Earn great rewards without an annual fee.

Secure Application Process

The Membership Rewards Express^® program

Earn Membership Rewards^® points for your everyday purchases, and enjoy fast and easy ways to earn and redeem so you can get the rewards you want now.¹

Earn Points

Earn 1 point for every eligible dollar spent, 2X points when booking online travel through American Express, 3X points on Bonus Points Mall and up to 10x points with select partners.

Get Rewards

Rewards start at just 1,000 points, and you can choose from travel, gift cards, cash, merchandise and entertainment options from over 500 leading brands. You can also travel any airline, anytime with no blackout dates when you book online through the American Express Travel Site.

Freedom and Flexibility

Blue comes with no annual fee, flexibility to pay over time, 0% APR for 6 months and exceptional protection to meet your travel and purchasing needs.

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Rewards Program

Membership Rewards Express^® program

Payment Options

Flexibility to pay charges over time

Annual Fee

No annual fee

APR on Purchases

0% intro APR for 6 months. After that, your APR will be a variable rate, currently 15.24%, 17.24% or 19.24%

Explore all that Blue from American Express can do for you

Get more out of life with enriching rewards

Enjoy more of what you love and love to do with the award-winning Membership Rewards Express^® program, featuring a wide selection of some of the best names in travel, shopping, dining, and entertainment. Plus, you can browse and redeem for a variety of rewards at different point levels, all in one place.

Rack up the points

Earn one point for virtually every dollar you spend on your Credit Card.²
Earn 2X points just for booking your next trip online with American Express Travel.³
Earn 3X points when you shop with select online retailers like Apple, Barnes & Noble, and more at the Bonus Points Mail^®.⁴
Get what you want right now by purchasing extra points or advancing points at checkout.

Terms and Conditions for the Membership Rewards Express^®, program apply. Visit membershiprewards.com/terms or call 1-800-AXP-EARN (297-3276) for more information. Participating partners and available rewards are subject to change without notice. To be eligible to earn double points, you must be enrolled in the Membership Rewards^® program ("Program") at the time of purchase and you must charge your air, Lowest Rates Guaranteed hotel, Complete Trip (flight + hotel packages), American Express Vacations package and cruise reservations on an eligible, enrolled American Express^® Card through www.americanexpress.com/travel. Any portion of a charge that you elect to pay through redemption of Membership Rewards points is not eligible to earn points. Bonus ID 3218 (Air, Hotel, and Complete Trip); Bonus ID 5432 (Cruise); Bonus ID 3738 (American Express Vacations Packages). Bonus points will be credited to your program account 10-12 weeks after final payment has been made. Some American Express Cards are not eligible for enrollment in the program. Terms and Conditions for the Membership Rewards program apply. For more information on the Membership Rewards program, visit membershiprewards.com/terms or call 1-800-AXP-EARN (297-3276). Participating partners and available rewards are subject to change without notice. To be eligible to earn bonus points in the Bonus Points Mall^® website, you must be a U.S. Cardmember and enrolled in the Membership Rewards^® program at the time of purchase and you must charge your qualifying purchase through the Bonus Points Mall website (bonuspointsmall.com) on an eligible, enrolled American Express^® Card. Bonus points are awarded for all qualifying transactions at participating merchants through the Bonus Points Mall website. Participating merchants are subject to change without notice. Additional terms and conditions apply and appear on the Bonus Points Mall website (bonuspointsmall.com). Bonus points will be credited to your Program account within 6–8 weeks after charges appear on your billing statement. Bonus ID: 1935.

Turn points into great stuff

Use points whenever you're ready - they have no expiration date
Save up for amazing rewards - there's no limit to the number of points you can earn
Over 500 of your favorite brands to choose from - redeem points for an incredible selection of merchandise and gift cards
Use points to pay for cool new gadgets, designer clothing, and more at shopAmex.com
Pay with Points for travel, and fly anytime, anywhere - there are no blackout dates or restrictions

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Company Information

2Terms and Conditions for the Membership Rewards Express^®, program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice.

2Terms and Conditions for the Membership Rewards Express^®, program apply. Visit membershiprewards.com/terms or call 1-800-AXP-EARN (297-3276) for more information. Participating partners and available rewards are subject to change without notice.

2To be eligible to earn double points, you must be enrolled in the Membership Rewards^® program ("Program") at the time of purchase and you must charge your air, Lowest Rates Guaranteed hotel, Complete Trip (flight + hotel packages), American Express Vacations package and cruise reservations on an eligible, enrolled American Express^® Card through www.americanexpress.com/travel. Any portion of a charge that you elect to pay through redemption of Membership Rewards points is not eligible to earn points. Bonus ID 3218 (Air, Hotel, and Complete Trip); Bonus ID 5432 (Cruise); Bonus ID 3738 (American Express Vacations Packages). Bonus points will be credited to your program account 10-12 weeks after final payment has been made. Some American Express Cards are not eligible for enrollment in the program. Terms and Conditions for the Membership Rewards program apply. For more information on the Membership Rewards program, visit membershiprewards.com/terms or call 1-800-AXP-EARN (297-3276). Participating partners and available rewards are subject to change without notice.

2To be eligible to earn bonus points in the Bonus Points Mall^® website, you must be a U.S. Cardmember and enrolled in the Membership Rewards^® program at the time of purchase and you must charge your qualifying purchase through the Bonus Points Mall website (bonuspointsmall.com) on an eligible, enrolled American Express^® Card. Bonus points are awarded for all qualifying transactions at participating merchants through the Bonus Points Mall website. Participating merchants are subject to change without notice. Additional terms and conditions apply and appear on the Bonus Points Mall website (bonuspointsmall.com). Bonus points will be credited to your Program account within 6–8 weeks after charges appear on your billing statement. Bonus ID: 1935.