American Express OPEN®

OPEN Savings® can help improve your bottom line with automatic discounts from our partnered companies.

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New Gold Card members^* get 50,000 Membership Rewards^® bonus points by spending $10,000 in the first four months of Card membership.

• Redeem for up to 2 domestic coach-class airline tickets, or up to $500 in gift cards that can be used for a variety of business rewards.
• In addition, you can get one point for virtually every dollar you spend.
• Get 25,000 additional points each year if you shift $50,000 in expenses onto the Card.

Card features and benefits.

• OPEN^® Charge Cards provide three times the purchasing power^** of small business competitor credit cards on average.
• Protection when you shop and travel.
• No annual fee your first year — a $125 savings.

Prefer to Apply By Phone? Call 1-800-519-OPEN (6736)

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*Existing American Express OPEN Gold Card members are not eligible for this offer.

To be eligible to receive bonus points, you must apply for the Business Gold Rewards Card from American Express OPEN using Bonus ID 4729 prior to termination of this offer, but in no event later than November 14, 2010. In addition you must be enrolled in the Membership Rewards^® program at the time of purchase and you must charge $10,000 of eligible purchases^*** made in the first 120 days of Card membership on an eligible, enrolled Business Gold Rewards Card from American Express OPEN. 50,000 bonus points will be credited to your Membership Rewards^® account 6-8 weeks after you have met the purchase requirement. Offer limited to 50,000 bonus points per Card account. Existing American Express OPEN Gold Card members are not eligible for this offer. This is a limited duration offer which may be withdrawn by American Express at any time prior to American Express's approval of your application for the Business Gold Rewards Card from American Express OPEN. If the application is received after this offer has terminated, your application will still be processed but you will not be eligible for the bonus point offer. Terms and conditions for the Membership Rewards program apply. For more information, visit membershiprewards.com/terms or call 1-800-AXP-EARN (297-3276). Participating partners and available rewards are subject to change without notice.

**Based on American Express proprietary data compared to small business credit card data from major banks as reported in The Argus Small Business Study, September 2009. Spend capacity is determined individually based on your payment history, credit record and financial resources known to us, and other factors.

***"Eligible Spending" includes purchases of goods or services, which purchases have not been returned or otherwise credited to your Card account: it does NOT include fees, Interest Charges, Balance Transfers, Cash Advances or similar means of accessing your Card account, or the purchase of American Express Travelers Cheques, American Express Gift Cheques or other cash equivalents.