When you apply, your personal information is protected and secure.
Secure Application Process

By Invitation Only Events


Enjoy exclusive access to remarkable experiences that are typically unavailable to the general public


 

Platinum Card®


 


 


 


 

 



 


 


 


 

      

Overview

Good For
Premium service and rewards, access to invitation-only events, airport lounges & more    
Welcome Offer
One-of-a-kind travel privileges and extraordinary service    
How You Earn Points or Miles
1 point for every eligible dollar you spend. 2X points at the American Express Travel website. 2X - 10X with select partners    
Using Points or Miles for Rewards
Use points for rewards from over 500 brands. Transfer points to over 20 airline and hotel partners or use points for gift cards and merchandise. Exclusive access to rewards from luxury brands    

Annual Rewards Calculator

Membership Rewards First® program

 

 

 

 

Your monthly spend:

/mo.

Adjust your MONTHLY spend to see what you can earn PER YEAR

Your Likely Yearly Return:your likely yearly return

 pts.

 

 

 

 

Calculating...
boost your return

Earn more on key categories.

  • Bonus Points Mall®
  • Amex Travel
  • Everywhere Else
    %
That's enough for:
  • $60 in gift cards from over 60 brands including Saks Fifth Avenue and Legal Sea Foods.*
  • $75 or more toward tickets on any airline using Pay with Points.*
  • $100 or more toward tickets on any airline using Pay with Points.*
  • $150 in gift cards from over 60 brands including Saks Fifth Avenue and Legal Sea Foods.*
  • $200 or more toward tickets on any airline using Pay with Points.*
  • 1 round-trip domestic airline award ticket.*
  • An economy class companion award ticket to Europe.*
  • $400 or more toward tickets on any airline using Pay with Points.*
  • $500 or more toward tickets on any airline using Pay with Points.*
  • $600 in gift cards from over 60 brands including Saks Fifth Avenue and Legal Sea Foods.*
  • $700 toward tickets on any airline using Pay with Points.*
  • An economy class award ticket to Tahiti.*
  • $900 toward tickets on any airline using Pay with Points.*
  • An economy class award ticket to Australia.*
  • $1,100 or more towards tickets on any airline using Pay with Points.*
  • An economy class award ticket to Hong Kong.*
  • A 6.1 megapixel digital SLR camera.*
  • $1,400 or more toward tickets on any airline using Pay with Points.*
  • A surround sound home theater system.*
  • $1,600 or more toward tickets on any airline using Pay with Points.*
  • A 37" 1080P LCD television.*
  • $2,000 or more toward tickets on any airline using Pay with Points.*
  • At least $2,500 toward tickets on any airline using Pay with Points.*
  • Tip: You're less than 750 points away from $75 off any travel purchase!*
  • Tip: You're less than 1,250 points away from $100 off any travel purchase!*
  • Tip: You're less than 2,500 points away from $150 in gift cards!*
  • Tip: You're less than 2,500 points away from $200 off any travel purchase!*
  • Tip: You're less than 2,500 points away from a domestic round-trip award ticket!*
  • Tip: You're less than 2,500 points away from a companion award ticket to Europe!*
  • Tip: You're less than 5,000 points away from $400 off any travel purchase!*
  • Tip: You're less than 5,000 points away from $500 off any travel purchase!*
  • Tip: You're less than 5,000 points away from $600 in gift cards!*
  • Tip: You're less than 5,000 points away from $700 off any travel purchase!*
  • Tip: You're less than 5,000 points away from an award ticket to Tahiti!*
  • Tip: You're less than 5,000 points away from $900 off any travel purchase!*
  • Tip: You're less than 5,000 points away from an award ticket to Australia!*
  • Tip: You're less than 5,000 points away from $1,100 off any travel purchase!*
  • Tip: You're less than 7,500 points away from an award ticket to Hong Kong!*
  • Tip: You're less than 2,500 points away from a digital SLR camera!*
  • Tip: You're less than 5,000 points away from $1,400 off any travel purchase!*
  • Tip: You're less than 5,000 points away from a surround sound home theater system!*
  • Tip: You're less than 5,000 points away from $1,600 off any travel purchase!*
  • Tip: You're less than 7,500 points away from a 37" LCD television!*
  • Tip: You're less than 12,500 points away from $2,000 off any travel purchase!*
  • Tip: You're less than 25,000 points away from $2,500 off any travel purchase!*
    

Unique and Premium Benefits

 
Pay with Points or Miles
         
Complimentary Airport Club Access
         
Companion Tickets
         
Personal Concierge Services
         
Extended Warranty
         
Roadside Assistance
         
Access to Exclusive, Once in a Lifetime Events
         
Early Access to Entertainment
         
Online Financial Tools
    

All Our Cards Have...

  • Car Rental Loss & Damage Insurance:  When you use your Card to rent a car, you're automatically covered if the car is damaged or stolen.
  • Purchase Protection:  Protects eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase (The Platinum Card also covers lost items).
  • Travel Accident Insurance:  Provides coverage in case of accidental death and dismemberment while traveling on a Common Carrier Conveyance (plane, train, ship, or bus) when the entire fare has been charged to the Card.
  • Emergency Travel Assistance:  You can rely on Global Assist 24/7 for medical, legal, financial or other emergency assistance while traveling more than 100 miles from home.

Financial

 
APR on Purchases
No interest charges — you pay your balance in full monthly          
Annual Fee
$450    
Bill Payment Terms
Pay your monthly balance in full    
  Apply Now

Receive Email Offers