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Terms & Conditions
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Executive Car Club
| | Complimentary enrollment in premium car rental programs
| | | | | | | | Roadside Assistance
| | If your car breaks down, or if you simply locked your keys inside, help is only a phone call away.
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| American Express OPEN is all about small business. It provides you the resources that can help you run your business, including:
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| Financing
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No pre-set spending limit* or finance charges, plus an extended payment option.
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OPEN Savings®
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Ongoing savings with FedEx, Hertz®, Hyatt Hotels and Resorts® and more just by using your Business Card. The savings will automatically appear on your statement, and the savings are in addition to other discounts your business may already receive2.
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| Online management
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Manage your account with Summary of Accounts and track charges with expense management tools.
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| Community
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Chat, pose questions, get insights from other small business owners, and attract new business.
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| Advice
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Ask an expert a question, use an online tool, and read articles by other business owners.
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The Executive Business Card comes with the very best Card protection and services to make it easier for you to concentrate on running your business.
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Insurance
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Helps protect you with insurance coverage for your purchases and added peace of mind when you travel.
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| Flexible Payment
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Pay for larger purchases over time with the Extended Payment Option (This feature requires enrollment and is available to accounts that meet certain eligibility criteria).
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| Emergency services
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Assists you with emergency Card replacement, check-cashing, and hotel check-in.
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| Customer Service
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Provides help 24 hours a day, 7 days a week.
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††OPEN Savings®: Savings range from 3% to 25%. Payment must be made with an American Express® Business Card at the time of purchase; savings will be credited to your account. Other restrictions or limitations may apply. Subject to offer terms and conditions located at opensavings.com. Merchant participation and offers are subject to change without notice.
* The Executive Business Card has no preset spending limit which gives you purchasing power that adjusts with your use of the Card. No preset spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors, including current spending patterns, your payment history, credit record, and financial resources known to us.
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