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Platinum Card® |
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Personalized Concierge services and travel consultants to help unlock a world of VIP treatment and benefits. More Details | | | | |
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Welcome Offer | One-of-a-kind travel privileges and extraordinary service | | | | |
How You Earn Rewards | Earn one point for virtually every dollar you spend. Earn 4x points when you shop at Bonus Points Mall® and double points at American Express Travel. | | | | |
Redeeming for Rewards | Redeem for extraordinary rewards in travel, shopping, dining & entertainment. Access First Collection® an exclusive set of rewards featuring world-class travel, luxury lifestyle goods, jewelry and fashion. | | | | |
Annual Fee | $450 | | | | |
APR on Purchases | No interest rate — you pay your balance monthly | | | | |
Spending Limit | No Pre-Set Spending Limit | | | | |
Coverage against loss or damage of your baggage  |  | | | | |
Guaranteed room reservations |  | | | | |
Travel Accident Insurance  | Yes, up to $500,000 | | | | |
24/7 Roadside Assistance | Anywhere | | | | |
Dedicated team of travel consultants  |  | | | | |
24/7 medical, legal, financial, or other emergency assistance while traveling  | When > 100 miles from home | | | | |
Complimentary access to private airport clubs worldwide |  | | | | |
Special amenities and services at fine hotels and resorts  |  | | | | |
Companion Ticket(s) | Yes, when purchasing a First- or Business-Class ticket | | | | |
Premium car rental programs  |  | | | | |
Personal Concierge Services |  | | | | |
Access to VIP Events  |  | | | | |
Access to reservations at restaurants around the world  |  | | | | |
Access to preferred seating  |  | | | | |
Event Ticket Protection Plan  |  | | | | |
Extended Warranty  |  | | | | |
Personal shopping services and elite shopper programs  |  | | | | |
Ensure financial control by paying your monthly balance in full |  | | | | |
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Apply Now | | | | |
Earn rewards as points, miles, cash back and more for virtually every dollar you spend on your Card. With the Baggage Insurance Plan,get coverage against the loss of, and damage to, checked and carry-on baggage when you purchase your plane, train, helicopter, ship, or bus tickets with your Card. Book your room using this service and no matter how late you arrive, you ensure that a room will be available to you. If you're having car trouble, we'll get you back on track in no time with 24-hour assistance. From planning to booking, Platinum Travel Consultants are standing by 24/7 to assist with all your travel needs. When you're more than 100 miles away from home, rest assured that you'll be covered with around-the-clock emergency assistance. You and your family — or up to two travel companions — can wait for your flights in the comfort of a private airport club. The Fine Hotels & Resorts Program offers Card members special amenities at more than 600 luxurious properties around the world. Complimentary memberships in premium car rental programs from Avis® ,Hertz® and National Car Rental Travel Accident Insurance provides accidental death and dismemberment insurance while traveling on a Common Carrier Conveyance (plane, train, ship, helicopter, or bus) when the entire fare has been charged to the Card. American Express Card Baggage Insurance Plan is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0400 or Policy BIP-IND and is subject to change with notice. This document does not supplement or replace the Policy. Travel Accident Insurance is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0948 and is subject to change with notice. This document does not supplement or replace the Policy. American Express Travel Related Services Company, Inc. acts solely as sales agent for travel suppliers and is not liable for the acts or inactions of such suppliers. CST#1022318-10, Washington UBI# 600-469-694 ML-1192, TA-002 Registered Iowa Travel Agency, NV 2001-0126. While the many Global Assist Hotline coordination and assistance services are free benefits from American Express, Cardmembers are responsible for the costs charged by third-party service providers.In order to receive Fine Hotels & Resorts Program Program amenities and rates, reservations must be made through Platinum Travel Services. Payment must be made with an American Express Card in the Platinum Card member’s name. Room upgrade upon arrival is based on availability. One special program amenity per room, per stay. Special amenity restrictions vary by hotel and cannot be redeemed for cash. Platinum Card members may reserve up to two (2) additional rooms other than for their own use, inclusive of the standard amenities and negotiated rate. The member must accompany the party as a guest for which Fine Hotels & Resorts Program Program reservations are made. In the event the Platinum Card member cancels his or her reservation, the Fine Hotels & Resorts Program Program rates and amenities will no longer apply to any remaining reservation(s). Back-to-back stays within a 24-hour period at a single FH&R Hotel are considered one stay. Fine Hotels & Resorts Program Program participants and amenities subject to change without notice. Must reserve Fine Hotels & Resorts Program Program negotiated rates and room categories in order to receive amenities. American Express acts solely as sales agent for travel suppliers and is not liable for the acts or inactions of such suppliers. Additional hotel terms & conditions may apply, see americanexpress.com/fhr for details. CST# 1022318-10, Washington UBI# 600-469-694 ML-1192, TA-002 Registered Iowa Travel Agency, NV# 2001-0126 Benefits given to Platinum Card members are subject to each car rental company's terms and conditions, including age restrictions, and require enrollment to receive benefits. Card members must be affiliated with the Platinum Card Program codes. Hertz #1 Club Gold® is a registered trademark of Hertz System, Inc. Minimum rental age is 25 (exceptions apply). For Hertz #1 Club Gold, upgrades are subject to fleet availability at time of rental. Standard rental terms and conditions apply. Payment must be made using the Platinum Card from American Express. Card members are required to enroll in Hertz #1 Club Gold to become a member. National collects Frequent Flyer Tax Recoupment Surcharge to cover the federal tax on the cost of the miles awarded at the time of rental. Discount applies to base rate only. Taxes (including GST), other governmentally authorized or imposed surcharges, license recoupment/air tax recovery and concession recoupment fees, airport and airport facility fees, fuel, additional driver fee, one-way rental charge, and optional items are extra. Renter must meet standard age, driver, and credit requirements. Advance reservation required. May not be combined with other discounts. Availability is limited. Subject to change without notice. Blackout dates may apply. National's Emerald Club and its services require a signed Master Rental Agreement on file. Get 24/7 professional support and assistance for restaurant reservations, gift recommendations, sophisticated event planning, and more with Concierge services.By Invitation Only® allows you to experience exclusive, once-in-a-lifetime events in sports, performing arts, and more.Platinum Dining® Reservations holds a reservation for Platinum Card® members to sample five-star cuisine or to experience chic bistros.Preferred Seating keeps you one step ahead of the rush with premium seats reserved and waiting for Card members.The Event Ticket Protection Plan is prepared to handle life's surprise entrances with reimbursement for Covered Incidents as defined in the Policy. This benefit is not available to residents of New York State. Transportation and accommodation costs are additional unless otherwise stated. The price indicated covers event costs only. All sales are final and non-refundable and resale is prohibited. Payment must be made using a [Business] Platinum Card from American Express. Details and prices are subject to change. Packages are available on a first-come first-served basis. Availability is limited. Reservations are based on a first come, first serve basis. All cancellations must be made by calling at least 24 hours in advance of your reservation, otherwise you will be subject to a cancellation fee of $15 per person (minimum of $60, maximum of $120). The following American Express Cards (domestic and/or international) are eligible for Gold Card Events: Gold Card, Platinum Card®, Centurion® Card, International Dollar Cards, Corporate Platinum Card and the Executive Business Card, Business Gold Card, Business Platinum Card and Business Centurion Card from OPEN, if issued by American Express Travel Related Services Company Inc., American Express Centurion Bank, American Express Bank, FSB. Gold Card Events is not offered to the following (domestic and/or international) Cards that include, but are not limited to, select American Express® Corporate Cards, Optima® Cards, Delta SkyMiles® Credit Cards, American Express Costco Credit Cards, American Express Cash Rebate Cards, Hilton HHONORS® Credit Cards or Starwood Preferred Guest® Credit Cards, Aeroplus® Credit Cards, AeroMexico® Cards, Indian Airlines® Cards, Air France® Cards, British Airways® Cards, KLM® Cards, Tiger Woods® Credit Cards. Event Ticket Protection Plan is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions and exclusions of Policy AX0974 or Policy ETP-IND and is subject to change with notice. This document does not supplement or replace the Policy. This benefit is not available to residents of New York State. With Extended Warranty, we'll extend