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No Annual Fee Credit Cards

The Cards below have no annual fee

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	Blue from American Express^®	Blue Sky from American Express	Clear from American Express^®	Blue Cash^® from American Express	TrueEarnings^® Card from Costco and American Express

	Apply Now	Apply Now	Apply Now	Apply Now	Apply Now
Overview
Good For	Rewards and no annual fee	Free travel with zero restrictions and no annual fee	Clear and simple automatic rewards.	Unlimited cash rewards with no annual fee	Cash back for gas, restaurants and travel
Welcome Offer	Earn great rewards without an annual fee.	Earn free travel fast with no annual fee and no blackout dates or restrictions.	Clear and simple with automatic rewards.	Earn up to 5% cash back with no annual fee and unlimited cash rewards.	Earn cash back for gasoline, restaurants and travel - and that's just the beginning.
How You Earn Points or Miles	1 point for every eligible dollar. 2X points at the American Express Travel website. 2X - 10X with select partners	Earn 1 point for every eligible dollar you spend.. ^†	Get a $25 American Express^® shopping card for every eligible $2,500 you spend on your Card ^†	Earn up to 5% cash back at supermarkets, gas stations and drugstores, plus up to 1.25% cash back for all other eligible purchases ^†	Earn 3% cash back for gasoline, for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else ^†
Using Points or Miles for Rewards	Use points for rewards from over 500 brands	Redeem 7,500 points for $100 off virtually any travel purchase including airlines (with no blackout dates), hotels, cruises and car rentals ^†	Spend your $25 American Express shopping card on virtually whatever you wish	Receive your annual rebate as a credit on your statement one month following your Card Anniversary date	You'll receive a cash rebate coupon annually - redeemable at any Costco for cash or merchandise


Annual Rewards Calculator	Membership Rewards Express® program	Blue Sky Program	Automatic Rewards	Cash Back Rewards	Cash Back
Your monthly spend: /mo. Adjust your MONTHLY spend to see what you can earn PER YEAR	Your Likely Yearly Return: pts.	Your Likely Yearly Return: pts.	Your Likely Yearly Return: Gift Card.	Your Likely Yearly Return: $	Your Likely Yearly Return: $
	Calculating... boost your return Earn more on key categories. Amex Travel Everywhere Else % That's enough for: $60 or more in gift cards from over 60 brands including Gap and Olive Garden.^* $75 or more in gift cards from over 60 brands including Gap and Olive Garden.^* $100 or more in gift cards from over 60 brands including Gap and Olive Garden.^* $150 or more in gift cards from over 60 brands including Gap and Olive Garden.^* $200 or more in gift cards from over 60 brands including Gap and Olive Garden.^* $250 or more in gift cards from over 60 brands including Gap and Olive Garden.^* $300 or more in gift cards from over 60 brands including Gap and Olive Garden.^* $400 or more in gift cards from over 60 brands including Gap and Olive Garden.^* $500 or more in gift cards from over 60 brands including Gap and Olive Garden.^* $600 or more in gift cards from over 60 brands including Gap and Olive Garden.^* $700 or more in gift cards from over 60 brands including Gap and Olive Garden.^* $800 or more in gift cards from over 60 brands including Gap and Olive Garden.^* $900 or more in gift cards from over 60 brands including Gap and Olive Garden.^* $1,000 or more in gift cards from over 60 brands including Gap and Olive Garden.^* $1,100 or more in gift cards from over 60 brands including Gap and Olive Garden.^* $1,250 or more in gift cards from over 60 brands including Gap and Olive Garden.^* $1,300 or more in gift cards from over 60 brands including Gap and Olive Garden.^* $1,400 or more in gift cards from over 60 brands including Gap and Olive Garden.^* $1,500 or more in gift cards from over 60 brands including Gap and Olive Garden.^* $1,600 or more in gift cards from over 60 brands including Gap and Olive Garden.^* $1,750 or more in gift cards from over 60 brands including Gap and Olive Garden.^* $2,000 or more in gift cards from over 60 brands including Gap and Olive Garden.^* At least $2,500 in gift cards from over 60 brands including Gap and Olive Garden.^* Tip: You're less than 750 points away from $75 in gift cards! Tip: You're less than 1,250 points away from $100 in gift cards! Tip: You're less than 2,500 points away from $150 in gift cards! Tip: You're less than 2,500 points away from $200 in gift cards! Tip: You're less than 2,500 points away from $250 in gift cards! Tip: You're less than 2,500 points away from $300 in gift cards! Tip: You're less than 5,000 points away from $400 in gift cards! Tip: You're less than 5,000 points away from $500 in gift cards! Tip: You're less than 5,000 points away from $600 in gift cards! Tip: You're less than 5,000 points away from $700 in gift cards! Tip: You're less than 5,000 points away from $800 in gift cards! Tip: You're less than 5,000 points away from $900 in gift cards! Tip: You're less than 5,000 points away from $1,000 in gift cards! Tip: You're less than 5,000 points away from $1,100 in gift cards! Tip: You're less than 7,500 points away from $1,250 in gift cards! Tip: You're less than 2,500 points away from $1,300 in gift cards!^* Tip: You're less than 5,000 points away from $1,400 in gift cards!^* Tip: You're less than 5,000 points away from $1,500 in gift cards! Tip: You're less than 5,000 points away from $1,600 in gift cards!^* Tip: You're less than 7,500 points away from $1,750 in gift cards! Tip: You're less than 12,500 points away from $2,000 in gift cards!^* Tip: You're less than 25,000 points away from $2,500 in gift cards!	Calculating... boost your return Earn more on key categories. You can earn rewards faster by: Adding others to your account with no annual fee. Consolidating all your monthly expenses on this Card. That's enough for: You're close to earning a statement credit on any eligible travel purchase!^* You're close to earning a statement credit on any eligible travel purchase!^* $100 statement credit toward any eligible travel purchase.^* $100 statement credit toward any eligible travel purchase.^* $100 statement credit toward any eligible travel purchase.^* $200 statement credit toward any eligible travel purchase.^* $200 statement credit toward any eligible travel purchase.^* $300 statement credit toward any eligible travel purchase.^* $400 statement credit toward any eligible travel purchase.^* $400 statement credit toward any eligible travel purchase.^* $500 statement credit toward any eligible travel purchase.^* $600 statement credit toward any eligible travel purchase.^* $700 statement credit toward any eligible travel purchase.^* $800 statement credit toward any eligible travel purchase.^* $800 statement credit toward any eligible travel purchase.^* $9,000 statement credit toward any eligible travel purchase.^* $1,000 statement credit toward any eligible travel purchase.^* $1,100 statement credit toward any eligible travel purchase.^* $1,200 statement credit toward any eligible travel purchase.^* $1,200 statement credit toward any eligible travel purchase.^* $1,300 statement credit toward any eligible travel purchase.^* $1,400 statement credit toward any eligible travel purchase.^* $1,500 statement credit toward any eligible travel purchase.^* Tip: You're less than 1,500 Blue Sky points away from getting a credit of $100! Tip: You're less than 1,500 Blue Sky points away from getting a credit of $100! Tip: You're less than 6,500 Blue Sky points away from getting a credit of $200! Tip: You're less than 4,250 Blue Sky points away from getting a credit of $200! Tip: You're less than 1,500 Blue Sky points away from getting a credit of $200! Tip: You're less than 6,000 Blue Sky points away from getting a credit of $300! Tip: You're less than 1,500 Blue Sky points away from getting a credit of $300! Tip: You're less than 3,000 Blue Sky points away from getting a credit of $400! Tip: You're less than 4,500 Blue Sky points away from getting a credit of $500! Tip: You're less than 6,000 Blue Sky points away from getting a credit of $600! Tip: You're less than 7,500 Blue Sky points away from getting a credit of $700! Tip: You're less than 1,500 Blue Sky points away from getting a credit of $700! Tip: You're less than 3,000 Blue Sky points away from getting a credit of $800! Tip: You're less than 4,500 Blue Sky points away from getting a credit of $900! Tip: You're less than 6,000 Blue Sky points away from getting a credit of $1,000! Tip: You're less than 7,500 Blue Sky points away from getting a credit of $1,100! Tip: You're less than 1,500 Blue Sky points away from getting a credit of $1,200! Tip: You're less than 3,000 Blue Sky points away from getting a credit of $1,200! Tip: You're less than 4,500 Blue Sky points away from getting a credit of $1,300! Tip: You're less than 6,000 Blue Sky points away from getting a credit of $1,400! Tip: You're less than 7,500 Blue Sky points away from getting a credit of $1,500! Tip: You're less than 1,500 Blue Sky points away getting a credit of $1,500!	Calculating... boost your return Earn more on key categories. You can earn rewards faster by: Adding others to your account with no annual fee. Consolidating all your monthly expenses on this Card. That's enough for: There is no limit to the amount of American Express shopping cards you can earn. There is no limit to the amount of American Express shopping cards you can earn. There is no limit to the amount of American Express shopping cards you can earn. There is no limit to the amount of American Express shopping cards you can earn. There is no limit to the amount of American Express shopping cards you can earn. There is no limit to the amount of American Express shopping cards you can earn. There is no limit to the amount of American Express shopping cards you can earn. There is no limit to the amount of American Express shopping cards you can earn. There is no limit to the amount of American Express shopping cards you can earn. There is no limit to the amount of American Express shopping cards you can earn. There is no limit to the amount of American Express shopping cards you can earn. There is no limit to the amount of American Express shopping cards you can earn. There is no limit to the amount of American Express shopping cards you can earn. There is no limit to the amount of American Express shopping cards you can earn. There is no limit to the amount of American Express shopping cards you can earn. There is no limit to the amount of American Express shopping cards you can earn. There is no limit to the amount of American Express shopping cards you can earn. There is no limit to the amount of American Express shopping cards you can earn. There is no limit to the amount of American Express shopping cards you can earn. There is no limit to the amount of American Express shopping cards you can earn. There is no limit to the amount of American Express shopping cards you can earn. There is no limit to the amount of American Express shopping cards you can earn. There is no limit to the amount of American Express shopping cards you can earn. Tip: You're less than 750 dollars away from $75 in American Express Gift Cards!^* Tip: You're less than 1,250 dollars away from $100 in American Express Gift Cards!^* Tip: You're less than 1,250 dollars away from $125 in American Express Gift Cards!^* Tip: You're less than 1,250 dollars away from $150 in American Express Gift Cards!^* Tip: You're less than 1,500 dollars away from $175 in American Express Gift Cards!^* Tip: You're less than 3,000 dollars away from $225 in American Express Gift Cards!^* Tip: You're less than 3,000 dollars away from $300 in American Express Gift Cards!^* Tip: You're less than 3,000 dollars away from $350 in American Express Gift Cards!^* Tip: You're less than 3,000 dollars away from $400 in American Express Gift Cards!^* Tip: You're less than 3,000 dollars away from $475 in American Express Gift Cards!^* Tip: You're less than 3,000 dollars away from $525 in American Express Gift Cards!^* Tip: You're less than 3,000 dollars away from $600 in American Express Gift Cards!^* Tip: You're less than 3,000 dollars away from $650 in American Express Gift Cards!^* Tip: You're less than 3,000 dollars away from $700 in American Express Gift Cards!^* Tip: You're less than 3,000 dollars away from $775 in American Express Gift Cards!^* Tip: You're less than 3,000 dollars away from $825 in American Express Gift Cards!^* Tip: You're less than 3,000 dollars away from $900 in American Express Gift Cards!^* Tip: You're less than 3,000 dollars away from $950 in American Express Gift Cards!^* Tip: You're less than 3,000 dollars away from $1,000 in American Express Gift Cards!^* Tip: You're less than 3,000 dollars away from $1,075 in American Express Gift Cards!^* Tip: You're less than 3,000 dollars away from $1,125 in American Express Gift Cards!^* Tip: You're less than 3,000 dollars away from $1,200 in American Express Gift Cards!^*	Calculating... boost your return Earn more on key categories. Gas, Groceries Everywhere Else % You're awarded: An annual rebate for the above amount in the form of a statement credit.^* An annual rebate for the above amount in the form of a statement credit.^* An annual rebate for the above amount in the form of a statement credit.^* An annual rebate for the above amount in the form of a statement credit.^* An annual rebate for the above amount in the form of a statement credit.^* An annual rebate for the above amount in the form of a statement credit.^* An annual rebate for the above amount in the form of a statement credit.^* An annual rebate for the above amount in the form of a statement credit.^* An annual rebate for the above amount in the form of a statement credit.^* An annual rebate for the above amount in the form of a statement credit.^* An annual rebate for the above amount in the form of a statement credit.^* An annual rebate for the above amount in the form of a statement credit.^* An annual rebate for the above amount in the form of a statement credit.^* An annual rebate for the above amount in the form of a statement credit.^* An annual rebate for the above amount in the form of a statement credit.^* An annual rebate for the above amount in the form of a statement credit.^* An annual rebate for the above amount in the form of a statement credit.^* An annual rebate for the above amount in the form of a statement credit.^* An annual rebate for the above amount in the form of a statement credit.^* An annual rebate for the above amount in the form of a statement credit.^* An annual rebate for the above amount in the form of a statement credit.^* An annual rebate for the above amount in the form of a statement credit.^* An annual rebate for the above amount in the form of a statement credit.^*	Calculating... boost your return Earn more on key categories. Gas Restaurants Travel Everywhere Else % You're awarded: An annual Costco rebate for the above amount, redeemable for cash or merchandise.^* An annual Costco rebate for the above amount, redeemable for cash or merchandise.^* An annual Costco rebate for the above amount, redeemable for cash or merchandise.^* An annual Costco rebate for the above amount, redeemable for cash or merchandise.^* An annual Costco rebate for the above amount, redeemable for cash or merchandise.^* An annual Costco rebate for the above amount, redeemable for cash or merchandise.^* An annual Costco rebate for the above amount, redeemable for cash or merchandise.^* An annual Costco rebate for the above amount, redeemable for cash or merchandise.^* An annual Costco rebate for the above amount, redeemable for cash or merchandise.^* An annual Costco rebate for the above amount, redeemable for cash or merchandise.^* An annual Costco rebate for the above amount, redeemable for cash or merchandise.^* An annual Costco rebate for the above amount, redeemable for cash or merchandise.^* An annual Costco rebate for the above amount, redeemable for cash or merchandise.^* An annual Costco rebate for the above amount, redeemable for cash or merchandise.^* An annual Costco rebate for the above amount, redeemable for cash or merchandise.^* An annual Costco rebate for the above amount, redeemable for cash or merchandise.^* An annual Costco rebate for the above amount, redeemable for cash or merchandise.^* An annual Costco rebate for the above amount, redeemable for cash or merchandise.^* An annual Costco rebate for the above amount, redeemable for cash or merchandise.^* An annual Costco rebate for the above amount, redeemable for cash or merchandise.^* An annual Costco rebate for the above amount, redeemable for cash or merchandise.^* An annual Costco rebate for the above amount, redeemable for cash or merchandise.^* An annual Costco rebate for the above amount, redeemable for cash or merchandise.^*


