No annual fee for the first year & 10,000 Starpoints^® after first purchase ¹
To be eligible to receive 10,000 bonus Starpoints^®, you must make your first purchase with the Starwood Preferred Guest^® Credit Card within one year of Card approval. Bonus points will appear on your Starwood Preferred Guest statement 8-12 weeks after your first purchase. Bonus Starpoints are for first-time Starwood Preferred Guest Credit Cardmembers only. Bonus Starpoints can only be received once per Cardmember, regardless of the number of Starwood Preferred Guest Credit Card accounts the Cardmember may have or had.

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Rewards Program

Starwood Preferred Guest^®

Payment Options

Flexibility to pay charges over time

Annual Fee

Pay no annual for the first year, then $45

APR on Purchases

2.90% for first 6 months, then Prime Rate + 11.99%

Enjoy a First Purchase Bonus

Earn 10,000 bonus Starpoints^® with your first purchase - that’s enough for up to three free nights at a Category 1 or 2 property.¹^,²

Earn Starpoints

Earn one Starpoint^® for every dollar of eligible spending³ and double Starpoints at participating Starwood hotels and resorts.⁴

Choose from free nights or award flights

Redeem the Starpoints^® you earn for nights at 940 Starwood hotels and resorts in 93 countries, or fly on hundreds of airlines with no blackout dates

Flexible Credit Card rewards to enhance your travel plans

With the Starwood Preferred Guest^® Card from American Express, you can redeem your Starpoints^® at a moment's notice for free nights at over 890 Starwood Hotels and Resorts around the world or for flights on hundreds of airlines - all with no blackout dates.

Free stays without availability restrictions

Enjoy automatic enrollment in the Starwood Preferred Guest^® program.²
Redeem Starpoints for free nights³ without blackout dates⁴ or availability restrictions at over 890 Starwood Hotels and Resorts around the globe - including Westin^®, Aloft^SM, Element^SM, Sheraton^®, Four Points^® by Sheraton, St. Regis^®, The Luxury Collection^®, W^® Hotels, and Le Meridien^®.
Enjoy free weekend nights at a Category 1 or 2 property for as low as 2,000 Starpoints.
Redeem at a moment's notice at participating Starwood hotels and resorts.

Use Starpoints to travel to your next destination

Redeem Starpoints with SPG^® flights to fly on hundreds or airlines with no blackout dates.
Or, transfer Starpoints for miles⁵ with more than 30 airline partners.
Get closer to earning a free flight with a 5,000-Starpoint bonus for transferring 20,000 Starpoints to miles.⁶

Watch as your Starpoints take off

Earn Starpoints on your hotel rewards Card in addition to the points you already earn for stays as a Starwood Preferred Guest^® member, as follows:

Earn one Starpoint for every dollar of eligible
spending.⁷
Earn double Starpoints when you use your Card at participating Starwood Hotels & Resorts and select Starwood retailers.⁸

Earn a total of four Starpoints at the Preferred Plus level, and a total of five Starpoints at the Gold or Platinum Preferred Guest^® level for eligible stays charged to the Card.

A complimentary upgrade to Starwood Gold

Enjoy an upgrade to Gold Preferred Guest^®⁹ by spending $30,000 on the Card in a calendar year and earn Starpoints^® even faster.

ALOFT, ELEMENT, FOUR POINTS, LE MERIDIEN, PREFERRED GUEST, SHERATON, SPG, ST. REGIS, STARPOINTS, THE LUXURY COLLECTION, W, WESTIN, and their respective logos are the trademarks of Starwood Hotels & Resorts Worldwide, Inc. or its affiliates.

Terms & Conditions

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1To be eligible to receive 10,000 bonus Starpoints^®, you must make your first purchase with the Starwood Preferred Guest^® Credit Card within one year of Card approval. Bonus points will appear on your Starwood Preferred Guest statement 8-12 weeks after your first purchase. Bonus Starpoints are for first-time Starwood Preferred Guest Credit Cardmembers only. Bonus Starpoints can only be received once per Cardmember, regardless of the number of Starwood Preferred Guest Credit Card accounts the Cardmember may have or had.

2Free Night Awards apply to standard rooms only as defined by each participating property; contact the hotel or resort before booking to check availability.

3If you already have Gold Preferred or Platinum Preferred status with Starwood Preferred Guest, you will retain that status as long as you meet the requirements specified in the Starwood Preferred Guest terms and conditions. To view the full terms and conditions, visit www.spg.com.

4Starpoints required for a free night range from 2,000 Starpoints for a weekend night in a standard room at a Category 1 property to 35,000 Starpoints for any night in a standard room at a Category 7 property. Category 7 properties that are all suites or villas require a higher Starpoint redemption. For complete information on reward stays, visit www.spg.com.

55,000 Starpoints^® bonus is awarded only when 20,000 Starpoints are transferred as part of the same transaction. For a list of participating airlines, transfer ratios, and full program details, go to www.spg.com. Participating airlines and transfer ratio are subject to change. Check with your frequent flyer program for details on redemption of airline miles.

65,000 Starpoints^® bonus is awarded only when 20,000 Starpoints are transferred as part of the same transaction. For a list of participating airlines, transfer ratios, and full program details, go to www.spg.com. Participating airlines and transfer ratio are subject to change. Check with your frequent flyer program for details on redemption of airline miles.

7"Eligible Spending" includes purchases of goods or services, which purchases have not been returned or otherwise rescinded, and are not subject to a credit; it does NOT include fees, Finance Charges, Cash Advances (including the use of checks, line activators, automated teller machines or other means of accessing your account), Balance Transfers, or adjustments to your account. We reserve the right not to award any Starpoints for transactions we determine are not made with the good-faith intention of consuming the item charged.

8You will receive one additional Starpoint for each U.S. dollar of Eligible Spending charged on your Card account at participating Starwood properties, and at standalone retail establishments and online stores that, in each case, are wholly owned by Starwood Hotels & Resorts Worldwide, Inc.

9If during any calendar year, Eligible Spending on your Card account is $30,000 or more, you (the Basic Cardmember) will be enrolled for at least twelve months in the Gold Preferred level of the Starwood Preferred Guest^® loyalty program (unless you are already enrolled in an equivalent or higher level). Starwood associates excluded. Please allow 12-16 weeks after your Eligible Spending equals or exceeds such amount for the applicable year for enrollment to become effective.