the length of the original manufacturer's warranty for a period of time equal to the duration of the original manufacturer's warranty, for up to one year on purchases you make with your Card. Take advantage of exclusive shopping privileges and amenities with our luxury retailer partners With expresspay, there's no slip to sign — just hold your Card up to the special expresspay reader at the register and you're out the door in no time. Extended Warranty is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0953 or Policy EW-IND and is subject to change with notice. This document does not supplement or replace the Policy. Subject to product and personnel availability. Enrollment required Pay your balance in full each month to maintain financial control over your account and avoid service charges. This offer is good for new Cardmembers and Additional Cardmembers on their accounts who have one or more of the following consumer American Express (R) Card products: the American Express Card, the American Express Rewards Green Card, the American Express Preferred Rewards Green Card, the American Express Gold Card, the American Express Rewards Gold Card, the American Express Preferred Rewards Gold Card, the American Express Rewards Plus Gold Card, the Platinum Card (R), the Centurion (R) Card. Offer is valid for eligible purchases charged to an eligible enrolled Card account during the 12 month period commencing on the date the new Card account is issued. To be eligible for this promotion, you must have been solicited for it and your new Card account must be issued by July 31, 2009. New Cardmembers will be automatically enrolled this promotion. To earn double points (one point plus one bonus point for every dollar of eligible charges), you must be enrolled in the Membership Rewards® program at the time of purchase and must charge your purchase on an eligible, enrolled American Express Card. Your Card account must be active and not in default at the time of bonus point fulfillment. Bonus points will be credited to your Membership Rewards account 8-10 weeks after charges appear on your billing statement. The terms and conditions for the Membership Rewards program apply. Visit membershiprewards.com/terms or call 1-800-AXP-EARN (297-3276) for more information. Participating merchants and available rewards are subject to change without notice. You can earn double points in U.S. stand alone gas stations and supermarkets only if the merchant submits the charge for your purchase under the appropriate merchant code, industry code, or required service or product identifier established by us and the merchant. Charges at departments of superstores or warehouse clubs are not eligible for this promotion. This offer is valid on up to $1000 of eligible gas and grocery spend each month. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks and cash advances), finance charges, fees and purchase credit adjustments do not earn points. This promotion can not be combined with any other promotional offers. Bonus ID 2795. Redeem Membership Rewards® points for a premium collection of air, hotel, vacation packages, and more, and rest assured with travel benefits and protection exclusive to the Platinum Card®. The Platinum Card® from American Express has no pre-set spending limit which gives you purchasing power that adjusts with your use of the Card. No pre-set spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors, including current spending patterns, your payment history, credit record, and financial resources known to us. The American Express Card has no pre-set spending limit, which gives you purchasing power that adjusts with your use of the Card and other factors. No pre-set spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit card record and financial resources known to us, and other factors. If you become eligible, you may BE GIVEN THE OPTION TO extend payment over time on certain charges using our Flexible Payment Features. If you use these Features, you may accrue interest on any charges you choose to pay over time.This offer is good for new Cardmembers and Additional Cardmembers on their accounts who have one or more of the following consumer American Express (R) Card products: the American Express Card, the American Express Rewards Green Card, the American Express Preferred Rewards Green Card, the American Express Gold Card, the American Express Rewards Gold Card, the American Express Preferred Rewards Gold Card, the American Express Rewards Plus Gold Card, the Platinum Card (R), the Centurion (R) Card. Offer is valid for eligible purchases charged to an eligible enrolled Card account during the 12 month period commencing on the date the new Card account is issued. To be eligible for this promotion, you must have been solicited for it and your new Card account must be issued by July 31, 2009. New Cardmembers will be automatically