Upgrades. Pay with Miles tickets are not eligible for the Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.20,000 bonus miles awarded within 2-4 weeks of first purchase. First purchase offer expires one year from time of Card account opening. Offer not available to existing Delta SkyMiles Credit Cardmembers upgrading to another Delta SkyMiles Credit Card. Additional 2,500 bonus miles awarded for each approved Additional Card submitted with application - up to 5,000 bonus miles. 25,000 SkyMiles redeemable with Pay with Miles for flights valued up to $250, including taxes and fees. Only Gold, Platinum and Reserve Delta SkyMiles Credit Cardmembers and Gold, Platinum and Reserve Business Credit Cardmembers are eligible. Limited to Delta and Delta Connection^® carrier flights booked under DL code on delta.com. Minimum 25,000 miles for free ticket redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refund restrictions, SkyMiles program and Pay with Miles rules apply. Visit delta.com/memberguide to review rules.The annual fee for the Gold Delta SkyMiles Credit Card will be waived for the first year of Cardmembership. The annual fee will be $95 thereafter.20,000 bonus miles will be awarded after your first purchase on the Gold Delta SkyMiles Credit Card in the increments of 10,000 as a Welcome Bonus and 10,000 for this special offer. Please allow 8 to 12 weeks after your first purchase for the bonus miles to appear in your Delta SkyMiles account. This offer is valid for first-time Delta SkyMiles Credit Cardmembers only. If you already have or had any other Delta SkyMiles Credit Card from American Express Account(s), you are eligible to receive only the incremental difference between the Welcome Bonus miles offered herein and the amount offered with such other Account(s). You may be permitted to have more than one Delta SkyMiles Credit Card account; however, you are eligible to receive bonus miles for only one Card account. Additional Cardmembers are not eligible.Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading can start using Pay with Miles upon receiving the Card. Eligible only on Delta, Northwest, and Delta Connection^® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual or Medallion Complimentary Upgrades. Pay with Miles tickets are not eligible for the Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymilesExtended Warranty is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0953 or Policy EW-IND and is subject to change with notice. This document does not supplement or replace the Policy.This benefit is a coordination of the service and the Cardmember is resposible for all costs associated with this service. Coverage is applicable to the entire United States, Canada, and Puerto Rico.Taxes/fees/restrictions. Companion certificate valid for one $99 round-trip Coach-Class Companion ticket with the purchase of certain adult round-trip fares on published routings within the 48 contiguous United States. Residents of Hawaii and Alaska must originate from there to the 48 contiguous United States. Companion tickets do not include Federal Excise Tax of $3.60, Passenger Facility Charge(s) of up to $4.50, or the September 11th Security Fee of up to $2.50 for each flight segment. For residents of Alaska/Hawaii, for travel to/from Alaska/Hawaii, U.S. International Air Transportation tax of up to $16.00 round-trip applies. Reservations are available only from a travel agent, Delta Reservations, or a Delta City ticket office or airport ticketing location. $15 fee for 1 checked bag and $25 fee for second checked bag when bags are prepaid during online check-in. $5 surcharge for each of the first two bags when checking in via ticket counter, kiosk, or curbside. Allowances subject to size/weight limits. Contact a Delta agent or visit delta.com for details. Taxes and fees are subject to change, are the responsibility of the passenger and must be paid at the time the primary ticket is purchased and the Companion ticket is issued. All fare rules, restrictions, advance purchase requirements, and availability are per rule of primary ticket fare purchased. Seats available at most fares are limited and may not be available on all flights. Companion tickets are not transferable once issued. Primary ticket and Companion ticket must be purchased with your Gold Delta SkyMiles Credit Card. Both passengers must be booked on the same flights and dates, at the same time. Companion certificate valid for 1 year from certificate issue date; and validity is not based on the calendar year. All travel must be completed one year from certificate issue date. Certificate terms and conditions may vary each year of Cardmembership. Additional restrictions apply. See Companion certificate for details.20,000 bonus miles will be awarded after your first purchase on the Gold Delta SkyMiles Credit Card in the increments of 10,000 as a Welcome Bonus and 10,000 for this special offer. Please allow 8 to 12 weeks after your first purchase for the bonus miles to appear in your Delta SkyMiles account. This offer is valid for first-time Delta SkyMiles Credit Cardmembers only. If you already have or had any other Delta SkyMiles Credit Card from American Express Account(s), you are eligible to receive only the incremental difference between the Welcome Bonus miles offered herein and the amount offered with such other Account(s). You may be permitted to have more than one Delta SkyMiles Credit Card account; however, you are eligible to receive bonus miles for only one Card account. Additional Cardmembers are not eligible.20,000 bonus miles will be awarded after your first purchase on the Gold Delta SkyMiles Credit Card in the increments of 10,000 as a Welcome Bonus and 10,000 for this special offer. Please allow 8 to 12 weeks after your first purchase for the bonus miles to appear in your Delta SkyMiles account. This offer is valid for first-time Delta SkyMiles Credit Cardmembers only. If you already have or had any other Delta SkyMiles Credit Card from American Express Account(s), you are eligible to receive only the incremental difference between the Welcome Bonus miles offered herein and the amount offered with such other Account(s). You may be permitted to have more than one Delta SkyMiles Credit Card account; however, you are eligible to receive bonus miles for only one Card account. Additional Cardmembers are not eligible.How was this calculated?
The number of miles is based on your monthly spend, adjusted to accommodate for an entire year of spending. It considers projected Cardmember usage patterns and includes accelerated earn opportunities.