Unique and Premium Benefits

Pay with Points or Miles	^†
Extended Warranty	^†	^†	^†	^†	^†
Roadside Assistance	^†	^†	^†	^†	^†
All Our Cards Have...
	Car Rental Loss & Damage Insurance: When you use your Card to rent a car, you're automatically covered if the car is damaged or stolen. ^† Purchase Protection: Protects eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase (The Platinum Card also covers lost items). ^† Travel Accident Insurance: Provides coverage in case of accidental death and dismemberment while traveling on a Common Carrier Conveyance (plane, train, ship, or bus) when the entire fare has been charged to the Card. ^† Emergency Travel Assistance: You can rely on Global Assist 24/7 for medical, legal, financial or other emergency assistance while traveling more than 100 miles from home. ^†
Financial

APR on Purchases	0% intro APR for 6 months. After that, your APR will be a variable rate, currently 15.24%, 17.24% or 19.24%	0% intro APR for 6 months. After that, your APR will be a variable rate, currently 17.24%, 19.24% or 21.24%	0% intro APR for 6 months. After that, your APR will be a variable rate, currently 17.24%, 19.24% or 21.24%	0% intro APR for 6 months. After that, your APR will be a variable rate, currently 17.24%, 19.24% or 21.24%	0% intro APR for 6 months. After that, your APR will be a variable rate, currently 15.24%
Annual Fee	None	None	None	None	None ^†
Bill Payment Terms	Flexibility to pay over time	Flexibility to pay over time	Flexibility to pay over time	Flexibility to pay over time	Flexibility to pay over time
	Apply Now	Apply Now	Apply Now	Apply Now	Apply Now

The ability to pay for all or part of your next trip using points or miles.

Membership Rewards^® Pay With Points is available on the Preferred Rewards Green Card, the Preferred Rewards Gold Card, the Premier Rewards Gold Card, the Platinum Card and Blue from American Express. Pay for all or part of your trip anywhere, anytime on any airline without seat restrictions or blackout dates.

SPG Flights is available on the Starwood Preferred Guest Credit Card. Use your Starpoints^® to fly on hundreds of airlines, with no blackout dates or seat restrictions.

Pay with Miles is available on the Gold, Platinum, or Reserve Delta SkyMiles Credit Card. Pay for all or part of the fare with miles with no blackout dates or inventory restrictions.Our Concierge staff is available to you day or night as a personal resource for many different aspects of your life. Whether you need to select a restaurant and arrange the details of an upcoming special event or if you want expert advice selecting just the right gift, you can rely on Concierge to coordinate and take care of your requests, big and small.When you use your Card for eligible purchases, membership extends your warranty up to one year.Your car dies or blows a tire and you're stranded. Just call us and help will be on the way.By Invitation Only^® is a program that gives Platinum Card^® and Centurion^® Card members exclusive access to once-in-a-lifetime experiences - from sports, fashion and fine dining to the visual and performing arts. These unique experiences are customized for Platinum Card members and are simply not available to the general public at any price.

