Most Popular Cards


Some of the Cards most frequently chosen by Cardmembers


 

Platinum Card®


Preferred Rewards Gold Card


Starwood Preferred Guest® Credit Card from American Express


Gold Delta SkyMiles® Credit Card


American Express® Preferred Rewards Green Card

 

Personalized Concierge services and travel consultants to help unlock a world of VIP treatment and benefits.
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Access to some of the hottest entertainment and travel.
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Earn free Night Awards at 940 Starwood hotels and resorts in 93 countries and free flights on hundreds of airlines - all with no blackout dates.
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Earn SkyMiles® toward Award Travel on Delta or over 15 airline partners.
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Earn Membership Rewards® points for the purchases you make every day, and get online tools that help you stay in command of your finances.
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Overview

Welcome Offer
One-of-a-kind travel privileges and extraordinary serviceNo annual fee for the first year 1 No annual fee for the first year & 10,000 Starpoints® after first purchase 2 Get up to 25,000 bonus miles - good for a free flight 3  & no annual fee the first year 4 , $95 thereafterNo annual fee for the first year 5 
How You Earn Rewards
Earn one point for virtually every dollar you spend. Earn 4x points when you shop at Bonus Points Mall® and double points at American Express Travel.Earn one point for virtually every dollar you spend. Earn 3x points when you shop at Bonus Points Mall® and double points at American Express Travel.Earn one Starpoint® for every dollar of eligible spending and double Starpoints at participating Starwood hotels and resorts.Earn one mile for virtually every dollar spent and double miles on Delta purchases.Earn one point for virtually every dollar you spend. Earn 3X points when you shop at Bonus Points Mall® and 2X points at American Express Travel.
Redeeming for Rewards
Redeem for extraordinary rewards in travel, shopping, dining & entertainment. Access First Collection® an exclusive set of rewards featuring world-class travel, luxury lifestyle goods, jewelry and fashion.Redeem for extraordinary rewards in travel, shopping, dining & entertainment.Redeem Starpoints® for free Night Awards at over 940 Starwood Hotels and Resorts and for flights on over 30 airlines with no blackout dates.Redeem miles for any Delta seat, any time using Pay with Miles or redeem for Award Travel tickets.Redeem for extraordinary rewards in travel, shopping, dining, and entertainment. Choose products from over 500 brands and transfer points to 20 frequent flyer programs.
Annual Fee
$450Pay no annual fee the first year, then $125Pay no annual for the first year, then $45Pay no annual for the first year, then $95Pay no annual fee the first year, then $95     
APR on Purchases
No interest rate — you pay your balance
monthly     
No interest rate — you pay your balance
monthly     
2.90% for 6 months, then Prime + 11.99% Prime Rate + 11.25%No interest rate — you pay your balance
monthly     
Spending Limit
No Pre-Set Spending
Limit      
No Pre-Set Spending
Limit      
VariableVariableNo Pre-Set Spending
Limit      

Unique Travel Benefits

 




Coverage against loss or damage of your baggage     
  
Guaranteed room reservations
 
Travel Accident Insurance     
Yes, up to $500,000Yes, up to $100,000Yes, up to $100,000Yes, up to $100,000Yes, up to $100,000
24/7 Roadside Assistance
Anywhere      Anywhere     When > 100 miles from home      When > 100 miles from home     When > 50 miles from home     
Dedicated team of travel
consultants     
    
24/7 medical, legal, financial, or other emergency assistance while traveling     
When > 100 miles from home     When > 100 miles from home     When > 100 miles from home      When > 100 miles from home     When > 100 miles from home     
Complimentary access to private airport clubs worldwide
    
Special amenities and services at fine hotels and resorts     
    
Companion
Ticket(s)
Yes, when purchasing a First- or Business-Class ticket       $99 Coach-Class Companion Certificate upon renewal      
Premium car rental programs      
    

Unique Dining and Entertainment Benefits

 




Personal Concierge Services
    
Access to VIP Events      
    
Access to reservations at restaurants around the world      
    
Access to preferred
seating      
   
Event Ticket Protection
Plan     
   

Unique Shopping and Personal Services Benefits

 




Extended
Warranty     
Personal shopping services and elite shopper
programs      
    
expresspay from American Express®
    

Financial Management

 




Flexibility to pay over time
   
Ensure financial control by paying your monthly balance in full
  
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