You earn Delta SkyMiles® as follows:

2 miles for every eligible dollar spent on Delta, Northwest, and Delta Vacations® purchases*
1 mile for every eligible dollar spent everywhere else**
20,000 bonus miles with your first purchase***

** This offer applies to qualifying Delta, Northwest, Delta Connection® carrier, and Delta Shuttle® flights taken with the purchase of a fare that is eligible for SkyMiles mileage credit. Offer applies to Delta Vacations® packages but not other all-inclusive packages. Bonus miles will be posted to your Delta SkyMiles® account 8 to 12 weeks after the end of each month. All Delta SkyMiles program rules apply. To review the rules, please visit delta.com/skymiles.

*** In each year of Cardmembership, your mileage earnings are limited to $100,000 of eligible spending, not including bonuses. However, one mile for every two U.S. dollars of eligible spending on Delta charges will be awarded above this limit. Bonus miles will be posted to your Delta SkyMiles® account 8 to 12 weeks after the end of each month. To be eligible to receive bonus miles, Cardmember’s account must be active and not in default at time of bonus fulfillment. Balance transfers, Express Cash, Cash Advances, U.S. Savings Bonds transactions, and American Express® Travelers Cheques and Gift Cheques do not earn miles.

*** 20,000 bonus SkyMiles® will be awarded after your first purchase on the Gold Delta SkyMiles Credit Card in the increments of 10,000 as a Welcome Bonus and 10,000 for this special offer. Please allow 8 to 12 weeks after your first purchase for the bonus miles to appear in your Delta SkyMiles account. This offer is valid for first-time Delta SkyMiles Cardmembers only. If you already have or had any other Delta SkyMiles Credit Card from American Express Account(s), you are eligible to receive only the incremental difference between the Welcome Bonus miles offered herein and the amount offered with such other Account(s). You may be permitted to have more than one Delta SkyMiles Credit Card account; however, you are eligible to receive welcome bonus miles for only one Card account. Additional Cardmembers are not eligible.You can also use SkyMiles® to:

Redeem miles for any Delta seat without blackout dates*
Redeem Award Travel on Delta and 15 partner airlines**

* Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification® Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.

**Partner airline benefits subject to change and subject to the terms and conditions of each partner. Partners subject to change.2x Delta, Northwest, and Delta Vacations® Purchases
You can get 2 Delta SkyMiles for virtually every U.S. dollar of eligible spending on the Card when you make a purchase with Delta, Northwest, Delta Connection® carrier, Delta Shuttle®, or Delta Vacations packages.1x Purchases Made Everywhere Else
You can get 1 Delta SkyMile for virtually every U.S. dollar of eligible spending on the Card everywhere else.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher dollar amount than shown.

Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles Credit Card product with a U.S. point of sale address in their SkyMiles account are eligible to use Pay with Miles upon receipt of their new Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual, Medallion Complimentary Upgrades, Medallion Segment Qualification, Medallion Qualification Miles, or Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles.First use bonus of 10,000 TrueBlue points will be issued as 10,000 Award Dollars. The number of Award Dollars needed to be redeemed for one TrueBlue point is subject to change to reflect changes to JetBlue's TrueBlue program. Welcome bonus Award Dollars will be awarded to primary Cardmembers 6-8 weeks after the first purchase on the JetBlue Card from American Express. This offer is valid for first-time JetBlue Cardmembers only. You may be permitted to have more than one JetBlue Card account; however, you are only eligible to earn one welcome bonus. Bonus ID 3523.Members will earn three (3) points per dollar spent plus three (3) bonus points for booking on jetblue.com on air-only JetBlue flights and select fees, excluding taxes, for a total of six (6) points per dollar spent. The base airfare purchase price for the flight portion of the Getaways and Cruise Vacation Packages will be eligible to earn TrueBlue points. All other travel services or products purchased as a part of such vacation packages, including but not limited to, hotels, rental cars, and cruises, shall be ineligible for TrueBlue point accrual. Members who make the JetBlue purchase with a JetBlue Card from American Express will earn an additional two (2) points per eligible dollar spent.

You will accrue one (1) base Award Dollar for each U.S. dollar of eligible purchases on your JetBlue Card account. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks, and cash advances), finance charges, fees, and purchase credit adjustments do not earn Award Dollars. Every Award Dollar earned will be transferred to JetBlue as one (1) TrueBlue point. The number of Award Dollars needed to be redeemed for one TrueBlue point is subject to change to reflect changes to JetBlue's TrueBlue program. You will accrue one (1) bonus Award Dollar (for a total of two (2) Award Dollars) for each U.S. dollar of eligible purchases charged on your Card account for JetBlue flights, purchases at restaurants and movie theaters, purchases of gym memberships, tickets for sporting events or performing arts events sold by the event venue, theater, or authorized agent, and greens fees at golf courses directly billed as such. Please see your current Award Dollar Agreement for full terms and conditions. TrueBlue points obtained through the redemption of Award Dollars are subject to the JetBlue TrueBlue program Terms and Conditions. Customer is responsible for any government taxes and fees that may apply to Award Travel. The expiration date of all TrueBlue points in your TrueBlue Membership Account will be extended to be 1 year from any date you have a TrueBlue point credited to your TrueBlue Membership Account if you engage in one of the following activities: (1) Using your JetBlue Card account for eligible purchases or (2) flying on a JetBlue flight. Eligibility and timing are based upon the date the TrueBlue point is credited to your TrueBlue Membership Account from one of the above qualifying activities.Certain flights will require more points to redeem award travel based on, among other things, the flight chosen and peak travel periods. TrueBlue Members are responsible for taxes and fees applicable to Award Flights, including (a) Passenger Facility Charges of up to $9.00 each way, (b) September 11 Security Fees of up to $2.50 per enplanement at a U.S. originating airport, (c) Federal Segment Taxes of $3.60 per domestic segment (a segment is a takeoff and landing), and (d) in the case of Puerto Rico and international travel, government fees and taxes of up to $127.60.

