No annual fee for the first year ¹
The annual fee for the Preferred Rewards Green Card and the Additional Preferred Rewards Green Card will be waived for the first year. Thereafter, the annual fee will be $95 for the Basic Card and $30 for up to 5 Additional Cards and $30 for each Additional Card after the first five.This offer is good for new Cardmembers and Additional Cardmembers on their accounts who have one or more of the following consumer American Express (R) Card products: the American Express Card, the American Express Rewards Green Card, the American Express Preferred Rewards Green Card, the American Express Gold Card, the American Express Rewards Gold Card, the American Express Preferred Rewards Gold Card, the American Express Rewards Plus Gold Card, the Platinum Card (R), the Centurion (R) Card. Offer is valid for eligible purchases charged to an eligible enrolled Card account during the 12 month period commencing on the date the new Card account is issued. To be eligible for this promotion, you must have been solicited for it and your new Card account must be issued by July 31, 2009. New Cardmembers will be automatically enrolled this promotion. To earn double points (one point plus one bonus point for every dollar of eligible charges), you must be enrolled in the Membership Rewards� program at the time of purchase and must charge your purchase on an eligible, enrolled American Express Card. Your Card account must be active and not in default at the time of bonus point fulfillment. Bonus points will be credited to your Membership Rewards account 8-10 weeks after charges appear on your billing statement. The terms and conditions for the Membership Rewards program apply. Visit membershiprewards.com/terms or call 1-800-AXP-EARN (297-3276) for more information. Participating merchants and available rewards are subject to change without notice. You can earn double points in U.S. stand alone gas stations and supermarkets only if the merchant submits the charge for your purchase under the appropriate merchant code, industry code, or required service or product identifier established by us and the merchant. Charges at departments of superstores or warehouse clubs are not eligible for this promotion. This offer is valid on up to $1000 of eligible gas and grocery spend each month. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks and cash advances), finance charges, fees and purchase credit adjustments do not earn points. This promotion can not be combined with any other promotional offers. Bonus Point ID 2795.

Nothing gets past you

Track your spending with our new, customizable online tools. Organize your purchases by categories or set your own tags to slice and dice your spending just the way you want. Additionally, track all your financial accounts beyond American Express with Money Manager.Show Me How This Works

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Money Manager

You can organize your purchases by category, set your own tags to slice and dice your spending just the way you want and track all your financial accounts in one place.

Give interest charges the boot

With this Charge Card, you pay your balance in full each month. So you don't pay interest, and you can keep your debt in check.

The smart way to pay

Don´t like the color of your sweater when you get home? If you purchased it entirely with your Card, you can return it within 90 days with Return Protection² . And if you do like it, but it gets accidentally damaged or stolen, Purchase Protection³ protects your eligible purchases for up to 90 days from the date of purchase.

Buy what you need. Earn what you want

Virtually every purchase can help you earn you Membership Rewards points⁴, then take your pick from over 500 brands and 20 airline partners. Rewards start at just 1,000 points.

This offer is good for new Cardmembers and Additional Cardmembers on their accounts who have one or more of the following consumer American Express^® Card products: the American Express Card, the American Express Rewards Green Card, the American Express Preferred Rewards Green Card, the American Express Gold Card, the American Express Rewards Gold Card, the American Express Preferred Rewards Gold Card, the American Express Rewards Plus Gold Card, the Platinum Card^®, the Centurion^® Card. Offer is valid for eligible purchases charged to an eligible enrolled Card account during the 12- month period commencing on the date the new Card account is issued. To be eligible for this promotion, you must have been solicited for it and your new Card account must be issued by July 31, 2009. New Cardmembers will be automatically enrolled in this promotion. To earn double points (one point plus one bonus point for every dollar of eligible charges), you must be enrolled in the Membership Rewards^® program at the time of purchase, and must charge your purchase on an eligible, enrolled American Express Card. Your Card account must be active and not in default at the time of bonus point fulfillment. Bonus points will be credited to your Membership Rewards account 8-10 weeks after charges appear on your billing statement. The terms and conditions for the Membership Rewards program apply. Visit membershiprewards.com/terms or call 1-800-AXP-EARN (297-3276) for more information. Participating merchants and available rewards are subject to change without notice. You can earn double points in U.S. stand-alone gas stations and supermarkets only if the merchant submits the charge for your purchase under the appropriate merchant code, industry code, or required service or product identifier established by us and the merchant. Charges at departments of superstores or warehouse clubs are not eligible for this promotion.This offer is valid on up to $1,000 of eligible gas and grocery spend each month. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks, and cash advances), finance charges, fees, and purchase credit adjustments do not earn points. This promotion cannot be combined with any other promotional offers. Bonus ID 2795.

