Preferred Rate for Purchases: 19.75% effective from the day account is opened.
Preferred Rate for Funds Advances: 21.99% effective from the day account is opened.
Interest rate will increase to the Standard Rate of 23.99% for the next 12 billing periods if in any 12 month period you have 2 separate Missed Payments.
Interest rate will increase to the Basic Rate of 26.99% for the next 12 billing periods if in any 12 month period you have 1 Missed Payment that remains unpaid for 2 or more consecutive billing periods or if you have 3 or more separate Missed Payments.
"Missed Payment" means we did not receive the minimum monthly payment by the date of the next billing statement.
21 days on new purchases from the Closing Date on your statement if we receive payment in full by the payment due date. There is no interest-free grace period for funds advances, Amex cheques and balance transfers if offered.
Greater of $10 or 3% of your outstanding balance (or entire new balance if it is less than $10) plus any previously unpaid minimum payments.
Charges in a currency other than Canadian dollars will be converted into Canadian dollars on the date we process the charge. If the charge is not in U.S. dollars, it will first be converted to U.S. dollars and then into Canadian dollars. If the charge is in U.S. dollars, it will be converted directly into Canadian dollars. Conversion rates are based on interbank rates selected from customary industry sources on the business day prior to the processing date, increased by a single conversion commission of 2.5% of each charge. Any conversion commission charged on the original charge will not be returned on a refund.
Charged on the day the transaction occurs except as noted:
Funds Advance: $2.75 each
Dishonoured Payment: $25 each
Statement Reprint: $3 per statement
Overlimit: $29 when you exceed your credit limit and at the end of each subsequent billing period if you remain overlimit
Balance Transfer/Amex Cheque: 1% of the amount of each balance transfer and Amex cheque, if offered, unless reduced for a specific offer
* You must fill in these fields.
Secure Application Form
Thank you for choosing to apply for the The TrueEarnings Card from Costco and American Express
Existing American Express® Costco®† Platinum Cash Rebate Cardmembers can apply for the TrueEarnings Card by calling 1-800-668-2639. Please do not use this Online Application.
The minimum requirements in order to be approved for the TrueEarnings Card are:
This is a secure web site, as indicated by the lock icon. All information you enter into this online application is encrypted before being sent across the Internet. While we are confident about our security levels, we are not responsible for any loss or damages you may incur if a third party obtains access to your confidential information transmitted over the Internet. All your personal and account details are held in the secure area of our site. For more information please read our Privacy Statement.
Please note that you will need to consent to the Terms and Conditions and Privacy at the end of this application form. By completing this application online, you consent to the information and documentation being provided in electronic form.
You may edit this text, but it cannot exceed 20 characters and it must include your full last name.
Hello . Just so you know, this is a secure website, as indicated by the lock icon. All information you enter into this online application is encrypted before being sent across the internet.
Your Street # must not exceed 6 characters including spaces.Your Street Name must not exceed 20 characters including spaces. (Your Street # and Street Name combined must not exceed 20 characters)
Enter your P.O. Box with no spaces.
Insurance selection has changed. Product is not available in the Province of Quebec
Enter your Postal Code with no spaces (e.g. X0X0X0).
Your email address must not exceed 30 characters.
Enter your Social Insurance Number with no spaces. Including your Social Insurance Number will expedite the process.
Please enter your financial details below.
($ per year)
Enter a description of your occupation (e.g. Finance Manager).
Share many of the benefits of the TrueEarnings® Card with a current Costco member. Please complete the details below for each person you intend to receive the Card. Supplementary Cardmembers must be the age of majority.2
You may edit this text, but it cannot exceed 20 characters and it must include the Supplementary Applicant's last name.
® †: Registered trademark of Price Costco International, Inc. used under license.
Copyright © 2014 American Express Company