SimplyCash Business Card | Cash Back Credit Card Terms & Conditions
 
   
   
   
  There is no limit to the amount of cash back that can be earned
  Cash back is automatically credited to the statement each month
  No annual fee for Additional Cards — earn cash back on the business purchases they make
   
   
American Express OPEN is all about small business. It provides you the resources that can help you run your business, including:
   
Financing   Get unlimited no annual fee Additional Cards, 0% APR on purchases for up to 12 months, and pay no annual fee.
   
OPEN Savings®
  Ongoing savings with FedEx, Hertz®, Hyatt Hotels and Resorts® and more just by using your Business Card. The savings will automatically appear on your statement, and the savings are in addition to other discounts your business may already receive††.
   
Online management   Manage your account with Summary of Accounts and track charges with expense management tools.
   
Community   Chat, pose questions, get insights from other small business owners, and attract new business.
   
Advice   Ask an expert a question, use an online tool, and read articles by other business owners.
   
   
The SimplyCash® Business Card comes with Card protection and services to make it easier for you to concentrate on running your business.
   
Insurance Purchase Protection* and Extended Warranty** provides peace of mind when you and your employees travel.
   
   
Emergency services Assists you with emergency Card replacement, check-cashing, and hotel check-in.
   
Customer Service   Provides help 24 hours a day, 7 days a week.
   
   
Receive a Decision in 60 seconds.
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††OPEN Savings®: Savings range from 3% to 25%. Payment must be made with an American Express® Business Card at the time of purchase; savings will be credited to your account. Other restrictions or limitations may apply. Subject to offer terms and conditions located at opensavings.com. Merchant participation and offers are subject to change without notice.
*Purchase Protection is underwritten by AMEX Assurance Company, Administrative Office, Green Bay, WI. Coverage is determined by the terms, conditions, and exclusions of Policy AX0951 or Policy PP-IND and is subject to change with notice. This document does not supplement or replace the Policy.

**Extended Warranty is underwritten by AMEX Assurance Company, Administrative Office, Green Bay, WI. Coverage is determined by the terms, conditions, and exclusions of Policy AX0953 or Policy EW-IND and is subject to change with notice. This document does not supplement or replace the Policy.

Visit the Credit Card Advisor site to learn more about the SimplyCash Business Credit Card from American Express.