Offerings have included a trip to Napa Valley at harvest time with private tours of wineries and a grape stomp; a wine lover's dinner with an appearance by a world-renowned wine critic; and the chance to have your portrait painted by a famous artist combined with the chance to explore his or her private studio and witness the artist at work.Access some of the best seats in the house for theater, concerts, sporting and family events, and more - get great tickets, often before they go on sale to the general public.With Money Manager, see all your accounts—including savings, checking, investments, credit cards and rewards programs—in one location. It's easy to use and makes it easy to get the "big picture," with graphs and charts on spending, savings and more. Just upload your accounts, then track spending, develop budgets and enjoy automatic updates of your account information.To qualify, all your American Express^® Card accounts must be in good standing. The Membership Rewards^® program enrolled Card account you designate will be charged for your purchase. Membership Rewards points will be debited from your program account and a credit will be issued to the Card account you designate for the corresponding dollar amount. If the points redeemed do not cover the entire amount of the charge, the balance of the purchase price will remain charged to the Card account you designate. Minimum redemption of 5,000 points. Permitted returns of items purchased with points that cause a credit on your Card account will result in a point deduction on your Membership Rewards program account. These points can be retrieved by calling Membership Rewards. Terms and Conditions of the Membership Rewards program apply and are available at membershiprewards.com/termsExtended Warranty is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0953 or Policy EW-IND and is subject to change with notice. This document does not supplement or replace the Policy.This benefit is a coordination of the service and the Cardmember is resposible for all costs associated with this service. Coverage is applicable to the entire United States, Canada, and Puerto Rico.How was this calculated?
The number of points is based on your monthly spend, adjusted to accommodate for an entire year of spending. It considers projected Cardmember usage patterns and includes accelerated earn opportunities.

You earn Membership Rewards® points as follows:

2 points for every eligible dollar you spend when you book with American Express Travel or when shop online with select retailers at the Bonus Points Mall®*
1 point for every eligible dollar you spend everywhere else**

* Bonus Points Mall®: To be eligible to earn bonus points in the Bonus Points Mall® website, you must be a U.S. Cardmember and enrolled in the Membership Rewards® program at the time of purchase and you must charge your qualifying purchase through the Bonus Points Mall website (bonuspointsmall.com) on an eligible, enrolled American Express® Card. Bonus points are awarded for all qualifying transactions at participating merchants through the Bonus Points Mall website. Participating merchants are subject to change without notice. Additional terms and conditions apply and appear on the Bonus Points Mall website (bonuspointsmall.com). Bonus points will be credited to your Program account within 6–8 weeks after charges appear on your billing statement. Bonus ID 8445.

** Terms and Conditions for the Membership Rewards Express®, program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice.You can also use Membership Rewards® points to:

Redeem for virtually anything from merchandise and gift cards to entertainment and travel with the award-winning Membership Rewards Express® program*
Get the latest gadgets, designer clothing, and more at shopAmex.com
Paywith Points for travel, and fly anytime, anywhere**

* Terms and Conditions for the Membership Rewards Express, program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice.

** Pay with Points: To qualify, all your American Express® Card accounts must be in good standing. The Membership Rewards® program-enrolled Card account you designate will be charged for your purchase. Membership Rewards points will be debited from your program account and a credit will be issued to the Card account you designate for the corresponding dollar amount. If the points redeemed do not cover the entire amount of the charge, the balance of the purchase price will remain charged to the Card account you designate. Minimum redemption of 5,000 points. Terms and Conditions of the Membership Rewards program apply and are available at membershiprewards.com/terms.aspx.2x Purchases Made on American Express Travel, Bonus Points Mall®
You can get 2 Membership Rewards® points for virtually every U.S. dollar of eligible spending on the Card when you book with American Express Travel or when you shop with select retailers online at the Bonus Points Mall.1x Purchases Made Everywhere Else
You can get 1 Membership Rewards® point for virtually every U.S. dollar of eligible spending on the Card everywhere else.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher—value reward.

Terms and Conditions for the Membership Rewards Express®, program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher—value reward.

Terms and Conditions for the Membership Rewards Express®, program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher—value reward.

Terms and Conditions for the Membership Rewards Express®, program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher—value reward.

Terms and Conditions for the Membership Rewards Express®, program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher—value reward.

Terms and Conditions for the Membership Rewards Express®, program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher—value reward.

Terms and Conditions for the Membership Rewards Express®, program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher—value reward.

Terms and Conditions for the Membership Rewards Express®, program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher—value reward.

Terms and Conditions for the Membership Rewards Express®, program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher—value reward.

Terms and Conditions for the Membership Rewards Express®, program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher—value reward.

Terms and Conditions for the Membership Rewards Express®, program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher—value reward.

Terms and Conditions for the Membership Rewards Express®, program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher—value reward.

Terms and Conditions for the Membership Rewards Express®, program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher—value reward.

Terms and Conditions for the Membership Rewards Express®, program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher—value reward.

Terms and Conditions for the Membership Rewards Express®, program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher—value reward.

Terms and Conditions for the Membership Rewards Express®, program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher—value reward.

Terms and Conditions for the Membership Rewards Express®, program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher—value reward.

Terms and Conditions for the Membership Rewards Express®, program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher—value reward.

Terms and Conditions for the Membership Rewards Express®, program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher—value reward.

Terms and Conditions for the Membership Rewards Express®, program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher—value reward.

Terms and Conditions for the Membership Rewards Express®, program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher—value reward.

Terms and Conditions for the Membership Rewards Express®, program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher—value reward.

Terms and Conditions for the Membership Rewards Express®, program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher—value reward.

Terms and Conditions for the Membership Rewards Express®, program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher-value reward.

Terms and Conditions for the Membership Rewards Express®, program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher-value reward.

Terms and Conditions for the Membership Rewards Express®, program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher-value reward.

Terms and Conditions for the Membership Rewards Express®, program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher-value reward.

Terms and Conditions for the Membership Rewards Express®, program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice.You will accrue one (1) point for each U.S. dollar of net purchases (purchases net of any credit adjustment) charged on your Blue Sky Card account. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks, and cash advances), finance charges, fees, and purchase credit adjustments do not earn points.Points can only be redeemed in the form of a statement credit on eligible travel purchases (which are purchases at airlines, hotels, car rental companies, cruise lines, travel agencies, tour operators, and online travel sites billed to your account and submitted by the merchant using the proper industry, merchant, or product/service code). Redemption requests must be made within 60 days from the closing date shown on the billing statement on which the travel purchase first appears. Points may only be redeemed in increments of 7,500. Each 7,500-point increment is equal to a statement credit of up to $100, up to the amount of the eligible travel purchase. Additional terms and conditions apply.Extended Warranty is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0953 or Policy EW-IND and is subject to change with notice. This document does not supplement or replace the Policy.This benefit is a coordination of the service and the Cardmember is resposible for all costs associated with this service. Coverage is applicable to the entire United States, Canada, and Puerto Rico.How was this calculated?
The number of points is based on your monthly spend, adjusted to accommodate for an entire year of spending. It considers projected Cardmember usage patterns.

You earn Blue Sky points as follows:

1 point for every eligible dollar spent*

Fly any airline, stay in any hotel, and rent any car — anytime you want.* Points earned are worth up to 33% more than most other travel cards. 7,500 points = $100 statement credit for any travel purchase.*

* Points can only be redeemed in the form of a statement credit on eligible travel purchases (which are purchases at airlines, hotels, car rental companies, cruise lines, travel agencies, tour operators, and online travel sites billed to your account and submitted by the merchant using the proper industry, merchant, or product/service code). Redemption requests must be made within 60 days from the closing date shown on the billing statement on which the travel purchase first appears. Points may only be redeemed in increments of 7,500. Each 7,500—point increment is equal to a statement credit of up to $100, up to the amount of the eligible travel purchase. Additional terms and conditions apply.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher statement credit than shown than shown.

Points can only be redeemed in the form of a statement credit on eligible travel purchases (which are purchases at airlines, hotels, car rental companies, cruise lines, travel agencies, tour operators, and online travel sites billed to your account and submitted by the merchant using the proper industry, merchant, or product/service code). Redemption requests must be made within 60 days from the closing date shown on the billing statement on which the travel purchase first appears. Points may only be redeemed in increments of 7,500. Each 7,500—point increment is equal to a statement credit of up to $100, up to the amount of the eligible travel purchase. Additional terms and conditions apply.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher statement credit than shown than shown.

Points can only be redeemed in the form of a statement credit on eligible travel purchases (which are purchases at airlines, hotels, car rental companies, cruise lines, travel agencies, tour operators, and online travel sites billed to your account and submitted by the merchant using the proper industry, merchant, or product/service code). Redemption requests must be made within 60 days from the closing date shown on the billing statement on which the travel purchase first appears. Points may only be redeemed in increments of 7,500. Each 7,500—point increment is equal to a statement credit of up to $100, up to the amount of the eligible travel purchase. Additional terms and conditions apply.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher statement credit than shown than shown.

Points can only be redeemed in the form of a statement credit on eligible travel purchases (which are purchases at airlines, hotels, car rental companies, cruise lines, travel agencies, tour operators, and online travel sites billed to your account and submitted by the merchant using the proper industry, merchant, or product/service code). Redemption requests must be made within 60 days from the closing date shown on the billing statement on which the travel purchase first appears. Points may only be redeemed in increments of 7,500. Each 7,500—point increment is equal to a statement credit of up to $100, up to the amount of the eligible travel purchase. Additional terms and conditions apply.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher statement credit than shown than shown.

