Double points on gas and grocery purchases. 1 

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Rewards Program

Membership Rewards First® program

Spending Limit

No Pre-Set Spending Limit     

Annual Fee

$450

APR on Purchases

No interest rate — you pay your balance monthly     

Enjoy the privilege of personal assistance

From buying gifts to making reservations, the Platinum Card® Concierge is at your service so you can spend your energy doing what you want.2

Built-in Airport Club Access

Access airport lounges around the world, including American Airlines Admirals Club®, Continental Airlines Presidents Club®, Delta Crown Room Club®, and Northwest Airlines WorldClubs®, compliments of the Airport Club Access Program.3

The First Collection®

Enjoy exclusive access to a private collection of rewards from our premium brands, featuring fashion, jewelry, watches, sports cars, luxury lifestyle goods, and world-class travel experiences.4

Premium Travel Assistance

The Platinum Travel Service gives you access to enriching travel experiences, expert travel consultants, 24/7 personal assistance, and over 2,200 Travel Services locations worldwide.5

Extraordinary rewards are at your fingertips

Experience a level of Card membership that complements and enhances your lifestyle. The Membership Rewards First® program boasts an extraordinary collection of some of the finest names in travel, shopping, dining, and entertainment.

Excellent ways to earn points

  • Earn one point for virtually every dollar you spend on your Card
  • Earn 4X points every day when you shop online with select retailers at the Bonus Points Mall®6
  • Earn double points just for booking your next trip online
  • For a limited time, earn double points on gas and grocery purchases automatically for one year 7
  • Enjoy rewards when you want them by purchasing extra points or advancing points at checkout

Exemplary redemption opportunities

  • Use points whenever you're ready — they have no expiration date
  • Save up for amazing rewards — there's no limit to the number of points you can earn
  • Use points to pay for fashion and accessories, the latest technology from Apple, and more at shopAmex.com
  • Pay with points for travel, and fly anytime, anywhere — there are no blackout dates or restrictions8

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