No blackout dates apply to JetBlue operated flights only. Blackout dates apply to code share and interline flights.First use bonus of 10,000 TrueBlue points will be issued as 10,000 Award Dollars. Welcome bonus Award Dollars will be awarded to primary Cardmembers 6-8 weeks after the first purchase on the JetBlue Card from American Express. This offer is valid for first-time JetBlue Cardmembers only. You may be permitted to have more than one JetBlue Card account; however, you are only eligible to earn one welcome bonus. Bonus ID 3523.Certain flights will require more points to redeem award travel based on, among other things, the flight chosen and peak travel periods. TrueBlue Members are responsible for taxes and fees applicable to Award Flights, including (a) Passenger Facility Charges of up to $9.00 each way, (b) September 11th Security Fees of up to $2.50 per enplanement at a U.S. originating airport, (c) Federal Segment Taxes of $3.60 per domestic segment (a segment is a takeoff and landing), and (d) in the case of Puerto Rico and international travel, government fees and taxes of up to $127.60.Welcome bonus of 10,000 TrueBlue points will be awarded to primary Cardmembers 6 – 8 weeks after the first purchase on the JetBlue Card from American Express. This offer is valid for first–time JetBlue Cardmembers only. First purchase offer expires one year from time of Card account opening. You may be permitted to have more than one JetBlue Card account; however, you are only eligible to earn one welcome bonus. Bonus ID 3530.Extended Warranty is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0953 or Policy EW-IND and is subject to change with notice. This document does not supplement or replace the Policy.This benefit is a coordination of the service and the Cardmember is resposible for all costs associated with this service. Coverage is applicable to the entire United States, Canada, and Puerto Rico.Welcome bonus of 10,000 TrueBlue points will be awarded to primary Cardmembers 6 – 8 weeks after the first purchase on the JetBlue Card from American Express. This offer is valid for first–time JetBlue Cardmembers only. First purchase offer expires one year from time of Card account opening. You may be permitted to have more than one JetBlue Card account; however, you are only eligible to earn one welcome bonus. Bonus ID 3530.Welcome bonus of 10,000 TrueBlue points will be awarded to primary Cardmembers 6 – 8 weeks after the first purchase on the JetBlue Card from American Express. This offer is valid for first–time JetBlue Cardmembers only. First purchase offer expires one year from time of Card account opening. You may be permitted to have more than one JetBlue Card account; however, you are only eligible to earn one welcome bonus. Bonus ID 3530.How was this calculated?
The number of points is based on your monthly spend, adjusted to accommodate for an entire year of spending. It considers projected Cardmember usage patterns and includes accelerated earn opportunities.

You earn TrueBlue® points as follows:

8 points for every eligible dollar spent on jetblue.com*
1 point for every eligible dollar spent everywhere else**

* Members will earn three (3) TrueBlue points per dollar spent on the base fare plus three (3) bonus TrueBlue points for booking on jetblue.com on eligible JetBlue flights and select fees, excluding taxes, for a total of six (6) points per dollar spent. The base airfare purchase price for the flight portion of the Getaways and Cruise Vacation Packages will be eligible to earn TrueBlue points. All other travel services or products purchased as a part of such vacation packages, including but not limited to hotels, rental cards, and cruises shall be ineligible for TrueBlue point accural. Members who make the JetBlue purchase with a JetBlue Card from American Express will earn an additional two (2) points per eligible dollar spent.

** You will accrue one (1) base Award Dollar for each U.S. dollar of eligible purchases on your JetBlue Card account. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks, and cash advances), finance charges, fees, and purchase credit adjustments do not earn Award Dollars. Every Award Dollar earned will be transferred to JetBlue as one (1) TrueBlue point. You will accrue one (1) bonus Award Dollar (for a total of (2) Award Dollars) for each U.S. dollar of eligible purchases charged on your Card account for JetBlue flights, purchases at restaurants and movie theaters, purchases of gym memberships, tickets for sporting events or performing arts events sold by the event venue, theater, or authorized agent, and greens fees at golf courses directly billed as such. Please see your current Award Dollar Agreement for full terms and conditions. TrueBlue points obtained through the redemption of Award Dollars are subject to the JetBlue TrueBlue program Terms and Conditions. Customer is responsible for any government taxes and fees that may apply to Award Travel. The expiration date of all TrueBlue points in your TrueBlue Membership Account will be extended to be 1 year from any date you have a TrueBlue point credited to your TrueBlue Membership Account if you engage in one of the following activities: (1) Using your JetBlue Card account for eligible purchases or (2) flying on a JetBlue flight. Eligibility and timing are based upon the date the TrueBlue point is credited to your TrueBlue Membership Account from one of the above qualifying activities.You can also use TrueBlue® points to:

Fly any seat, anytime, without blackout dates*

* No blackout dates apply to JetBlue operated flights only, however, blackout dates do apply to code share and interline flights.8x JetBlue Flights on JetBlue.com
You can earn up to 8 TrueBlue® points for virtually every dollar spent on eligible purchases on jetblue.com.1x Purchases Made Everywhere Else
You will earn 1 TrueBlue® point for virtually every U.S. dollar of eligible spending on the Card everywhere else.The examples included in the calculator are based on approximations. Certain flights will require more points to redeem award travel based on, among other things, the flight chosen and peak travel periods. TrueBlue Members are responsible for taxes and fees applicable to Award Flights, including (a) Passenger Facility Charges of up to $9.00 each way, (b) September 11th Security Fees of up to $2.50 per enplanement at a U.S. originating airport, (c) Federal Segment Taxes of $3.70 per domestic segment (a segment is a takeoff and landing), and (d) in the case of Puerto Rico and international travel, government fees and taxes of up to $127.60.