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Take a look at videos of Cardmembers who are making the most of Charge Cards.

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Rewards Program

Membership Rewards^® program

Spending Limit

No Pre-Set Spending Limit ^†

Annual Fee

Pay no annual fee for one year - a savings of $95 ^†

APR on Purchases

Pay no interest charges - you pay your balance in full each month ^†

How you earn rewards:
Earn one point for virtually every dollar you spend. Earn 3x points when you shop at BonusPointsMall.com and double points at American Express Travel.

How you can redeem for rewards:
Redeem for extraordinary rewards in travel, shopping, dining & entertainment. Redeem Membership Rewards^® points for air, hotel, vacation packages, and cruises, and rest assured with exceptional travel protection, 24/7. The American Express^® Preferred Rewards Green Card has no pre-set spending limit which gives you purchasing power that adjusts with your use of the Card. No pre-set spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors, including current spending patterns, your payment history, credit record, and financial resources known to us. The annual fee for the Preferred Rewards Green Card and the Additional Preferred Rewards Green Card will be waived for the first year. Thereafter, the annual fee will be $95 for the Basic Card and $30 for up to 5 Additional Cards and $30 for each Additional Card after the first five. No pre-set spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us, and other factors You can maintain financial control over your account and avoid finance charges by paying your balance in full each month. If you become eligible, you may be given the option to extend payment over time on certain charges using our Flexible Payment Features. If you use these Features, you may accrue interest on any charges you choose to pay over time. The annual fee for the Preferred Rewards Green Card and the Additional Preferred Rewards Green Card will be waived for the first year. Then, the annual fee will be $95 for the Basic Card and $30 for up to five Additional Cards, and $30 for each Additional Card after the first five. If you become eligible, you may be given the option to extend payment over time on certain charges using our Flexible Payment Features. If you use these Features, you may accrue interest on any charges you choose to pay over time.

Get a Charge Card to buy the things you need. Earn the things you want.

There are countless things you need to buy to get by. Why not have them count towards something more? The Membership Rewards^® program can help turn those purchases into last minute getaways, a night on the town, the latest gadgets, and gift cards for some of your favorite stores. Take your pick from over 500 brands, with rewards starting at just 1,000 points.

Earn Points

You can earn one point for virtually every dollar you spend on your Charge Card

Points have no expiration date
There's no limit to how many points you can earn

You can earn 2X points - and find great travel values - by booking your trips online with American Express Travel. ⁵
You can earn 3X points when you shop online at over 200 retailers like Apple and Barnes & Noble through bonuspointsmall.com.⁶

To be eligible to earn bonus points in the Bonus Points Mall^® website, you must be a U.S. Cardmember and enrolled in the Membership Rewards^® program at the time of purchase, and you must charge your qualifying purchase through the Bonus Points Mall website (bonuspointsmall.com) on an eligible, enrolled American Express^® Card. Bonus points are awarded for all qualifying transactions at participating merchants through the Bonus Points Mall website. Participating merchants are subject to change without notice. Additional terms and conditions apply and appear on the Bonus Points Mall website (bonuspointsmall.com). Bonus points will be credited to your Program account within 6-8 weeks after charges appear on your billing statement. Bonus ID 1935.To be eligible to earn double points, you must be enrolled in the Membership Rewards program ("Program") at the time of purchase and you must charge your air, Lowest Rates Guaranteed hotel, Complete Trip (flight + hotel packages), American Express Vacations package, and cruise reservations on an eligible, enrolled American Express^® Card. Any portion of a charge that you elect to pay through redemption of Membership Rewards points is not eligible to earn points. Some American Express Cards are not eligible for enrollment in the program. Terms and Conditions for the Membership Rewards^® program apply. For more information or to enroll in the Membership Rewards program, visit membershiprewards.com/terms or call 1-800-AXP-EARN (297-3276). Participating partners and available rewards are subject to change without notice.To be eligible to earn bonus points in the Bonus Points Mall^® website, you must be a U.S. Cardmember and enrolled in the Membership Rewards^® program ("Program") at the time of purchase and you must charge your qualifying purchase through the Bonus Points Mall website (BonusPointsMall.com) on an eligible, enrolled American Express^® Card. Bonus points are awarded for all qualifying transactions at participating merchants through the Bonus Points Mall website. Participating merchants are subject to change without notice. Additional terms and conditions apply and appear on the Bonus Points Mall website (BonusPointsMall.com). Bonus points will be credited to your Program account within 10-12 weeks after charges appear on your billing statement. Bonus ID 0807.

