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Platinum Delta SkyMiles® Credit Card | 
Starwood Preferred Guest® Credit Card from American Express | 
Blue from American Express® | 
Blue Sky from American Express | 
Clear from American Express® |
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Good For | Reaching Medallion® status fast | Free nights or flights with no blackout dates | Rewards and no annual fee | Free travel with zero restrictions and no annual fee | Clear and simple automatic rewards. |
Welcome Offer | Get up to 5,000 MQMs and 25,000 Bonus Miles - Good for a free flight 1 | No annual fee for the first year & 10,000 Starpoints® after first purchase 2 | 0% APR for 6 months, no annual fee | 0% APR for 6 months, no annual fee | 0% APR for 6 months, no annual fee |
How You Earn Points or Miles | Earn 2x miles on Delta purchases, 1x miles everywhere else and MQMs toward status. † | Earn 2x Starpoints at participating Starwood hotels and resorts and 1x points everywhere else † | 1 point for every eligible dollar. 2X points at the American Express Travel website. 2X - 10X with select partners | Earn 1 point for every eligible dollar you spend.. † | Get a $25 American Express® shopping card for every eligible $2,500 you spend on your Card † |
Using Points or Miles for Rewards | Redeem miles for any Delta seat, any time using Pay with Miles and reach Medallion status sooner † | Redeem Starpoints® for free Night Awards at over 940 Starwood Hotels and Resorts and for flights on over 30 airlines with no blackout dates | Use points for rewards from over 500 brands | Redeem 7,500 points for $100 off virtually any travel purchase including airlines (with no blackout dates), hotels, cruises and car rentals † | Spend your $25 American Express shopping card on virtually whatever you wish |
Pay with Points or Miles |  † | | † | | |
Companion Tickets | † | | | | |
Extended Warranty | † | † | † | † | † |
Roadside Assistance | † | † | † | † | † |
Early Access to Entertainment | † | | | | |
APR on Purchases | Prime Rate + 11.25% | 2.90% for 6 months;, then Prime + 11.99% | 0% for 6 months, then as low as Prime + 11.99% | 0% for 6 months, then as low as Prime + 13.99% | 0% for 6 months, then as low as Prime + 13.99% |
Annual Fee | $150 | The first year's on us - then $45 | None | None | None |
Bill Payment Terms | Flexibility to pay over time | Flexibility to pay over time | Flexibility to pay over time | Flexibility to pay over time | Flexibility to pay over time |
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Apply Now | Apply Now | Apply Now | Apply Now | Apply Now |
The ability to pay for all or part of your next trip using points or miles.
Membership Rewards® Pay With Points is available on the Preferred Rewards Green Card, the Preferred Rewards Gold Card, the Premier Rewards Gold Card, the Platinum Card and Blue from American Express. Pay for all or part of your trip anywhere, anytime on any airline without seat restrictions or blackout dates.
SPG Flights is available on the Starwood Preferred Guest Credit Card. Use your Starpoints® to fly on hundreds of airlines, with no blackout dates or seat restrictions.
Pay with Miles is available on the Gold, Platinum, or Reserve Delta SkyMiles Credit Card. Pay for all or part of the fare with miles with no blackout dates or inventory restrictions. Our Concierge staff is available to you day or night as a personal resource for many different aspects of your life. Whether you need to select a restaurant and arrange the details of an upcoming special event or if you want expert advice selecting just the right gift, you can rely on Concierge to coordinate and take care of your requests, big and small. When you use your Card for eligible purchases, membership extends your warranty up to one year. Your car dies or blows a tire and you're stranded. Just call us and help will be on the way. By Invitation Only® is a program that gives Platinum Card® and Centurion® Card members exclusive access to once-in-a-lifetime experiences - from sports, fashion and fine dining to the visual and performing arts. These unique experiences are customized for Platinum Card members and are simply not available to the general public at any price.