No blackout dates apply to JetBlue operated flights only. Blackout dates apply to code share and interline flights.The examples included in the calculator are based on approximations. Certain flights will require more points to redeem award travel based on, among other things, the flight chosen and peak travel periods. TrueBlue Members are responsible for taxes and fees applicable to Award Flights, including (a) Passenger Facility Charges of up to $9.00 each way, (b) September 11th Security Fees of up to $2.50 per enplanement at a U.S. originating airport, (c) Federal Segment Taxes of $3.70 per domestic segment (a segment is a takeoff and landing), and (d) in the case of Puerto Rico and international travel, government fees and taxes of up to $127.60.

No blackout dates apply to JetBlue operated flights only. Blackout dates apply to code share and interline flights.The examples included in the calculator are based on approximations. Certain flights will require more points to redeem award travel based on, among other things, the flight chosen and peak travel periods. TrueBlue Members are responsible for taxes and fees applicable to Award Flights, including (a) Passenger Facility Charges of up to $9.00 each way, (b) September 11th Security Fees of up to $2.50 per enplanement at a U.S. originating airport, (c) Federal Segment Taxes of $3.70 per domestic segment (a segment is a takeoff and landing), and (d) in the case of Puerto Rico and international travel, government fees and taxes of up to $127.60.

No blackout dates apply to JetBlue operated flights only. Blackout dates apply to code share and interline flights.The examples included in the calculator are based on approximations. Certain flights will require more points to redeem award travel based on, among other things, the flight chosen and peak travel periods. TrueBlue Members are responsible for taxes and fees applicable to Award Flights, including (a) Passenger Facility Charges of up to $9.00 each way, (b) September 11th Security Fees of up to $2.50 per enplanement at a U.S. originating airport, (c) Federal Segment Taxes of $3.70 per domestic segment (a segment is a takeoff and landing), and (d) in the case of Puerto Rico and international travel, government fees and taxes of up to $127.60.

No blackout dates apply to JetBlue operated flights only. Blackout dates apply to code share and interline flights.The examples included in the calculator are based on approximations. Certain flights will require more points to redeem award travel based on, among other things, the flight chosen and peak travel periods. TrueBlue Members are responsible for taxes and fees applicable to Award Flights, including (a) Passenger Facility Charges of up to $9.00 each way, (b) September 11th Security Fees of up to $2.50 per enplanement at a U.S. originating airport, (c) Federal Segment Taxes of $3.70 per domestic segment (a segment is a takeoff and landing), and (d) in the case of Puerto Rico and international travel, government fees and taxes of up to $127.60.

No blackout dates apply to JetBlue operated flights only. Blackout dates apply to code share and interline flights.The examples included in the calculator are based on approximations. Certain flights will require more points to redeem award travel based on, among other things, the flight chosen and peak travel periods. TrueBlue Members are responsible for taxes and fees applicable to Award Flights, including (a) Passenger Facility Charges of up to $9.00 each way, (b) September 11th Security Fees of up to $2.50 per enplanement at a U.S. originating airport, (c) Federal Segment Taxes of $3.70 per domestic segment (a segment is a takeoff and landing), and (d) in the case of Puerto Rico and international travel, government fees and taxes of up to $127.60.

No blackout dates apply to JetBlue operated flights only. Blackout dates apply to code share and interline flights.The examples included in the calculator are based on approximations. Certain flights will require more points to redeem award travel based on, among other things, the flight chosen and peak travel periods. TrueBlue Members are responsible for taxes and fees applicable to Award Flights, including (a) Passenger Facility Charges of up to $9.00 each way, (b) September 11th Security Fees of up to $2.50 per enplanement at a U.S. originating airport, (c) Federal Segment Taxes of $3.70 per domestic segment (a segment is a takeoff and landing), and (d) in the case of Puerto Rico and international travel, government fees and taxes of up to $127.60.