Use Points

Use Pay with Points for travel to fly where you want, when you want, how you want - with no blackout dates or seat restrictions.⁷
Transfer points to over 20 frequent flyer programs.
Redeem points for gift cards from a variety of premium shopping and dining partners, including Crate & Barrel, Apple, Home Depot⁸, GAP, and Olive Garden.
Select products from over 500 brands - housewares, electronics, golf gear, concert tickets, and more.

Terms & Conditions

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About American Express | Careers @ American Express | Affiliate Program | Fraud Protection Center | Credit Card Reform | Charge and Credit Card Agreements | American Express Labs
View Website Rules and Regulations, Intellectual Property and Privacy Statement of American Express. Copyright © 1995 - American Express Company. All Rights Reserved. Users of this site agree to be bound by the terms of the American Express Web Site Rules and Regulations.

1The annual fee for the Preferred Rewards Green Card and the Additional Preferred Rewards Green Card will be waived for the first year. Thereafter, the annual fee will be $95 for the Basic Card and $30 for up to 5 Additional Cards and $30 for each Additional Card after the first five.

2Purchase Protection is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0951 or Policy PP-IND and is subject to change with notice. This document does not supplement or replace the Policy.

3Return Protection covers eligible items purchased entirely with an eligible American Express^® Card within 90 days from the date of purchase. Coverage excludes shipping and handling and is limited to up to $300 per item and a maximum of $1,000 annually per Card account. Coverage is subject to additional terms, conditions, and exclusions.

4Terms and Conditions for the Membership Rewards^® program apply. Visit membershiprewards.com/terms or call 1-800-AXP-EARN (297-3276) for more information. Participating partners and available rewards are subject to change without notice.

4To be eligible to earn bonus points in the Bonus Points Mall^® website, you must be a U.S. Cardmember and enrolled in the Membership Rewards^® program at the time of purchase, and you must charge your qualifying purchase through the Bonus Points Mall website (bonuspointsmall.com) on an eligible, enrolled American Express^® Card. Bonus points are awarded for all qualifying transactions at participating merchants through the Bonus Points Mall website. Participating merchants are subject to change without notice. Additional terms and conditions apply and appear on the Bonus Points Mall website (bonuspointsmall.com). Bonus points will be credited to your Program account within 6-8 weeks after charges appear on your billing statement. Bonus ID 1935.

5To be eligible to earn double points, you must be enrolled in the Membership Rewards program ("Program") at the time of purchase and you must charge your air, Lowest Rates Guaranteed hotel, Complete Trip (flight + hotel packages), American Express Vacations package, and cruise reservations on an eligible, enrolled American Express^® Card. Any portion of a charge that you elect to pay through redemption of Membership Rewards points is not eligible to earn points. Some American Express Cards are not eligible for enrollment in the program. Terms and Conditions for the Membership Rewards^® program apply. For more information or to enroll in the Membership Rewards program, visit membershiprewards.com/terms or call 1-800-AXP-EARN (297-3276). Participating partners and available rewards are subject to change without notice.

7All Card accounts must be in good standing. Eligible enrolled Card account you designate will be charged. Points will be debited from your program account, credit will be issued to your Card account for the corresponding dollar amount. If points redeemed do not cover the full charge, the balance will remain charged to the designated Card account. Minimum redemption of 5,000 points. Permitted returns of items purchased with points that cause a credit on your Card account will result in a point deduction on your program account. These points can be retrieved by calling the Membership Rewards program. Terms and Conditions of the program apply. Visit membershiprewards.com/terms for more information.

8American Express is not affiliated with The Home Depot^®. The Home Depot is a registered trademark of Homer TLC, Inc.