Points can only be redeemed in the form of a statement credit on eligible travel purchases (which are purchases at airlines, hotels, car rental companies, cruise lines, travel agencies, tour operators, and online travel sites billed to your account and submitted by the merchant using the proper industry, merchant, or product/service code). Redemption requests must be made within 60 days from the closing date shown on the billing statement on which the travel purchase first appears. Points may only be redeemed in increments of 7,500. Each 7,500—point increment is equal to a statement credit of up to $100, up to the amount of the eligible travel purchase. Additional terms and conditions apply.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher statement credit than shown than shown.

Points can only be redeemed in the form of a statement credit on eligible travel purchases (which are purchases at airlines, hotels, car rental companies, cruise lines, travel agencies, tour operators, and online travel sites billed to your account and submitted by the merchant using the proper industry, merchant, or product/service code). Redemption requests must be made within 60 days from the closing date shown on the billing statement on which the travel purchase first appears. Points may only be redeemed in increments of 7,500. Each 7,500—point increment is equal to a statement credit of up to $100, up to the amount of the eligible travel purchase. Additional terms and conditions apply.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher statement credit than shown than shown.

Points can only be redeemed in the form of a statement credit on eligible travel purchases (which are purchases at airlines, hotels, car rental companies, cruise lines, travel agencies, tour operators, and online travel sites billed to your account and submitted by the merchant using the proper industry, merchant, or product/service code). Redemption requests must be made within 60 days from the closing date shown on the billing statement on which the travel purchase first appears. Points may only be redeemed in increments of 7,500. Each 7,500—point increment is equal to a statement credit of up to $100, up to the amount of the eligible travel purchase. Additional terms and conditions apply.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher statement credit than shown than shown.

Points can only be redeemed in the form of a statement credit on eligible travel purchases (which are purchases at airlines, hotels, car rental companies, cruise lines, travel agencies, tour operators, and online travel sites billed to your account and submitted by the merchant using the proper industry, merchant, or product/service code). Redemption requests must be made within 60 days from the closing date shown on the billing statement on which the travel purchase first appears. Points may only be redeemed in increments of 7,500. Each 7,500—point increment is equal to a statement credit of up to $100, up to the amount of the eligible travel purchase. Additional terms and conditions apply.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher statement credit than shown than shown.

Points can only be redeemed in the form of a statement credit on eligible travel purchases (which are purchases at airlines, hotels, car rental companies, cruise lines, travel agencies, tour operators, and online travel sites billed to your account and submitted by the merchant using the proper industry, merchant, or product/service code). Redemption requests must be made within 60 days from the closing date shown on the billing statement on which the travel purchase first appears. Points may only be redeemed in increments of 7,500. Each 7,500—point increment is equal to a statement credit of up to $100, up to the amount of the eligible travel purchase. Additional terms and conditions apply.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher statement credit than shown than shown.

Points can only be redeemed in the form of a statement credit on eligible travel purchases (which are purchases at airlines, hotels, car rental companies, cruise lines, travel agencies, tour operators, and online travel sites billed to your account and submitted by the merchant using the proper industry, merchant, or product/service code). Redemption requests must be made within 60 days from the closing date shown on the billing statement on which the travel purchase first appears. Points may only be redeemed in increments of 7,500. Each 7,500—point increment is equal to a statement credit of up to $100, up to the amount of the eligible travel purchase. Additional terms and conditions apply.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher statement credit than shown than shown.

Points can only be redeemed in the form of a statement credit on eligible travel purchases (which are purchases at airlines, hotels, car rental companies, cruise lines, travel agencies, tour operators, and online travel sites billed to your account and submitted by the merchant using the proper industry, merchant, or product/service code). Redemption requests must be made within 60 days from the closing date shown on the billing statement on which the travel purchase first appears. Points may only be redeemed in increments of 7,500. Each 7,500—point increment is equal to a statement credit of up to $100, up to the amount of the eligible travel purchase. Additional terms and conditions apply.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher statement credit than shown than shown.

Points can only be redeemed in the form of a statement credit on eligible travel purchases (which are purchases at airlines, hotels, car rental companies, cruise lines, travel agencies, tour operators, and online travel sites billed to your account and submitted by the merchant using the proper industry, merchant, or product/service code). Redemption requests must be made within 60 days from the closing date shown on the billing statement on which the travel purchase first appears. Points may only be redeemed in increments of 7,500. Each 7,500—point increment is equal to a statement credit of up to $100, up to the amount of the eligible travel purchase. Additional terms and conditions apply.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher statement credit than shown than shown.

Points can only be redeemed in the form of a statement credit on eligible travel purchases (which are purchases at airlines, hotels, car rental companies, cruise lines, travel agencies, tour operators, and online travel sites billed to your account and submitted by the merchant using the proper industry, merchant, or product/service code). Redemption requests must be made within 60 days from the closing date shown on the billing statement on which the travel purchase first appears. Points may only be redeemed in increments of 7,500. Each 7,500—point increment is equal to a statement credit of up to $100, up to the amount of the eligible travel purchase. Additional terms and conditions apply.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher statement credit than shown than shown.

Points can only be redeemed in the form of a statement credit on eligible travel purchases (which are purchases at airlines, hotels, car rental companies, cruise lines, travel agencies, tour operators, and online travel sites billed to your account and submitted by the merchant using the proper industry, merchant, or product/service code). Redemption requests must be made within 60 days from the closing date shown on the billing statement on which the travel purchase first appears. Points may only be redeemed in increments of 7,500. Each 7,500—point increment is equal to a statement credit of up to $100, up to the amount of the eligible travel purchase. Additional terms and conditions apply.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher statement credit than shown than shown.

Points can only be redeemed in the form of a statement credit on eligible travel purchases (which are purchases at airlines, hotels, car rental companies, cruise lines, travel agencies, tour operators, and online travel sites billed to your account and submitted by the merchant using the proper industry, merchant, or product/service code). Redemption requests must be made within 60 days from the closing date shown on the billing statement on which the travel purchase first appears. Points may only be redeemed in increments of 7,500. Each 7,500—point increment is equal to a statement credit of up to $100, up to the amount of the eligible travel purchase. Additional terms and conditions apply.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher statement credit than shown than shown.

Points can only be redeemed in the form of a statement credit on eligible travel purchases (which are purchases at airlines, hotels, car rental companies, cruise lines, travel agencies, tour operators, and online travel sites billed to your account and submitted by the merchant using the proper industry, merchant, or product/service code). Redemption requests must be made within 60 days from the closing date shown on the billing statement on which the travel purchase first appears. Points may only be redeemed in increments of 7,500. Each 7,500—point increment is equal to a statement credit of up to $100, up to the amount of the eligible travel purchase. Additional terms and conditions apply.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher statement credit than shown than shown.

Points can only be redeemed in the form of a statement credit on eligible travel purchases (which are purchases at airlines, hotels, car rental companies, cruise lines, travel agencies, tour operators, and online travel sites billed to your account and submitted by the merchant using the proper industry, merchant, or product/service code). Redemption requests must be made within 60 days from the closing date shown on the billing statement on which the travel purchase first appears. Points may only be redeemed in increments of 7,500. Each 7,500—point increment is equal to a statement credit of up to $100, up to the amount of the eligible travel purchase. Additional terms and conditions apply.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher statement credit than shown than shown.

Points can only be redeemed in the form of a statement credit on eligible travel purchases (which are purchases at airlines, hotels, car rental companies, cruise lines, travel agencies, tour operators, and online travel sites billed to your account and submitted by the merchant using the proper industry, merchant, or product/service code). Redemption requests must be made within 60 days from the closing date shown on the billing statement on which the travel purchase first appears. Points may only be redeemed in increments of 7,500. Each 7,500—point increment is equal to a statement credit of up to $100, up to the amount of the eligible travel purchase. Additional terms and conditions apply.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher statement credit than shown than shown.

Points can only be redeemed in the form of a statement credit on eligible travel purchases (which are purchases at airlines, hotels, car rental companies, cruise lines, travel agencies, tour operators, and online travel sites billed to your account and submitted by the merchant using the proper industry, merchant, or product/service code). Redemption requests must be made within 60 days from the closing date shown on the billing statement on which the travel purchase first appears. Points may only be redeemed in increments of 7,500. Each 7,500—point increment is equal to a statement credit of up to $100, up to the amount of the eligible travel purchase. Additional terms and conditions apply.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher statement credit than shown than shown.

Points can only be redeemed in the form of a statement credit on eligible travel purchases (which are purchases at airlines, hotels, car rental companies, cruise lines, travel agencies, tour operators, and online travel sites billed to your account and submitted by the merchant using the proper industry, merchant, or product/service code). Redemption requests must be made within 60 days from the closing date shown on the billing statement on which the travel purchase first appears. Points may only be redeemed in increments of 7,500. Each 7,500—point increment is equal to a statement credit of up to $100, up to the amount of the eligible travel purchase. Additional terms and conditions apply.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher statement credit than shown than shown.