Offerings have included a trip to Napa Valley at harvest time with private tours of wineries and a grape stomp; a wine lover's dinner with an appearance by a world-renowned wine critic; and the chance to have your portrait painted by a famous artist combined with the chance to explore his or her private studio and witness the artist at work. Access some of the best seats in the house for theater, concerts, sporting and family events, and more - get great tickets, often before they go on sale to the general public. With Money Manager, see all your accounts—including savings, checking, investments, credit cards and rewards programs—in one location. It's easy to use and makes it easy to get the "big picture," with graphs and charts on spending, savings and more. Just upload your accounts, then track spending, develop budgets and enjoy automatic updates of your account information.2X Miles On Delta Purchases:
This offer applies to qualifying Delta, Northwest, Delta Connection ® carrier, and Delta Shuttle ® flights taken with the purchase of a fare that is eligible for SkyMiles mileage credit. Offer applies to Delta Vacations® packages but not other all-inclusive packages. In each year of Cardmembership, your miles are limited to $60,000 of eligible spending ($100,000 for Gold Delta SkyMiles Credit Cardmembers, unlimited for Platinum Delta SkyMiles Credit Cardmembers) not including bonuses. Bonus miles will be posted to your Delta SkyMiles® account 8 to 12 weeks after the end of each month. All Delta SkyMiles program rules apply. To review the rules, please visit delta.com/skymiles.
1X Miles Everywhere Else:
Bonus miles will be posted to your Delta SkyMiles account 8 to 12 weeks after the end of each month. To be eligible to receive bonus miles, Cardmember’s account must be active and not in default at time of bonus fulfillment. Balance transfers, Express Cash, Cash Advances, U.S. Savings Bonds transactions, American Express® Travelers Cheques and Gift Cheques do not earn miles.
MQM's Toward Status
The close of the calendar year is December 31, without regard to the time of the year that the account is opened. If in any calendar year your Eligible Spending on your Platinum Delta SkyMiles® Credit Card is $25,000 or more, you will be awarded 10,000 Miles Boost(SM) Medallion Qualification Miles ("MQMs" as defined in the Delta SkyMiles Membership Guide and Program Rules), and if in that same calendar year your Eligible Spending on your Platinum Delta SkyMiles Credit Card is $50,000 or more, you will be awarded an additional 10,000 Miles Boost MQMs ("Additional MQMs"). You may be permitted to have more than one Options, Classic, Gold, or Platinum Delta SkyMiles Credit Card from American Express account; however, you are only eligible to receive one annual Miles Boost bonus for each type (i.e., Options, Classic, Gold, or Platinum) of Delta SkyMiles Credit Card account from American Express. Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading can start using Pay with Miles upon receiving the Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual or Medallion Complimentary Upgrades. Pay with Miles tickets are not eligible for the Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles. 20,000 Delta SkyMiles®(5,000 of which count as Medallion® Qualification Miles) will be awarded after your first purchase on the Platinum Delta SkyMiles® Credit Card in the increments of 15,000 as a Welcome Bonus and 5,000 for this special offer. Please allow 8 to 12 weeks after your first purchase for the bonus miles to appear in your Delta SkyMiles account. Upgrades from a classic Delta SkyMiles Credit Card to a Platinum Delta SkyMiles® Credit Card will receive 15,000 Delta SkyMiles (5,000 of which count as Medallion® Qualification Miles). Upgrades from a Gold Delta SkyMiles Credit Card to a Platinum Delta SkyMiles® Credit Card will receive 10,000 Delta SkyMiles (5,000 of which also count as Medallion Qualification Miles ). This offer is valid for first-time Delta SkyMiles Cardmembers only. If you already have or had any other Delta SkyMiles Credit Card from American Express Account(s), you are eligible to receive only the incremental difference between the Welcome Bonus miles offered herein and the amount offered with such other Account(s). You may be permitted to have more than one Delta SkyMiles Credit Card account; however, you are eligible to receive Welcome Bonus miles for only one Card account. Additional Cardmembers are not eligible.20,000 bonus SkyMiles (5,000 of which count as Medallion® Qualification Miles) credited within 8-12 weeks of first purchase, except 15,000 miles if upgrading from classic Delta SkyMiles Credit Card. First purchase offer expires one year from time of Card account opening. Additional 2,500 bonus miles credited for each approved Additional Card submitted with application - up to 5,000 bonus miles. 