enrolled this promotion. To earn double points (one point plus one bonus point for every dollar of eligible charges), you must be enrolled in the Membership Rewards� program at the time of purchase and must charge your purchase on an eligible, enrolled American Express Card. Your Card account must be active and not in default at the time of bonus point fulfillment. Bonus points will be credited to your Membership Rewards account 8-10 weeks after charges appear on your billing statement. The terms and conditions for the Membership Rewards program apply. Visit membershiprewards.com/terms or call 1-800-AXP-EARN (297-3276) for more information. Participating merchants and available rewards are subject to change without notice. You can earn double points in U.S. stand alone gas stations and supermarkets only if the merchant submits the charge for your purchase under the appropriate merchant code, industry code, or required service or product identifier established by us and the merchant. Charges at departments of superstores or warehouse clubs are not eligible for this promotion. This offer is valid on up to $1000 of eligible gas and grocery spend each month. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks and cash advances), finance charges, fees and purchase credit adjustments do not earn points. This promotion can not be combined with any other promotional offers. Bonus Point ID 2795. Redeem Membership Rewards® points for dining opportunities at select restaurants. Redeem Membership Rewards® points for tickets to theater, sporting, and music events. Redeem Membership Rewards® points for an extraordinary collection of shopping rewards from some of the finest names in retail, luxury, fashion, and more. Earn double Membership Rewards® points when you book travel online through American Express Travel.
Earn triple points when you shop with select retailers at Bonus Points Mall®. With the Baggage Insurance Plan2 get coverage against the loss of, and damage to, checked and carry-on baggage when you purchase your Common Carrier - plane, train, helicopter, ship, or bus - tickets with your Card. When you book your room using this service, you ensure that a room will be available to you, no matter how late you arrive. The American Express Roadside Assistance Anywhere services are provided as an emergency service and not a general maintenance type service. Only one disablement for the same cause during any consecutive seven-day period will be allowed. Coverage provided for self-propelled, four-wheel vehicles designed, licensed, and used for private on-road transportation, and trucks with a carrying capacity of up to 2 tons. Towing to the nearest authorized facility, or, upon the Card member's request, to another location at a maximum towing distance of 10 miles with a maximum of $50 coverage. Fuel provided in emergency situations will be charged to the Card member's Card Account. Emergency situations do not include: all parts, labor and supplies provided while at an auto repair shop or service station, towing to another location unless the initial service location is closed, service for taxicabs, tractors, boats, rental vehicles, ambulances, trucks, vehicles used for competition, unlicensed vehicles, illegally parked or impounded vehicles, or any vehicles in tow, rental and towing equipment, towing at the direction of law enforcement officer relating to traffic obstruction, impoundment, abandonment, illegal parking, or other violations of law or towing by other than a licensed service station or garage, installation or removal of snow tires, repairs to studs, mounting and dismounting snow chains, repeated service calls for a vehicle in need of routine maintenance or repair, shoveling snow from around a vehicle, vehicle storage, or impoundment charges. Service is provided in the 48 contiguous United States and Canada. Limit of 4 services per calendar year. From planning to booking, Platinum Travel Consultants are standing by 24/7 to assist with all your travel needs. The Premium Global Assist Hotline must arrange all medical and visitor transportation. Because the Premium Global Assist Hotline is an assistance service, we cannot reimburse you for expenses you incur on your own. Wait for your flights in the comfort of a private airport club. You and your family - or up to two travel companions - receive access to select airport lounges around the world, compliments of the Airport Club Access Program. One-of-a-kind vacations deserve extraordinary rooms - the Fine Hotels & Resorts Program offers Card members special amenities at more than 600 luxurious properties around the world. Purchase a full-fare First-Class or Business-Class international ticket through Platinum Travel Service, and receive another ticket with the same itinerary as your own, compliments of the International Airline Program. International Airline Program: Eligibility