Points can only be redeemed in the form of a statement credit on eligible travel purchases (which are purchases at airlines, hotels, car rental companies, cruise lines, travel agencies, tour operators, and online travel sites billed to your account and submitted by the merchant using the proper industry, merchant, or product/service code). Redemption requests must be made within 60 days from the closing date shown on the billing statement on which the travel purchase first appears. Points may only be redeemed in increments of 7,500. Each 7,500—point increment is equal to a statement credit of up to $100, up to the amount of the eligible travel purchase. Additional terms and conditions apply.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher statement credit than shown than shown.

Points can only be redeemed in the form of a statement credit on eligible travel purchases (which are purchases at airlines, hotels, car rental companies, cruise lines, travel agencies, tour operators, and online travel sites billed to your account and submitted by the merchant using the proper industry, merchant, or product/service code). Redemption requests must be made within 60 days from the closing date shown on the billing statement on which the travel purchase first appears. Points may only be redeemed in increments of 7,500. Each 7,500—point increment is equal to a statement credit of up to $100, up to the amount of the eligible travel purchase. Additional terms and conditions apply.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher statement credit than shown than shown.

Points can only be redeemed in the form of a statement credit on eligible travel purchases (which are purchases at airlines, hotels, car rental companies, cruise lines, travel agencies, tour operators, and online travel sites billed to your account and submitted by the merchant using the proper industry, merchant, or product/service code). Redemption requests must be made within 60 days from the closing date shown on the billing statement on which the travel purchase first appears. Points may only be redeemed in increments of 7,500. Each 7,500—point increment is equal to a statement credit of up to $100, up to the amount of the eligible travel purchase. Additional terms and conditions apply.The examples included in the calculator are based on approximations. In some cases, it might be possible to redeem your calculated yearly return for a higher statement credit than shown than shown.

Points can only be redeemed in the form of a statement credit on eligible travel purchases (which are purchases at airlines, hotels, car rental companies, cruise lines, travel agencies, tour operators, and online travel sites billed to your account and submitted by the merchant using the proper industry, merchant, or product/service code). Redemption requests must be made within 60 days from the closing date shown on the billing statement on which the travel purchase first appears. Points may only be redeemed in increments of 7,500. Each 7,500—point increment is equal to a statement credit of up to $100, up to the amount of the eligible travel purchase. Additional terms and conditions apply.Shopping cards are issued by American Express Incentive Services L.L.C., and are subject to additional Terms and Conditions. Shopping cards expire one year from the date of issuance. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks, and cash advances), finance charges, and purchase credit adjustments are not eligible for earning rewards.Extended Warranty is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0953 or Policy EW-IND and is subject to change with notice. This document does not supplement or replace the Policy.This benefit is a coordination of the service and the Cardmember is resposible for all costs associated with this service. Coverage is applicable to the entire United States, Canada, and Puerto Rico.How was this calculated?
The amount of rewards is based on your monthly spend, adjusted to accommodate for an entire year of spending. It considers projected Cardmember usage patterns.

You earn rewards as follows:

A $25 shopping card for every $2,500 you spend on your Card*

* Shopping cards are issued by American Express Incentive Services L.L.C., and are subject to additional Terms and Conditions. Shopping cards expire one year from the date of issuance. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks, and cash advances), finance charges, and purchase credit adjustments are not eligible for earning rewards.The examples included in the calculator are based on approximations.

Shopping cards are issued by American Express Incentive Services L.L.C., and are subject to additional Terms and Conditions. Shopping cards expire one year from the date of issuance. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks, and cash advances), finance charges, and purchase credit adjustments are not eligible for earning rewards.The examples included in the calculator are based on approximations.

Shopping cards are issued by American Express Incentive Services L.L.C., and are subject to additional Terms and Conditions. Shopping cards expire one year from the date of issuance. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks, and cash advances), finance charges, and purchase credit adjustments are not eligible for earning rewards.The examples included in the calculator are based on approximations.

Shopping cards are issued by American Express Incentive Services L.L.C., and are subject to additional Terms and Conditions. Shopping cards expire one year from the date of issuance. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks, and cash advances), finance charges, and purchase credit adjustments are not eligible for earning rewards.The examples included in the calculator are based on approximations.

Shopping cards are issued by American Express Incentive Services L.L.C., and are subject to additional Terms and Conditions. Shopping cards expire one year from the date of issuance. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks, and cash advances), finance charges, and purchase credit adjustments are not eligible for earning rewards.The examples included in the calculator are based on approximations.

Shopping cards are issued by American Express Incentive Services L.L.C., and are subject to additional Terms and Conditions. Shopping cards expire one year from the date of issuance. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks, and cash advances), finance charges, and purchase credit adjustments are not eligible for earning rewards.The examples included in the calculator are based on approximations.

Shopping cards are issued by American Express Incentive Services L.L.C., and are subject to additional Terms and Conditions. Shopping cards expire one year from the date of issuance. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks, and cash advances), finance charges, and purchase credit adjustments are not eligible for earning rewards.The examples included in the calculator are based on approximations.

Shopping cards are issued by American Express Incentive Services L.L.C., and are subject to additional Terms and Conditions. Shopping cards expire one year from the date of issuance. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks, and cash advances), finance charges, and purchase credit adjustments are not eligible for earning rewards.The examples included in the calculator are based on approximations.

Shopping cards are issued by American Express Incentive Services L.L.C., and are subject to additional Terms and Conditions. Shopping cards expire one year from the date of issuance. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks, and cash advances), finance charges, and purchase credit adjustments are not eligible for earning rewards.The examples included in the calculator are based on approximations.

Shopping cards are issued by American Express Incentive Services L.L.C., and are subject to additional Terms and Conditions. Shopping cards expire one year from the date of issuance. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks, and cash advances), finance charges, and purchase credit adjustments are not eligible for earning rewards.The examples included in the calculator are based on approximations.

Shopping cards are issued by American Express Incentive Services L.L.C., and are subject to additional Terms and Conditions. Shopping cards expire one year from the date of issuance. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks, and cash advances), finance charges, and purchase credit adjustments are not eligible for earning rewards.The examples included in the calculator are based on approximations.

Shopping cards are issued by American Express Incentive Services L.L.C., and are subject to additional Terms and Conditions. Shopping cards expire one year from the date of issuance. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks, and cash advances), finance charges, and purchase credit adjustments are not eligible for earning rewards.The examples included in the calculator are based on approximations.

Shopping cards are issued by American Express Incentive Services L.L.C., and are subject to additional Terms and Conditions. Shopping cards expire one year from the date of issuance. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks, and cash advances), finance charges, and purchase credit adjustments are not eligible for earning rewards.The examples included in the calculator are based on approximations.

Shopping cards are issued by American Express Incentive Services L.L.C., and are subject to additional Terms and Conditions. Shopping cards expire one year from the date of issuance. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks, and cash advances), finance charges, and purchase credit adjustments are not eligible for earning rewards.The examples included in the calculator are based on approximations.

Shopping cards are issued by American Express Incentive Services L.L.C., and are subject to additional Terms and Conditions. Shopping cards expire one year from the date of issuance. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks, and cash advances), finance charges, and purchase credit adjustments are not eligible for earning rewards.The examples included in the calculator are based on approximations.

Shopping cards are issued by American Express Incentive Services L.L.C., and are subject to additional Terms and Conditions. Shopping cards expire one year from the date of issuance. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks, and cash advances), finance charges, and purchase credit adjustments are not eligible for earning rewards.The examples included in the calculator are based on approximations.

Shopping cards are issued by American Express Incentive Services L.L.C., and are subject to additional Terms and Conditions. Shopping cards expire one year from the date of issuance. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks, and cash advances), finance charges, and purchase credit adjustments are not eligible for earning rewards.The examples included in the calculator are based on approximations.

Shopping cards are issued by American Express Incentive Services L.L.C., and are subject to additional Terms and Conditions. Shopping cards expire one year from the date of issuance. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks, and cash advances), finance charges, and purchase credit adjustments are not eligible for earning rewards.The examples included in the calculator are based on approximations.

Shopping cards are issued by American Express Incentive Services L.L.C., and are subject to additional Terms and Conditions. Shopping cards expire one year from the date of issuance. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks, and cash advances), finance charges, and purchase credit adjustments are not eligible for earning rewards.The examples included in the calculator are based on approximations.

Shopping cards are issued by American Express Incentive Services L.L.C., and are subject to additional Terms and Conditions. Shopping cards expire one year from the date of issuance. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks, and cash advances), finance charges, and purchase credit adjustments are not eligible for earning rewards.The examples included in the calculator are based on approximations.

Shopping cards are issued by American Express Incentive Services L.L.C., and are subject to additional Terms and Conditions. Shopping cards expire one year from the date of issuance. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks, and cash advances), finance charges, and purchase credit adjustments are not eligible for earning rewards.The examples included in the calculator are based on approximations.

Shopping cards are issued by American Express Incentive Services L.L.C., and are subject to additional Terms and Conditions. Shopping cards expire one year from the date of issuance. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks, and cash advances), finance charges, and purchase credit adjustments are not eligible for earning rewards.The examples included in the calculator are based on approximations.

Shopping cards are issued by American Express Incentive Services L.L.C., and are subject to additional Terms and Conditions. Shopping cards expire one year from the date of issuance. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks, and cash advances), finance charges, and purchase credit adjustments are not eligible for earning rewards.The examples included in the calculator are based on approximations.

