Preferred Rate for Purchases: 19.99% effective from the day account is opened.
Preferred Rate for Funds Advances: 21.99% effective from the day account is opened.
Interest rate will increase to the Standard Rate of 23.99% for the next 12 billing periods if in any 12 month period you have 2 separate Missed Payments.
Interest rate will increase to the Basic Rate of 26.99% for the next 12 billing periods if in any 12 month period you have 1 Missed Payment that remains unpaid for 2 or more consecutive billing periods or if you have 3 or more separate Missed Payments.
“Missed Payment” means we did not receive the minimum monthly payment by the date of the next billing statement.
21 days on new purchases from the Closing Date on your statement if we receive payment in full by the payment due date. There is no interest-free grace period for funds advances, Amex cheques and balance transfers if offered.
Greater of $10 or 3% of your outstanding balance (or entire new balance if it is less than $10 ) plus any previously unpaid minimum payments.
Charges in a currency other than Canadian dollars will be converted into Canadian dollars on the date we process the charge. If the charge is not in U.S. dollars, it will first be converted to U.S. dollars and then into Canadian dollars. If the charge is in U.S. dollars, it will be converted directly into Canadian dollars. Conversion rates are based on interbank rates selected from customary industry sources on the business day prior to the processing date, increased by a single conversion commission of 2.5% of each charge. Any conversion commission charged on the original charge will not be returned on a refund.
Basic Card: $65 waived for the 1st year; charged annually thereafter on or after anniversary of the date Card was issued (regardless of card activation). Supplementary Cards: $0
Charged on the day the transaction occurs except as noted:
Funds Advance: $2.75 each.
Dishonoured Payment: $25 each.
Statement Reprint: $3 per statement.
Reward Miles Reinstatement: $10 for each reinstatement through Online Services or $15 for each reinstatement through other service channels (plus applicable taxes).
Overlimit: $29 when you exceed your credit limit and at the end of each subsequent billing period if you remain overlimit.
Balance Transfer/Amex Cheque: up to 3% of the amount of each balance transfer and Amex cheque, if offered, unless reduced for a specific offer.
* You must fill in these fields.
Secure Application Form
Thank you for choosing to apply for the
American Express® AIR MILES®* Platinum Credit Card
The minimum requirements in order to be approved for the American Express® AIR MILES®* Platinum Credit Card are:
This is a secure web site, as indicated by the lock icon. All information you enter into this online application is encrypted before being sent across the Internet. While we are confident about our security levels, we are not responsible for any loss or damages you may incur if a third party obtains access to your confidential information transmitted over the Internet. All your personal and account details are held in the secure area of our site. For more information please read our Privacy Statement.
Please note that you will need to consent to the Terms & Conditions & Privacy at the end of this application form. By completing this application online, you consent to the information and documentation being provided in electronic form.
You may edit this text, but it cannot exceed 20 characters and it must include your full last name.
Hello . Just so you know, this is a secure website, as indicated by the lock icon. All information you enter into this online application is encrypted before being sent across the internet.
You will need a PIN to use your new chip Card. Choosing a personal PIN now eliminates the inconvenience of changing a randomly generated PIN at a later time.
Your Street # must not exceed 6 characters including spaces.Your Street Name must not exceed 20 characters including spaces. (Your Street # and Street Name combined must not exceed 20 characters)
Enter your P.O. Box with no spaces.
Insurance selection has changed. Product is not available in the Province of Quebec
Enter your Postal Code with no spaces (e.g. X0X0X0).
Your email address must not exceed 150 characters.
Enter your Social Insurance Number with no spaces. Including your Social Insurance Number will expedite the process.
Please enter your financial details below.
($ per year)
Enter a description of your occupation (e.g. Finance Manager).
Share many of your benefits with a Supplementary Card.
A Supplementary Card is a Card that can be added to your existing account. When you apply for a Card for your family or friends they can take advantage of benefits like:• Car Rental Theft and Damage Insurance†• Purchase Protection® Plan†• Buyer's Assurance® Protection Plan† • Front Of The Line® access and more• Plus, adding Supplementary Cards is free
Add up to 9 Supplementary Cards to your account. (Up to a maximum of 2 Supplementary Cards available on this application)
Share many of the benefits of Card membership with someone you care about. Please complete the details below for each person you intend to receive the Card. (Up to a maximum of 2 Supplementary Cards available on this application.)
You may edit this text, but it cannot exceed 20 characters and it must include the Supplementary Applicant's last name.
®*™ Trademarks of AIR MILES International Trading B.V. Used under license by LoyaltyOne, Inc. and Amex Bank of Canada
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