of International Airline Program is contingent on the purchase of a qualifying, non-restricted First- or Business-Class ticket on a member carrier originating in and returning to a designated U.S. gateway. Qualifying travel must be booked through Platinum Travel Service (PTS) or refer your travel professional to PTS. Some International Airline Program carriers offer originating and terminating points at Canadian gateways. Puerto Rico is not a qualifying U.S. gateway. Travel must be completed by 12/31/09. Some International Airline Program carriers offer only Business Class. Class of service is determined by each participating airline. One-way travel valid if originating in the U.S. on certain carriers. International Airline Program seat allocations and destinations may be limited on specific airlines and flights. One of the travelers must be a U.S.-issued Platinum Card member. Tickets are non-transferable and non-endorsable and must be purchased in the United States with the American Express Card in the Platinum Card member’s name. Companion ticket must have the same itinerary with departure and return on the same flights as the paid ticket, and is subject to fuel surcharges imposed by participating carrier and all government fees, taxes, and charges. One companion ticket per Platinum Card member traveling. Most companion tickets do not accrue frequent-flyer mileage. Companion tickets are valid only with the purchase of non-restricted, qualifying ticket(s). A non-refundable $78 service fee is charged per qualifying passenger ticket. IAP tickets are subject to exchange or refund fees. Any deviations or changes in routing by personal choice of Card member after ticketing will be at Card member’s expense. Non-participating carriers must be ticketed and priced separately. Refund of the qualifying passenger ticket must be accompanied by the companion ticket. The fare value of the companion tickets is non-refundable; however, a portion of the taxes and fees paid on the companion ticket may be refundable. Advance reservations must be ticketed no later than 30 days prior to departure or reservations will be canceled. Reservations made within 30 days of departure must be ticketed within 72 hours after the bookings are made or they will be canceled. Tickets can only be issued the same day as the departure date if, a) International Airline Program booking inventory is available and, b) if the applicable airline allows electronic ticketing. Otherwise, same-day booking, ticketing, and departure are not allowed. Offer not valid with any other promotion, discount, negotiated group rate, or corporate-contracted rate, and is subject to availability. Program may not be available on certain code-share flights. Airlines reserve the right to change or modify program based on an irregular flight operation. Program subject to changes or cancellations. City restrictions apply. American Express Travel Related Services Company, Inc., acts solely as sales agent for travel suppliers and is not liable for the actions or inactions of such suppliers. CST#1022318-10, Washington UBI#600-469-694, ML-1192, TA-002 Registered Iowa Travel Agency, NV# 2001-0126. Bypass lines and paperwork, go straight to your waiting car, and enjoy special upgrades and savings with complimentary Premium Car Rental Program memberships from Avis®, Hertz®, and National Car Rental®.
Complimentary Starwood Preferred Guest® Gold membership providing upgrades, points bonuses, and more, with no minimum stays required. Get 24/7 professional support and assistance for restaurant reservations, gift recommendations, sophisticated event planning, and more with the Platinum Card® Concierge.By Invitation Only® allows you to experience exclusive, once-in-a-lifetime events in sports, performing arts, and more. Wherever your pursuits take you, remember that your table is waiting at some of the world's finest restaurants. Platinum Dining® Reservations holds a reservation for Platinum Card® members to sample five-star cuisine or to experience chic bistros.Preferred Seating keeps you one step ahead of the rush with premium seats reserved and waiting for Card members. The Event Ticket Protection Plan is prepared to handle life's surprise entrances with reimbursement up to $2,000 per Occurrence for Covered Incidents as defined in the Policy. This benefit is not available to residents of New York State. With Extended Warranty, we'll extend the length of the original manufacturer's warranty for a period of time equal to the duration of the original manufacturer's warranty, up to one year, so you won't have to worry about purchases you make with your Card. Get shopping assistance like no other. Let the Platinum Card® Concierge help you find the perfect gift, and take advantage of special offers, rewards, and services from some of the finest names in luxury retail with Platinum Card Shopping Partners.