Shopping cards are issued by American Express Incentive Services L.L.C., and are subject to additional Terms and Conditions. Shopping cards expire one year from the date of issuance. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks, and cash advances), finance charges, and purchase credit adjustments are not eligible for earning rewards.Shopping cards are issued by American Express Incentive Services L.L.C., and are subject to additional Terms and Conditions. Shopping cards expire one year from the date of issuance. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks, and cash advances), finance charges, and purchase credit adjustments are not eligible for earning rewards.Shopping cards are issued by American Express Incentive Services L.L.C., and are subject to additional Terms and Conditions. Shopping cards expire one year from the date of issuance. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks, and cash advances), finance charges, and purchase credit adjustments are not eligible for earning rewards.Shopping cards are issued by American Express Incentive Services L.L.C., and are subject to additional Terms and Conditions. Shopping cards expire one year from the date of issuance. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks, and cash advances), finance charges, and purchase credit adjustments are not eligible for earning rewards.Shopping cards are issued by American Express Incentive Services L.L.C., and are subject to additional Terms and Conditions. Shopping cards expire one year from the date of issuance. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks, and cash advances), finance charges, and purchase credit adjustments are not eligible for earning rewards.Shopping cards are issued by American Express Incentive Services L.L.C., and are subject to additional Terms and Conditions. Shopping cards expire one year from the date of issuance. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks, and cash advances), finance charges, and purchase credit adjustments are not eligible for earning rewards.Shopping cards are issued by American Express Incentive Services L.L.C., and are subject to additional Terms and Conditions. Shopping cards expire one year from the date of issuance. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks, and cash advances), finance charges, and purchase credit adjustments are not eligible for earning rewards.Shopping cards are issued by American Express Incentive Services L.L.C., and are subject to additional Terms and Conditions. Shopping cards expire one year from the date of issuance. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks, and cash advances), finance charges, and purchase credit adjustments are not eligible for earning rewards.Shopping cards are issued by American Express Incentive Services L.L.C., and are subject to additional Terms and Conditions. Shopping cards expire one year from the date of issuance. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks, and cash advances), finance charges, and purchase credit adjustments are not eligible for earning rewards.Shopping cards are issued by American Express Incentive Services L.L.C., and are subject to additional Terms and Conditions. Shopping cards expire one year from the date of issuance. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks, and cash advances), finance charges, and purchase credit adjustments are not eligible for earning rewards.Shopping cards are issued by American Express Incentive Services L.L.C., and are subject to additional Terms and Conditions. Shopping cards expire one year from the date of issuance. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks, and cash advances), finance charges, and purchase credit adjustments are not eligible for earning rewards.Shopping cards are issued by American Express Incentive Services L.L.C., and are subject to additional Terms and Conditions. Shopping cards expire one year from the date of issuance. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks, and cash advances), finance charges, and purchase credit adjustments are not eligible for earning rewards.Shopping cards are issued by American Express Incentive Services L.L.C., and are subject to additional Terms and Conditions. Shopping cards expire one year from the date of issuance. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks, and cash advances), finance charges, and purchase credit adjustments are not eligible for earning rewards.Shopping cards are issued by American Express Incentive Services L.L.C., and are subject to additional Terms and Conditions. Shopping cards expire one year from the date of issuance. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks, and cash advances), finance charges, and purchase credit adjustments are not eligible for earning rewards.Shopping cards are issued by American Express Incentive Services L.L.C., and are subject to additional Terms and Conditions. Shopping cards expire one year from the date of issuance. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks, and cash advances), finance charges, and purchase credit adjustments are not eligible for earning rewards.Shopping cards are issued by American Express Incentive Services L.L.C., and are subject to additional Terms and Conditions. Shopping cards expire one year from the date of issuance. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks, and cash advances), finance charges, and purchase credit adjustments are not eligible for earning rewards.Shopping cards are issued by American Express Incentive Services L.L.C., and are subject to additional Terms and Conditions. Shopping cards expire one year from the date of issuance. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks, and cash advances), finance charges, and purchase credit adjustments are not eligible for earning rewards.Shopping cards are issued by American Express Incentive Services L.L.C., and are subject to additional Terms and Conditions. Shopping cards expire one year from the date of issuance. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks, and cash advances), finance charges, and purchase credit adjustments are not eligible for earning rewards.Shopping cards are issued by American Express Incentive Services L.L.C., and are subject to additional Terms and Conditions. Shopping cards expire one year from the date of issuance. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks, and cash advances), finance charges, and purchase credit adjustments are not eligible for earning rewards.Shopping cards are issued by American Express Incentive Services L.L.C., and are subject to additional Terms and Conditions. Shopping cards expire one year from the date of issuance. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks, and cash advances), finance charges, and purchase credit adjustments are not eligible for earning rewards.Shopping cards are issued by American Express Incentive Services L.L.C., and are subject to additional Terms and Conditions. Shopping cards expire one year from the date of issuance. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks, and cash advances), finance charges, and purchase credit adjustments are not eligible for earning rewards.Shopping cards are issued by American Express Incentive Services L.L.C., and are subject to additional Terms and Conditions. Shopping cards expire one year from the date of issuance. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks, and cash advances), finance charges, and purchase credit adjustments are not eligible for earning rewards.Shopping cards are issued by American Express Incentive Services L.L.C., and are subject to additional Terms and Conditions. Shopping cards expire one year from the date of issuance. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks, and cash advances), finance charges, and purchase credit adjustments are not eligible for earning rewards.Your Rebate is awarded annually for each Rebate Year (12 consecutive billing periods) in the form of a statement credit. For the first $6,500 of Eligible Purchases, the rebate is 1.0% for Everyday Purchases and 0.5% for all other Eligible Purchases; for Eligible Purchases of $6,500.01 or more, the rebate percentage is 5.0% for Everyday Purchases and 1.25% for all other Eligible Purchases. "Everyday Purchases" are Eligible Purchases made at the following categories of U.S. merchants that are not departments of superstores or warehouse clubs: supermarkets, drug stores, and automobile gasoline stations (for purchases of automobile gasoline only, except that any purchase in excess of $400 at an automobile gasoline station will not qualify as an Everyday Purchase). "Eligible Purchases" are charges to your account for goods or services that have not been returned or otherwise credited to your account. Eligible Purchases do not include interest charges, fees, cash advances or other means of accessing your account, convenience checks, balance transfers, or the purchase of American Express® Travelers Cheques and American Express® Gift Cheques or other cash equivalents. We reserve the right to exclude charges that we determine are not made for personal, family or household purposes; with the good faith intention of consuming the item charged; or with the intent to avoid a per-transaction rebate threshold. Additional terms and conditions apply.Extended Warranty is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0953 or Policy EW-IND and is subject to change with notice. This document does not supplement or replace the Policy.This benefit is a coordination of the service and the Cardmember is resposible for all costs associated with this service. Coverage is applicable to the entire United States, Canada, and Puerto Rico.How was this calculated?
The amount of cash back is based on your monthly spend, adjusted to accommodate for an entire year of spending. It considers projected Cardmember usage patterns and includes accelerated rebate opportunities.

You earn cash back as follows:

1% for purchases made at supermarkets, gas stations, and drugstores
0.5% for purchases made everywhere else
After spending more than $6,500 on your Card, you boost your earnings from 1% to 5% on purchases made at supermarkets, gas stations, and drugstores, and from 0.5% to 1.25% on purchases made everywhere else.*

* Your Rebate is awarded annually for each Rebate Year (12 consecutive billing periods). For the first $6,500 of Eligible Purchases, the rebate is 1.0% for Everyday Purchases and 0.5% for all other Eligible Purchases; for Eligible Purchases of $6,500.01 or more, the rebate percentage is 5.0% for Everyday Purchases and 1.25% for all other Eligible Purchases. "Everyday Purchases" are Eligible Purchases made at the following categories of U.S. merchants that are not departments of superstores or warehouse clubs: supermarkets, drugstores, and automobile gasoline stations (for purchases of automobile gasoline only, except that any purchase in excess of $400 at an automobile gasoline station will not qualify as an Everyday Purchase). "Eligible Purchases" are charges to your account for goods or services that have not been returned or otherwise credited to your account. Eligible Purchases do not include finance charges, fees, cash advances or other means of accessing your account, convenience checks, balance transfers, or the purchase of American Express® Travelers Cheques and American Express® Gift Cheques or other cash equivalents. We reserve the right to exclude charges that we determine are not made for personal, family, or household purposes; with the good—faith intention of consuming the item charged; or with the intent to avoid a per—transaction rebate threshold. Additional terms and conditions apply.1% Gas, Groceries and Other Everday Purchases
You can get 1% cash back for everyday purchases at supermarkets, drugstores, and automobile gasoline stations.0.5% Purchases Made Everywhere Else
You can get 0.5% cash back on purchases made everywhere else.The calculated yearly return is based on approximations. In some cases, your rebate based on your monthly spend might be slightly higher or lower than what is shown.