No blackout dates apply to JetBlue operated flights only. Blackout dates apply to code share and interline flights.The examples included in the calculator are based on approximations. Certain flights will require more points to redeem award travel based on, among other things, the flight chosen and peak travel periods. TrueBlue Members are responsible for taxes and fees applicable to Award Flights, including (a) Passenger Facility Charges of up to $9.00 each way, (b) September 11th Security Fees of up to $2.50 per enplanement at a U.S. originating airport, (c) Federal Segment Taxes of $3.70 per domestic segment (a segment is a takeoff and landing), and (d) in the case of Puerto Rico and international travel, government fees and taxes of up to $127.60.

No blackout dates apply to JetBlue operated flights only. Blackout dates apply to code share and interline flights. The examples included in the calculator are based on approximations. Certain flights will require more points to redeem award travel based on, among other things, the flight chosen and peak travel periods. TrueBlue Members are responsible for taxes and fees applicable to Award Flights, including (a) Passenger Facility Charges of up to $9.00 each way, (b) September 11th Security Fees of up to $2.50 per enplanement at a U.S. originating airport, (c) Federal Segment Taxes of $3.70 per domestic segment (a segment is a takeoff and landing), and (d) in the case of Puerto Rico and international travel, government fees and taxes of up to $127.60.

No blackout dates apply to JetBlue operated flights only. Blackout dates apply to code share and interline flights.The examples included in the calculator are based on approximations. Certain flights will require more points to redeem award travel based on, among other things, the flight chosen and peak travel periods. TrueBlue Members are responsible for taxes and fees applicable to Award Flights, including (a) Passenger Facility Charges of up to $9.00 each way, (b) September 11th Security Fees of up to $2.50 per enplanement at a U.S. originating airport, (c) Federal Segment Taxes of $3.70 per domestic segment (a segment is a takeoff and landing), and (d) in the case of Puerto Rico and international travel, government fees and taxes of up to $127.60.

No blackout dates apply to JetBlue operated flights only. Blackout dates apply to code share and interline flights.The examples included in the calculator are based on approximations. Certain flights will require more points to redeem award travel based on, among other things, the flight chosen and peak travel periods. TrueBlue Members are responsible for taxes and fees applicable to Award Flights, including (a) Passenger Facility Charges of up to $9.00 each way, (b) September 11th Security Fees of up to $2.50 per enplanement at a U.S. originating airport, (c) Federal Segment Taxes of $3.70 per domestic segment (a segment is a takeoff and landing), and (d) in the case of Puerto Rico and international travel, government fees and taxes of up to $127.60.

No blackout dates apply to JetBlue operated flights only. Blackout dates apply to code share and interline flights.The examples included in the calculator are based on approximations. Certain flights will require more points to redeem award travel based on, among other things, the flight chosen and peak travel periods. TrueBlue Members are responsible for taxes and fees applicable to Award Flights, including (a) Passenger Facility Charges of up to $9.00 each way, (b) September 11th Security Fees of up to $2.50 per enplanement at a U.S. originating airport, (c) Federal Segment Taxes of $3.70 per domestic segment (a segment is a takeoff and landing), and (d) in the case of Puerto Rico and international travel, government fees and taxes of up to $127.60.

No blackout dates apply to JetBlue operated flights only. Blackout dates apply to code share and interline flights.The examples included in the calculator are based on approximations. Certain flights will require more points to redeem award travel based on, among other things, the flight chosen and peak travel periods. TrueBlue Members are responsible for taxes and fees applicable to Award Flights, including (a) Passenger Facility Charges of up to $9.00 each way, (b) September 11th Security Fees of up to $2.50 per enplanement at a U.S. originating airport, (c) Federal Segment Taxes of $3.70 per domestic segment (a segment is a takeoff and landing), and (d) in the case of Puerto Rico and international travel, government fees and taxes of up to $127.60.

No blackout dates apply to JetBlue operated flights only. Blackout dates apply to code share and interline flights.The examples included in the calculator are based on approximations. Certain flights will require more points to redeem award travel based on, among other things, the flight chosen and peak travel periods. TrueBlue Members are responsible for taxes and fees applicable to Award Flights, including (a) Passenger Facility Charges of up to $9.00 each way, (b) September 11th Security Fees of up to $2.50 per enplanement at a U.S. originating airport, (c) Federal Segment Taxes of $3.70 per domestic segment (a segment is a takeoff and landing), and (d) in the case of Puerto Rico and international travel, government fees and taxes of up to $127.60.

