Earn up to 5% cash back with no annual fee and unlimited cash rewards.

When you apply, your personal information is protected and secure.
Secure Application Process

Earn unlimited cash rewards automatically

When you shop with Blue Cash, you can earn up to 5% cash back on every eligible purchase.1 See how much you can earn with our savings calculator.

Powerful shopping

Not only do we watch out for and reimburse fraudulent charges, we can extend the length of the original manufacturer's warranty up to one additional year on your eligible purchases that have U.S. warranties of five years or less.2

No annual fee is just the beginning

You decide if you want to pay charges over time or pay in full - and you won't pay any interest on purchases for up to 6 months when you get the Card.

Travel with peace of mind

The Global Assist® Hotline provides 24/7 emergency medical, legal, and financial assistance, and more, when you're more than 100 miles away from home.3

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Rewards Program

Cash back rewards

Payment Options

Flexibility to pay charges over time

Annual Fee

No annual fee

APR on Purchases

0% intro APR for 6 months. After that, your APR will be a variable rate, currently 17.24%, 19.24% or 21.24%

Explore all that Blue Cash from American Express can do for you
 

Cash back for just about anything you buy

The more you use your Blue Cash(R) Card from American Express, the more rewarding it gets. You have unlimited earning potential, and can earn up to 5% cash back on your daily purchases. Best of all, you receive your cash back automatically.

Enjoy unlimited earning potential

  • Earn up to 5% cash back at supermarkets, gas stations, and drugstores, plus up to 1.25% cash back for all your other purchases.4
  • There's no minimum spending required, and no limit on the cash rewards you can earn.5

Earn cash back even faster

  • Spend more than $6,500 on your Card and boost your earnings from 0.5% to 1.25% on every purchase you make. Plus, you can go from 1% to 5% on everyday items like groceries and gasoline.
  • Earn cash back faster by adding family or friends to your account at no extra charge - their eligible purchases count toward your Blue Cash rebate.
  • Earn cash back on recurring bills you already pay, such as gym memberships and phone bills, by enrolling your Card in Automatic Bill Pay.6

Track your cash back rebate

Maximize your cash back rebate up to 5% with the help of the online Cash Tracker tools:

  • Unlock your full earning potential.
  • Count down to your rebate date.
  • Get tips for making everyday purchases count.

Receive cash automatically

Look for your rebate as a credit on your statement one month following your Card anniversary date (if you opened your account in January, for example, you should expect to see your rebate in February the following year).

 
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