Your rebate is awarded annually for each Rebate Year (12 consecutive billing periods).The calculated yearly return is based on approximations. In some cases, your rebate based on your monthly spend might be slightly higher or lower than what is shown.Your rebate is awarded annually for each Rebate Year (12 consecutive billing periods).The calculated yearly return is based on approximations. In some cases, your rebate based on your monthly spend might be slightly higher or lower than what is shown.Your rebate is awarded annually for each Rebate Year (12 consecutive billing periods).The calculated yearly return is based on approximations. In some cases, your rebate based on your monthly spend might be slightly higher or lower than what is shown.Your rebate is awarded annually for each Rebate Year (12 consecutive billing periods).The calculated yearly return is based on approximations. In some cases, your rebate based on your monthly spend might be slightly higher or lower than what is shown.Your rebate is awarded annually for each Rebate Year (12 consecutive billing periods).The calculated yearly return is based on approximations. In some cases, your rebate based on your monthly spend might be slightly higher or lower than what is shown.Your rebate is awarded annually for each Rebate Year (12 consecutive billing periods).The calculated yearly return is based on approximations. In some cases, your rebate based on your monthly spend might be slightly higher or lower than what is shown.Your rebate is awarded annually for each Rebate Year (12 consecutive billing periods).The calculated yearly return is based on approximations. In some cases, your rebate based on your monthly spend might be slightly higher or lower than what is shown.

Your rebate is awarded annually for each Rebate Year (12 consecutive billing periods).The calculated yearly return is based on approximations. In some cases, your rebate based on your monthly spend might be slightly higher or lower than what is shown.

Your rebate is awarded annually for each Rebate Year (12 consecutive billing periods).The calculated yearly return is based on approximations. In some cases, your rebate based on your monthly spend might be slightly higher or lower than what is shown.

Your rebate is awarded annually for each Rebate Year (12 consecutive billing periods).The calculated yearly return is based on approximations. In some cases, your rebate based on your monthly spend might be slightly higher or lower than what is shown.

Your rebate is awarded annually for each Rebate Year (12 consecutive billing periods).The calculated yearly return is based on approximations. In some cases, your rebate based on your monthly spend might be slightly higher or lower than what is shown.

Your rebate is awarded annually for each Rebate Year (12 consecutive billing periods).The calculated yearly return is based on approximations. In some cases, your rebate based on your monthly spend might be slightly higher or lower than what is shown.

Your rebate is awarded annually for each Rebate Year (12 consecutive billing periods).The calculated yearly return is based on approximations. In some cases, your rebate based on your monthly spend might be slightly higher or lower than what is shown.

Your rebate is awarded annually for each Rebate Year (12 consecutive billing periods).The calculated yearly return is based on approximations. In some cases, your rebate based on your monthly spend might be slightly higher or lower than what is shown.

Your rebate is awarded annually for each Rebate Year (12 consecutive billing periods).The calculated yearly return is based on approximations. In some cases, your rebate based on your monthly spend might be slightly higher or lower than what is shown.

Your rebate is awarded annually for each Rebate Year (12 consecutive billing periods).The calculated yearly return is based on approximations. In some cases, your rebate based on your monthly spend might be slightly higher or lower than what is shown.

Your rebate is awarded annually for each Rebate Year (12 consecutive billing periods).The calculated yearly return is based on approximations. In some cases, your rebate based on your monthly spend might be slightly higher or lower than what is shown.

Your rebate is awarded annually for each Rebate Year (12 consecutive billing periods).The calculated yearly return is based on approximations. In some cases, your rebate based on your monthly spend might be slightly higher or lower than what is shown.

Your rebate is awarded annually for each Rebate Year (12 consecutive billing periods).The calculated yearly return is based on approximations. In some cases, your rebate based on your monthly spend might be slightly higher or lower than what is shown.

Your rebate is awarded annually for each Rebate Year (12 consecutive billing periods).The calculated yearly return is based on approximations. In some cases, your rebate based on your monthly spend might be slightly higher or lower than what is shown.

Your rebate is awarded annually for each Rebate Year (12 consecutive billing periods).The calculated yearly return is based on approximations. In some cases, your rebate based on your monthly spend might be slightly higher or lower than what is shown.

Your rebate is awarded annually for each Rebate Year (12 consecutive billing periods).The calculated yearly return is based on approximations. In some cases, your rebate based on your monthly spend might be slightly higher or lower than what is shown.

Your rebate is awarded annually for each Rebate Year (12 consecutive billing periods).Each eligible purchase shall qualify for a reward of 1, 2, or 3% of the purchase amount as follows: 3% for the first $3,000 in annual purchases (1% thereafter) of automobile gasoline (individual purchases of 75 gallons or less) at Costco and domestic stand-alone gas stations (excluding superstores, supermarkets, convenience stores, and warehouse clubs other than Costco); 3% at restaurants; 2% for travel purchases from airline, lodging, car rental, cruise line, travel agency and tour operators; and 1% on all other eligible purchases posted to your account. Fees, interest charges, cash advances, balance transfers and purchases of cash equivalents (e.g., Gift Cards, Travelers Cheques) from American Express are not eligible for a reward. Reward is distributed annually in the form of an in-store coupon redeemable for merchandise or cash at any U.S. Costco Warehouse. Coupon must be redeemed in person prior to its expiration date of August 31st in the year in which it is issued. Additional terms and conditions apply. See Cardmember Agreement for full terms and conditions.Each Eligible Purchase shall qualify for a Rebate of 1, 2, or 3 percent, as follows: 3% for the first $3,000 in annual purchases (1% thereafter) of automobile gasoline (individual purchases of 75 gallons or less) at Costco and domestic stand-alone gas stations (which excludes superstores, supermarkets, convenience stores, and warehouse clubs other than Costco); 3% at restaurants; 2% for travel purchases from airline, lodging, car rental, cruise line, travel agency and tour operators; and 1% on all other Eligible Purchases posted to your account. "Eligible Purchases" include purchases of goods or services, which purchases have not been returned or otherwise rescinded, and are not subject to a credit; it does NOT include fees, Finance Charges, Cash Advances (including the use of checks, line activators, automated teller machines, or other means of accessing your Account), Balance Transfers, or adjustments to your Account or the purchase of American Express® Travelers Cheques, American Express® Gift Cheques or other cash equivalents. Rebate is awarded annually in the form of an in-store coupon redeemable for cash or merchandise at any U.S. Costco Warehouse. Additional terms and conditions apply. See Cardmember Agreement for full terms and conditions.Extended Warranty is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0953 or Policy EW-IND and is subject to change with notice. This document does not supplement or replace the Policy.This benefit is a coordination of the service and the Cardmember is resposible for all costs associated with this service. Coverage is applicable to the entire United States, Canada, and Puerto Rico.With paid Costco membership.How was this calculated?
The amount of cash back is based on your monthly spend, adjusted to accommodate for an entire year of spending. It considers projected Cardmember usage patterns and includes accelerated rebate opportunities.

You earn cash back as follows:

3% for annual gasoline purchases up to $3,000 per year, and 1% thereafter
3% for purchases made at restaurants
2% for travel purchases
1% for purchases made everywhere else, including Costco*

* Each Eligible Purchase shall qualify for a Rebate of 1, 2, or 3 percent, as follows: 3% for the first $3,000 in annual purchases (1% thereafter) of automobile gasoline (individual purchases of 75 gallons or less) at Costco and domestic stand-alone gas stations (which excludes superstores, supermarkets, convenience stores, and warehouse clubs other than Costco); 3% at restaurants; 2% for travel purchases from airline, lodging, car rental, cruise line, travel agency, and tour operators; and 1% on all other Eligible Purchases posted to your account. "Eligible Purchases" include purchases of goods or services, which purchases have not been returned or otherwise rescinded, and are not subject to a credit; it does NOT include fees, Finance Charges, Cash Advances (including the use of checks, line activators, automated teller machines, or other means of accessing your Account), Balance Transfers, or adjustments to your Account or the purchase of American Express® Travelers Cheques, American Express® Gift Cheques, or other cash equivalents. Rebate is awarded annually in the form of an in-store coupon redeemable for cash or merchandise at any U.S. Costco Warehouse. Additional terms and conditions apply. See Cardmember Agreement for full terms and conditions.3% Automobile Gas
You can get 3% cash back for the first $3,000 in annual purchases (1% thereafter) of automobile gasoline (individual purchases of 75 gallons or less) at Costco and domestic stand-alone gas stations (which excludes superstores, supermarkets, convenience stores, and warehouse clubs other than Costco).3% Restaurants
You can get 3% cash back when dining out.2% Airline, Hotel, Car Rental, and Other Travel Purchases
You can get 2% cash back for travel purchases from airline, lodging, car rental, cruise line, travel agency, and tour operators.1% Purchases Made Everywhere Else
You can get 1% cash back on purchases made everywhere else, including Costco.The calculated yearly return is based on approximations. In some cases, your rebate based on your monthly spend might be slightly higher or lower than what is shown.

Rebate is awarded annually in the form of an in-store coupon redeemable for cash or merchandise at any U.S. Costco Warehouse. Additional terms and conditions apply. See Cardmember Agreement for full terms and conditions.The calculated yearly return is based on approximations. In some cases, your rebate based on your monthly spend might be slightly higher or lower than what is shown.