No blackout dates apply to JetBlue operated flights only. Blackout dates apply to code share and interline flights.The examples included in the calculator are based on approximations. Certain flights will require more points to redeem award travel based on, among other things, the flight chosen and peak travel periods. TrueBlue Members are responsible for taxes and fees applicable to Award Flights, including (a) Passenger Facility Charges of up to $9.00 each way, (b) September 11th Security Fees of up to $2.50 per enplanement at a U.S. originating airport, (c) Federal Segment Taxes of $3.70 per domestic segment (a segment is a takeoff and landing), and (d) in the case of Puerto Rico and international travel, government fees and taxes of up to $127.60.

No blackout dates apply to JetBlue operated flights only. Blackout dates apply to code share and interline flights.The examples included in the calculator are based on approximations. Certain flights will require more points to redeem award travel based on, among other things, the flight chosen and peak travel periods. TrueBlue Members are responsible for taxes and fees applicable to Award Flights, including (a) Passenger Facility Charges of up to $9.00 each way, (b) September 11th Security Fees of up to $2.50 per enplanement at a U.S. originating airport, (c) Federal Segment Taxes of $3.70 per domestic segment (a segment is a takeoff and landing), and (d) in the case of Puerto Rico and international travel, government fees and taxes of up to $127.60.

No blackout dates apply to JetBlue operated flights only. Blackout dates apply to code share and interline flights.The examples included in the calculator are based on approximations. Certain flights will require more points to redeem award travel based on, among other things, the flight chosen and peak travel periods. TrueBlue Members are responsible for taxes and fees applicable to Award Flights, including (a) Passenger Facility Charges of up to $9.00 each way, (b) September 11th Security Fees of up to $2.50 per enplanement at a U.S. originating airport, (c) Federal Segment Taxes of $3.70 per domestic segment (a segment is a takeoff and landing), and (d) in the case of Puerto Rico and international travel, government fees and taxes of up to $127.60.

No blackout dates apply to JetBlue operated flights only. Blackout dates apply to code share and interline flights.The examples included in the calculator are based on approximations. Certain flights will require more points to redeem award travel based on, among other things, the flight chosen and peak travel periods. TrueBlue Members are responsible for taxes and fees applicable to Award Flights, including (a) Passenger Facility Charges of up to $9.00 each way, (b) September 11th Security Fees of up to $2.50 per enplanement at a U.S. originating airport, (c) Federal Segment Taxes of $3.70 per domestic segment (a segment is a takeoff and landing), and (d) in the case of Puerto Rico and international travel, government fees and taxes of up to $127.60.

No blackout dates apply to JetBlue operated flights only. Blackout dates apply to code share and interline flights.The examples included in the calculator are based on approximations. Certain flights will require more points to redeem award travel based on, among other things, the flight chosen and peak travel periods. TrueBlue Members are responsible for taxes and fees applicable to Award Flights, including (a) Passenger Facility Charges of up to $9.00 each way, (b) September 11th Security Fees of up to $2.50 per enplanement at a U.S. originating airport, (c) Federal Segment Taxes of $3.70 per domestic segment (a segment is a takeoff and landing), and (d) in the case of Puerto Rico and international travel, government fees and taxes of up to $127.60.

No blackout dates apply to JetBlue operated flights only. Blackout dates apply to code share and interline flights.The examples included in the calculator are based on approximations. Certain flights will require more points to redeem award travel based on, among other things, the flight chosen and peak travel periods. TrueBlue Members are responsible for taxes and fees applicable to Award Flights, including (a) Passenger Facility Charges of up to $9.00 each way, (b) September 11th Security Fees of up to $2.50 per enplanement at a U.S. originating airport, (c) Federal Segment Taxes of $3.70 per domestic segment (a segment is a takeoff and landing), and (d) in the case of Puerto Rico and international travel, government fees and taxes of up to $127.60.