25,000 SkyMiles redeemable with Pay with Miles for flights valued up to $250, including taxes and fees. Only Gold, Platinum and Reserve Delta SkyMiles Credit Cardmembers and Gold, Platinum and Reserve Business Credit Cardmembers are eligible. Limited to Delta, Northwest, and Delta Connection® carrier flights booked under DL or NW code on delta.com. Minimum 25,000 miles for free ticket redemption. Not eligible for mile accrual or complimentary upgrades. Refund restrictions, SkyMiles program and Pay with Miles rules apply. Visit delta.com/paywithmiles to review rules. Program is limited to Gold and Platinum Delta SkyMiles and Delta Reserve Credit Cardmembers, as well as to Gold and Platinum Delta SkyMiles Business Credit Cardmembers and Delta Reserve for Business Credit Cardmembers. New Cardmembers and Cardmembers upgrading can start using Pay with Miles upon receiving the Card. Eligible only on Delta, Northwest, and Delta Connection® carrier flights booked at delta.com under the DL or NW code. Flight will be marked as Pay with Miles eligible. Minimum 10,000 miles for redemption. Pay with Miles tickets are not eligible for mileage accrual or Medallion Complimentary Upgrades. Pay with Miles tickets are not eligible for the Best Fare Guarantee. Refundable fares paid for fully or partially with SkyMiles will be refunded in accordance with the Pay with Miles terms and conditions. Redemption requirements may differ based on fare. For terms, conditions, and restrictions, visit delta.com/paywithmiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles Extended Warranty is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0953 or Policy EW-IND and is subject to change with notice. This document does not supplement or replace the Policy. This benefit is a coordination of the service and the Cardmember is resposible for all costs associated with this service. Coverage is applicable to the entire United States, Canada, and Puerto Rico The following American Express Cards (domestic and/or international) are eligible for Gold Card Events: Gold Card, Platinum Card®, Centurion® Card, the Delta Reserve Credit Card, International Dollar Cards, Corporate Platinum Card and the Executive Business Card, Business Gold Card, Business Platinum Card and Business Centurion Card from OPEN, if issued by American Express Travel Related Services Company Inc., American Express Centurion Bank, or American Express Bank, FSB.
Gold Card Events is not offered to the following (domestic and/or international) Cards that include, but are not limited to, select American Express® Corporate Cards, Optima® Cards, Delta SkyMiles® Credit Cards, American Express Costco Credit Cards, American Express Cash Rebate Cards, Hilton HHONORS® Credit Cards or Starwood Preferred Guest® Credit Cards, Aeroplus® Credit Cards, AeroMexico® Cards, Indian Airlines® Cards, Air France® Cards, British Airways® Cards, KLM® Cards, Tiger Woods® Credit Cards. Taxes/fees/restrictions. Companion certificate valid for one round-trip Coach-Class companion ticket with the purchase of certain adult round-trip fares on published routings within the 48 contiguous United States. Residents of Hawaii and Alaska must originate from there to the 48 contiguous United States. Companion Tickets do not include Federal Excise Tax of $3.60, Passenger Facility Charge(s) of up to $4.50, or the September 11th Security Fee of up to $2.50 for each flight segment. For residents of Alaska/Hawaii, for travel to/from Alaska/Hawaii, U.S. International Air Transportation tax of up to $16.00 round-trip applies. Reservations are available only from a travel agent, Delta Reservations, or a Delta City ticket office or airport ticketing location. $15 fee for 1 checked bag and $25 fee for second checked bag when bags are prepaid during online check-in. $5 surcharge for each of the first two bags when checking in via ticket counter, kiosk, or curbside. Allowances subject to size/weight limits. Contact a delta agent or visit delta.com for details. Taxes and fees are subject to change, are the responsibility of the passenger and must be paid at the time the primary ticket is purchased and the companion ticket is issued. All fare rules, restrictions, advance purchase