Rebate is awarded annually in the form of an in-store coupon redeemable for cash or merchandise at any U.S. Costco Warehouse. Additional terms and conditions apply. See Cardmember Agreement for full terms and conditions.The calculated yearly return is based on approximations. In some cases, your rebate based on your monthly spend might be slightly higher or lower than what is shown.

Rebate is awarded annually in the form of an in-store coupon redeemable for cash or merchandise at any U.S. Costco Warehouse. Additional terms and conditions apply. See Cardmember Agreement for full terms and conditions.The calculated yearly return is based on approximations. In some cases, your rebate based on your monthly spend might be slightly higher or lower than what is shown.

Rebate is awarded annually in the form of an in-store coupon redeemable for cash or merchandise at any U.S. Costco Warehouse. Additional terms and conditions apply. See Cardmember Agreement for full terms and conditions.The calculated yearly return is based on approximations. In some cases, your rebate based on your monthly spend might be slightly higher or lower than what is shown.

Rebate is awarded annually in the form of an in-store coupon redeemable for cash or merchandise at any U.S. Costco Warehouse. Additional terms and conditions apply. See Cardmember Agreement for full terms and conditions.The calculated yearly return is based on approximations. In some cases, your rebate based on your monthly spend might be slightly higher or lower than what is shown.

Rebate is awarded annually in the form of an in-store coupon redeemable for cash or merchandise at any U.S. Costco Warehouse. Additional terms and conditions apply. See Cardmember Agreement for full terms and conditions.The calculated yearly return is based on approximations. In some cases, your rebate based on your monthly spend might be slightly higher or lower than what is shown.

Rebate is awarded annually in the form of an in-store coupon redeemable for cash or merchandise at any U.S. Costco Warehouse. Additional terms and conditions apply. See Cardmember Agreement for full terms and conditions.The calculated yearly return is based on approximations. In some cases, your rebate based on your monthly spend might be slightly higher or lower than what is shown.

Rebate is awarded annually in the form of an in-store coupon redeemable for cash or merchandise at any U.S. Costco Warehouse. Additional terms and conditions apply. See Cardmember Agreement for full terms and conditions.The calculated yearly return is based on approximations. In some cases, your rebate based on your monthly spend might be slightly higher or lower than what is shown.

Rebate is awarded annually in the form of an in-store coupon redeemable for cash or merchandise at any U.S. Costco Warehouse. Additional terms and conditions apply. See Cardmember Agreement for full terms and conditions.The calculated yearly return is based on approximations. In some cases, your rebate based on your monthly spend might be slightly higher or lower than what is shown.

Rebate is awarded annually in the form of an in-store coupon redeemable for cash or merchandise at any U.S. Costco Warehouse. Additional terms and conditions apply. See Cardmember Agreement for full terms and conditions.The calculated yearly return is based on approximations. In some cases, your rebate based on your monthly spend might be slightly higher or lower than what is shown.

Rebate is awarded annually in the form of an in-store coupon redeemable for cash or merchandise at any U.S. Costco Warehouse. Additional terms and conditions apply. See Cardmember Agreement for full terms and conditions.The calculated yearly return is based on approximations. In some cases, your rebate based on your monthly spend might be slightly higher or lower than what is shown.

Rebate is awarded annually in the form of an in-store coupon redeemable for cash or merchandise at any U.S. Costco Warehouse. Additional terms and conditions apply. See Cardmember Agreement for full terms and conditions.The calculated yearly return is based on approximations. In some cases, your rebate based on your monthly spend might be slightly higher or lower than what is shown.

Rebate is awarded annually in the form of an in-store coupon redeemable for cash or merchandise at any U.S. Costco Warehouse. Additional terms and conditions apply. See Cardmember Agreement for full terms and conditions.The calculated yearly return is based on approximations. In some cases, your rebate based on your monthly spend might be slightly higher or lower than what is shown.

Rebate is awarded annually in the form of an in-store coupon redeemable for cash or merchandise at any U.S. Costco Warehouse. Additional terms and conditions apply. See Cardmember Agreement for full terms and conditions.The calculated yearly return is based on approximations. In some cases, your rebate based on your monthly spend might be slightly higher or lower than what is shown.

Rebate is awarded annually in the form of an in-store coupon redeemable for cash or merchandise at any U.S. Costco Warehouse. Additional terms and conditions apply. See Cardmember Agreement for full terms and conditions.The calculated yearly return is based on approximations. In some cases, your rebate based on your monthly spend might be slightly higher or lower than what is shown.

Rebate is awarded annually in the form of an in-store coupon redeemable for cash or merchandise at any U.S. Costco Warehouse. Additional terms and conditions apply. See Cardmember Agreement for full terms and conditions.The calculated yearly return is based on approximations. In some cases, your rebate based on your monthly spend might be slightly higher or lower than what is shown.

Rebate is awarded annually in the form of an in-store coupon redeemable for cash or merchandise at any U.S. Costco Warehouse. Additional terms and conditions apply. See Cardmember Agreement for full terms and conditions.The calculated yearly return is based on approximations. In some cases, your rebate based on your monthly spend might be slightly higher or lower than what is shown.

Rebate is awarded annually in the form of an in-store coupon redeemable for cash or merchandise at any U.S. Costco Warehouse. Additional terms and conditions apply. See Cardmember Agreement for full terms and conditions.The calculated yearly return is based on approximations. In some cases, your rebate based on your monthly spend might be slightly higher or lower than what is shown.

Rebate is awarded annually in the form of an in-store coupon redeemable for cash or merchandise at any U.S. Costco Warehouse. Additional terms and conditions apply. See Cardmember Agreement for full terms and conditions.The calculated yearly return is based on approximations. In some cases, your rebate based on your monthly spend might be slightly higher or lower than what is shown.

Rebate is awarded annually in the form of an in-store coupon redeemable for cash or merchandise at any U.S. Costco Warehouse. Additional terms and conditions apply. See Cardmember Agreement for full terms and conditions.The calculated yearly return is based on approximations. In some cases, your rebate based on your monthly spend might be slightly higher or lower than what is shown.

Rebate is awarded annually in the form of an in-store coupon redeemable for cash or merchandise at any U.S. Costco Warehouse. Additional terms and conditions apply. See Cardmember Agreement for full terms and conditions.The calculated yearly return is based on approximations. In some cases, your rebate based on your monthly spend might be slightly higher or lower than what is shown.

Rebate is awarded annually in the form of an in-store coupon redeemable for cash or merchandise at any U.S. Costco Warehouse. Additional terms and conditions apply. See Cardmember Agreement for full terms and conditions.The calculated yearly return is based on approximations. In some cases, your rebate based on your monthly spend might be slightly higher or lower than what is shown.

Rebate is awarded annually in the form of an in-store coupon redeemable for cash or merchandise at any U.S. Costco Warehouse. Additional terms and conditions apply. See Cardmember Agreement for full terms and conditions.Car Rental Loss & Damage Insurance (Policy AX0925 or Policy CRLDI-IND) Purchase Protection (Policy AX0951 or Policy PP-IND), Travel Accident Insurance (Policy AX0948), Baggage Insurance Plan (Policy AX0400 or Policy BIP-IND) are underwritten by AMEX Assurance Company Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of the respective policies (see above) and is subject to change with notice. This document does not supplement or replace the policy.

Global Assist - Emergency Travel Assistance
While the many Global Assist Hotline coordination and assistance services are free benefits from American Express, Cardmembers are responsible for the costs charged by third-party service providers.Car Rental Loss & Damage Insurance (Policy AX0925 or Policy CRLDI-IND) Purchase Protection (Policy AX0951 or Policy PP-IND), Travel Accident Insurance (Policy AX0948), Baggage Insurance Plan (Policy AX0400 or Policy BIP-IND) are underwritten by AMEX Assurance Company Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of the respective policies (see above) and is subject to change with notice. This document does not supplement or replace the policy.

Global Assist - Emergency Travel Assistance
While the many Global Assist Hotline coordination and assistance services are free benefits from American Express, Cardmembers are responsible for the costs charged by third-party service providers.Car Rental Loss & Damage Insurance (Policy AX0925 or Policy CRLDI-IND) Purchase Protection (Policy AX0951 or Policy PP-IND), Travel Accident Insurance (Policy AX0948), Baggage Insurance Plan (Policy AX0400 or Policy BIP-IND) are underwritten by AMEX Assurance Company Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of the respective policies (see above) and is subject to change with notice. This document does not supplement or replace the policy.

Global Assist - Emergency Travel Assistance
While the many Global Assist Hotline coordination and assistance services are free benefits from American Express, Cardmembers are responsible for the costs charged by third-party service providers.Car Rental Loss & Damage Insurance (Policy AX0925 or Policy CRLDI-IND) Purchase Protection (Policy AX0951 or Policy PP-IND), Travel Accident Insurance (Policy AX0948), Baggage Insurance Plan (Policy AX0400 or Policy BIP-IND) are underwritten by AMEX Assurance Company Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of the respective policies (see above) and is subject to change with notice. This document does not supplement or replace the policy.

Global Assist - Emergency Travel Assistance
While the many Global Assist Hotline coordination and assistance services are free benefits from American Express, Cardmembers are responsible for the costs charged by third-party service providers.

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