No blackout dates apply to JetBlue operated flights only. Blackout dates apply to code share and interline flights.The examples included in the calculator are based on approximations. Certain flights will require more points to redeem award travel based on, among other things, the flight chosen and peak travel periods. TrueBlue Members are responsible for taxes and fees applicable to Award Flights, including (a) Passenger Facility Charges of up to $9.00 each way, (b) September 11th Security Fees of up to $2.50 per enplanement at a U.S. originating airport, (c) Federal Segment Taxes of $3.70 per domestic segment (a segment is a takeoff and landing), and (d) in the case of Puerto Rico and international travel, government fees and taxes of up to $127.60.

No blackout dates apply to JetBlue operated flights only. Blackout dates apply to code share and interline flights.The examples included in the calculator are based on approximations. Certain flights will require more points to redeem award travel based on, among other things, the flight chosen and peak travel periods. TrueBlue Members are responsible for taxes and fees applicable to Award Flights, including (a) Passenger Facility Charges of up to $9.00 each way, (b) September 11th Security Fees of up to $2.50 per enplanement at a U.S. originating airport, (c) Federal Segment Taxes of $3.70 per domestic segment (a segment is a takeoff and landing), and (d) in the case of Puerto Rico and international travel, government fees and taxes of up to $127.60.

No blackout dates apply to JetBlue operated flights only. Blackout dates apply to code share and interline flights.The examples included in the calculator are based on approximations. Certain flights will require more points to redeem award travel based on, among other things, the flight chosen and peak travel periods. TrueBlue Members are responsible for taxes and fees applicable to Award Flights, including (a) Passenger Facility Charges of up to $9.00 each way, (b) September 11th Security Fees of up to $2.50 per enplanement at a U.S. originating airport, (c) Federal Segment Taxes of $3.70 per domestic segment (a segment is a takeoff and landing), and (d) in the case of Puerto Rico and international travel, government fees and taxes of up to $127.60.

No blackout dates apply to JetBlue operated flights only. Blackout dates apply to code share and interline flights.Car Rental Loss & Damage Insurance (Policy AX0925 or Policy CRLDI-IND) Purchase Protection (Policy AX0951 or Policy PP-IND), Travel Accident Insurance (Policy AX0948), Baggage Insurance Plan (Policy AX0400 or Policy BIP-IND) are underwritten by AMEX Assurance Company Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of the respective policies (see above) and is subject to change with notice. This document does not supplement or replace the policy.

Global Assist - Emergency Travel Assistance
While the many Global Assist Hotline coordination and assistance services are free benefits from American Express, Cardmembers are responsible for the costs charged by third-party service providers.Car Rental Loss & Damage Insurance (Policy AX0925 or Policy CRLDI-IND) Purchase Protection (Policy AX0951 or Policy PP-IND), Travel Accident Insurance (Policy AX0948), Baggage Insurance Plan (Policy AX0400 or Policy BIP-IND) are underwritten by AMEX Assurance Company Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of the respective policies (see above) and is subject to change with notice. This document does not supplement or replace the policy.

Global Assist - Emergency Travel Assistance
While the many Global Assist Hotline coordination and assistance services are free benefits from American Express, Cardmembers are responsible for the costs charged by third-party service providers.Car Rental Loss & Damage Insurance (Policy AX0925 or Policy CRLDI-IND) Purchase Protection (Policy AX0951 or Policy PP-IND), Travel Accident Insurance (Policy AX0948), Baggage Insurance Plan (Policy AX0400 or Policy BIP-IND) are underwritten by AMEX Assurance Company Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of the respective policies (see above) and is subject to change with notice. This document does not supplement or replace the policy.

Global Assist - Emergency Travel Assistance
While the many Global Assist Hotline coordination and assistance services are free benefits from American Express, Cardmembers are responsible for the costs charged by third-party service providers.Car Rental Loss & Damage Insurance (Policy AX0925 or Policy CRLDI-IND) Purchase Protection (Policy AX0951 or Policy PP-IND), Travel Accident Insurance (Policy AX0948), Baggage Insurance Plan (Policy AX0400 or Policy BIP-IND) are underwritten by AMEX Assurance Company Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of the respective policies (see above) and is subject to change with notice. This document does not supplement or replace the policy.

Global Assist - Emergency Travel Assistance
While the many Global Assist Hotline coordination and assistance services are free benefits from American Express, Cardmembers are responsible for the costs charged by third-party service providers.

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