No annual fee for the first year ¹

Secure Application Process

The annual fee for the Preferred Rewards Gold Card will be waived for the first year of Card membership. The annual fee will be $125 thereafter. This offer is good for new Cardmembers and Additional Cardmembers on their accounts who have one or more of the following consumer American Express (R) Card products: the American Express Card, the American Express Rewards Green Card, the American Express Preferred Rewards Green Card, the American Express Gold Card, the American Express Rewards Gold Card, the American Express Preferred Rewards Gold Card, the American Express Rewards Plus Gold Card, the Platinum Card (R), the Centurion (R) Card. Offer is valid for eligible purchases charged to an eligible enrolled Card account during the 12 month period commencing on the date the new Card account is issued. To be eligible for this promotion, you must have been solicited for it and your new Card account must be issued by July 31, 2009. New Cardmembers will be automatically enrolled this promotion. To earn double points (one point plus one bonus point for every dollar of eligible charges), you must be enrolled in the Membership Rewards� program at the time of purchase and must charge your purchase on an eligible, enrolled American Express Card. Your Card account must be active and not in default at the time of bonus point fulfillment. Bonus points will be credited to your Membership Rewards account 8-10 weeks after charges appear on your billing statement. The terms and conditions for the Membership Rewards program apply. Visit membershiprewards.com/terms or call 1-800-AXP-EARN (297-3276) for more information. Participating merchants and available rewards are subject to change without notice. You can earn double points in U.S. stand alone gas stations and supermarkets only if the merchant submits the charge for your purchase under the appropriate merchant code, industry code, or required service or product identifier established by us and the merchant. Charges at departments of superstores or warehouse clubs are not eligible for this promotion. This offer is valid on up to $1000 of eligible gas and grocery spend each month. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks and cash advances), finance charges, fees and purchase credit adjustments do not earn points. This promotion can not be combined with any other promotional offers. Bonus Point ID 2795.

The Membership Rewards^® program

Turn your everyday purchases into Membership Rewards^® points, and then redeem them for an amazing collection of travel, shopping, dining and entertainment rewards.²

Gold Card Events

Exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.³

Shopping Rewards

Reward yourself with retail partners including The Home Depot⁴®, Gap and Ticketmaster.⁵

Purchase Protection

Protects eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase.⁶

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Take a look at videos of Cardmembers who are making the most of Charge Cards.

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Rewards Program

Membership Rewards^® program

Spending Limit

No Pre-Set Spending Limit ^†

Annual Fee

Pay no annual fee the first year, then $125

APR on Purchases

Pay no interest charges - you pay your balance in full each month ^†

How you earn rewards:
Earn one point for virtually every dollar you spend. Earn 3x points when you shop at BonusPointsMall.com and double points at American Express Travel.

How you can redeem for rewards:
Redeem for extraordinary rewards in travel, shopping, dining & entertainment. Redeem Membership Rewards^® points for air, hotel, vacation packages, and cruises, and rest assured with exceptional travel protection, 24/7.

Get purchasing power that adjusts with your use of the Card. No pre-set spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors including current spending patterns, your payment history, credit record, and financial resources known to us.

The American Express^® Gold Card has no pre-set spending limit which gives you purchasing power that adjusts with your use of the Card. No pre-set spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors, including current spending patterns, your payment history, credit record, and financial resources known to us.

The annual fee for the Gold Card will be waived for the first year of Card membership. The annual fee will be $125 thereafter. No pre-set spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us, and other factors You can maintain financial control over your account and avoid finance charges by paying your balance in full each month. If you become eligible, you may be given the option to extend payment over time on certain charges using our Flexible Payment Features. If you use these Features, you may accrue interest on any charges you choose to pay over time.

Explore all the Gold Card can do for you

Expand your world with enriching rewards opportunities

Get more of what you want out of life with the award-winning Membership Rewards^® program, featuring an amazing selection of some of the best names in travel, shopping, dining, and entertainment. Plus, you can browse and redeem for a variety of rewards at different point levels, all in one place.

Golden opportunities to earn points

Earn one point for virtually every dollar you spend on your Card⁷
Save up for amazing rewards — there's no limit to the number of points you can earn
Shop online with select retailers and earn double points at the Bonus Points Mall^®⁸
Get what you want right now by purchasing extra points or advancing points at checkout

This offer is good for new Cardmembers and Additional Cardmembers on their accounts who have one or more of the following consumer American Express (R) Card products: the American Express Card, the American Express Rewards Green Card, the American Express Preferred Rewards Green Card, the American Express Gold Card, the American Express Rewards Gold Card, the American Express Preferred Rewards Gold Card, the American Express Rewards Plus Gold Card, the Platinum Card (R), the Centurion (R) Card. Offer is valid for eligible purchases charged to an eligible enrolled Card account during the 12 month period commencing on the date the new Card account is issued. To be eligible for this promotion, you must have been solicited for it and your new Card account must be issued by July 31, 2009. New Cardmembers will be automatically enrolled this promotion. To earn double points (one point plus one bonus point for every dollar of eligible charges), you must be enrolled in the Membership Rewards^® program at the time of purchase and must charge your purchase on an eligible, enrolled American Express Card. Your Card account must be active and not in default at the time of bonus point fulfillment. Bonus points will be credited to your Membership Rewards account 8-10 weeks after charges appear on your billing statement. The terms and conditions for the Membership Rewards program apply. Visit membershiprewards.com/terms or call 1-800-AXP-EARN (297-3276) for more information. Participating merchants and available rewards are subject to change without notice. You can earn double points in U.S. stand alone gas stations and supermarkets only if the merchant submits the charge for your purchase under the appropriate merchant code, industry code, or required service or product identifier established by us and the merchant. Charges at departments of superstores or warehouse clubs are not eligible for this promotion. This offer is valid on up to $1000 of eligible gas and grocery spend each month. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks and cash advances), finance charges, fees and purchase credit adjustments do not earn points. This promotion can not be combined with any other promotional offers. Bonus Point ID 2795. Terms and Conditions for the Membership Rewards^® program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice. To be eligible to earn bonus points in the Bonus Points Mall^® website, you must be a U.S. Card member and enrolled in the Membership Rewards^® program ("Program") at the time of purchase and you must charge your qualifying purchase through the Bonus Points Mall website (BonusPointsMall.com) on an eligible, enrolled American Express^® Card. Bonus points are awarded for all qualifying transactions at participating merchants through the Bonus Points Mall website. Participating merchants are subject to change without notice. Additional terms and conditions apply and appear on the Bonus Points Mall website (BonusPointsMall.com). Bonus points will be credited to your Program account within 10-12 weeks after charges appear on your billing statement. Bonus ID 0807.

Turn points into the rewards you want

Use points whenever you're ready — they have no expiration date
Use points to pay for cool new gadgets, designer clothing, and more at shopAmex.com
Pay with points for travel and fly anytime, anywhere — there are no blackout dates or restrictions⁹
Transfer points to frequent flyer programs or redeem for gift cards from some of the best names in retail and dining

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No annual fee for the first year 1

The Membership Rewards® program