requirements, and availability are per rule of primary ticket fare purchased. Seats available at most fares are limited and may not be available on all flights. Companion tickets are not transferable once issued. Primary Ticket and Companion Ticket must be purchased with your Delta SkyMiles Credit Card. Both passengers must be booked on the same flights and dates, at the same time. Companion Certificate valid for 1 year from certificate issue date; and validity is not based on the calendar year. All travel must be completed one year from certificate issue date. Certificate terms and conditions may vary each year of Cardmembership. Additional restrictions apply. See Companion Certificate for details. To be eligible to receive 10,000 bonus Starpoints®, you must make your first purchase with the Starwood Preferred Guest® Credit Card within one year of Card approval. Bonus points will appear on your Starwood Preferred Guest statement 8-12 weeks after your first purchase. Bonus Starpoints are for first-time Starwood Preferred Guest Credit Cardmembers only. Bonus Starpoints can only be received once per Cardmember, regardless of the number of Starwood Preferred Guest Credit Card accounts the Cardmember may have or had."Eligible Spending" includes purchases of goods or services, which purchases have not been returned or otherwise rescinded, and are not subject to a credit; it does NOT include fees, Finance Charges, Cash Advances (including the use of checks, line activators, automated teller machines or other means of accessing your account), Balance Transfers, or adjustments to your account. We reserve the right not to award any Starpoints for transactions we determine are not made with the good faith intention of consuming the item charged.
You will receive one additional Starpoint for each U.S. dollar of Eligible Spending charged on your Card account at participating Starwood properties , and at standalone retail establishments and online stores that, in each case, are wholly owned by Starwood Hotels & Resorts Worldwide, Inc.To be eligible to receive 10,000 bonus Starpoints®, you must make your first purchase with the Starwood Preferred Guest® Credit Card within one year of Card approval. Bonus points will appear on your Starwood Preferred Guest statement 8-12 weeks after your first purchase. Bonus Starpoints are for first-time Starwood Preferred Guest Credit Cardmembers only. Bonus Starpoints can only be received once per Cardmember, regardless of the number of Starwood Preferred Guest Credit Card accounts the Cardmember may have or had. Extended Warranty is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0953 or Policy EW-IND and is subject to change with notice. This document does not supplement or replace the Policy. This benefit is a coordination of the service and the Cardmember is resposible for all costs associated with this service. Coverage is applicable to the entire United States, Canada, and Puerto Rico. To qualify, all your American Express® Card accounts must be in good standing. The Membership Rewards® program enrolled Card account you designate will be charged for your purchase. Membership Rewards points will be debited from your program account and a credit will be issued to the Card account you designate for the corresponding dollar amount. If the points redeemed do not cover the entire amount of the charge, the balance of the purchase price will remain charged to the Card account you designate. Minimum redemption of 5,000 points. Permitted returns of items purchased with points that cause a credit on your Card account will result in a point deduction on your Membership Rewards program account. These points can be retrieved by calling Membership Rewards. Terms and Conditions of the Membership Rewards program apply and are available at membershiprewards.com/terms Extended Warranty is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0953 or Policy EW-IND and is subject to change with notice. This document does not supplement or replace the Policy. This benefit is a coordination of the service and the Cardmember is resposible for all costs associated with this service. Coverage is applicable to the entire United States, Canada, and Puerto Rico. You will accrue one (1) point for each U.S. dollar of net purchases (purchases net of any credit adjustment) charged on your Blue Sky Card account. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks, and cash advances), finance charges, fees, and purchase credit adjustments do not earn points. Points can only be redeemed in the form of a statement credit on eligible travel purchases (which are purchases at airlines, hotels, car rental companies, cruise lines, travel agencies, tour operators, and online travel sites billed to your account and submitted by the merchant using the proper industry, merchant, or product/service code). Redemption requests must be made within 60 days from the closing date shown on the billing statement on which the travel purchase first appears. Points may only be redeemed in increments of 7,500. Each 7,500-point increment is equal to a statement credit of up to $100, up to the amount of the eligible travel purchase. Additional terms and conditions apply. Extended Warranty is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0953 or Policy EW-IND and is subject to change with notice. This document does not supplement or replace the Policy. This benefit is a coordination of the service and the Cardmember is resposible for all costs associated with this service. Coverage is applicable to the entire United States, Canada, and Puerto Rico. Shopping cards are issued by American Express Incentive Services L.L.C., and are subject to additional Terms and Conditions. Shopping cards expire one year from the date of issuance. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks, and cash advances), finance charges, and purchase credit adjustments are not eligible for earning rewards. Extended Warranty is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0953 or Policy EW-IND and is subject to change with notice. This document does not supplement or replace the Policy. This benefit is a coordination of the service and the Cardmember is resposible for all costs associated with this service. Coverage is applicable to the entire United States, Canada, and Puerto Rico.Car Rental Loss & Damage Insurance (Policy AX0925 or Policy CRLDI-IND) Purchase Protection (Policy AX0951 or Policy PP-IND), Travel Accident Insurance (Policy AX0948), Baggage Insurance Plan (Policy AX0400 or Policy BIP-IND) are underwritten by AMEX Assurance Company Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of the respective policies (see above) and is subject to change with notice. This document does not supplement or replace the policy.
Global Assist - Emergency Travel Assistance
While the many Global Assist Hotline coordination and assistance services are free benefits from American Express, Cardmembers are responsible for the costs charged by third-party service providers.Car Rental Loss & Damage Insurance (Policy AX0925 or Policy CRLDI-IND) Purchase Protection (Policy AX0951 or Policy PP-IND), Travel Accident Insurance (Policy AX0948), Baggage Insurance Plan (Policy AX0400 or Policy BIP-IND) are underwritten by AMEX Assurance Company Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of the respective policies (see above) and is subject to change with notice. This document does not supplement or replace the policy.
Global Assist - Emergency Travel Assistance
While the many Global Assist Hotline coordination and assistance services are free benefits from American Express, Cardmembers are responsible for the costs charged by third-party service providers.Car Rental Loss & Damage Insurance (Policy AX0925 or Policy CRLDI-IND) Purchase Protection (Policy AX0951 or Policy PP-IND), Travel Accident Insurance (Policy AX0948), Baggage Insurance Plan (Policy AX0400 or Policy BIP-IND) are underwritten by AMEX Assurance Company Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of the respective policies (see above) and is subject to change with notice. This document does not supplement or replace the policy.
Global Assist - Emergency Travel Assistance
While the many Global Assist Hotline coordination and assistance services are free benefits from American Express, Cardmembers are responsible for the costs charged by third-party service providers.Car Rental Loss & Damage Insurance (Policy AX0925 or Policy CRLDI-IND) Purchase Protection (Policy AX0951 or Policy PP-IND), Travel Accident Insurance (Policy AX0948), Baggage Insurance Plan (Policy AX0400 or Policy BIP-IND) are underwritten by AMEX Assurance Company Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of the respective policies (see above) and is subject to change with notice. This document does not supplement or replace the policy.
Global Assist - Emergency Travel Assistance
While the many Global Assist Hotline coordination and assistance services are free benefits from American Express, Cardmembers are responsible for the costs charged by third-party service providers.
