How long will the application take?
This application will take around 10 to 15 minutes to complete if you have all your information at hand.
To protect your information this application will timeout after 30 minutes.
Upon completion of the application, you can submit and receive a notification within 60 seconds advising you whether or not you have been approved or whether we need more time to process your application. In some instances, we may need additional information from you.
What information do I need?
In order to complete the application you will need the following information at hand.
- Existing American Express Card number (if applicable).
- Your driver's licence details.
- Your current employer's details including full address and telephone number.
- Your annual salary and other annual income before tax.
- If you are self-employed, details of your accountant.
- Your monthly household expenses.
- Your monthly repayments for car, personal or other loans.
- Combined credit limit for Cards that are NOT held with American Express.
Who can apply?
In order to apply for an American Express credit card, you must meet the following criteria.
- Be over 18 years of age.
- Have a good credit history and no payment defaults.
- Be a permanent resident or citizen of Australia or hold a current Business Long Stay Visa (Subclass 457).
- Earn a personal gross (pre-tax) annual income of $40,000 or more.
- If self-employed, you have been trading for at least 18 months or 12 months if you hold an existing American Express issued Card.
If you require assistance with your online application, please contact us on 1300 736 579, Monday to Friday, 8AM - 8PM or Saturday, 9AM - 5PM.
Please check the box to confirm that you meet all the above approval criteria.
Please take this opportunity to read the application Declaration and how we will use your personal information
Please check the box to confirm you have read and agree to the above declaration and acknowledge that the information provided will be used to assess your capacity to repay this product.