American Express® Business Card - Secure Application
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Product Information

Annual Interest Rate

Preferred Rate for Purchases : 19.99% effective from the day account is opened.

Preferred Rate for Funds Advances : 21.99% effective from the day account is opened.

Interest rate will increase to 23.99% for the next 12 billing periods if in any 12 month period you have 2 separate Missed Payments.

Interest rate will increase to 26.99% for the next 12 billing periods if in any 12 month period you have 1 Missed Payment that remains unpaid for 2 or more consecutive billing periods or if you have 3 or more separate Missed Payments.

"Missed Payment" means we did not receive the minimum monthly payment by the date of the next billing statement.

Interest-free Grace Period

21 days on new purchases from the Closing Date on your statement if we receive payment in full by the payment due date. There is no interest-free grace period for funds advances, Amex cheques and balance transfers if offered.

Minimum Payment

Greater of $10 or 3% of your outstanding balance (or entire new balance if it is less than $10 ) plus any previously unpaid minimum payments.

Foreign Currency Conversion

Charges in a currency other than Canadian dollars will be converted into Canadian dollars on the date we process the charge. If the charge is not in U.S. dollars, it will first be converted to U.S. dollars and then into Canadian dollars. If the charge is in U.S. dollars, it will be converted directly into Canadian dollars. Conversion rates are based on interbank rates selected from customary industry sources on the business day prior to the processing date, increased by a single conversion commission of 2.5% of each charge. Any conversion commission charged on the original charge will not be returned on a refund.

Annual Fees

$0

Other Fees

Charged on the day the transaction occurs except as noted:

Funds Advance: $2.75 each.

Dishonoured Payment: $25 each.

Statement Reprint: $3 per statement.

Overlimit: $29 when you exceed your credit limit and at the end of each subsequent billing period if you remain overlimit.

Balance Transfer/Amex Cheque: up to 3% of the amount of each balance transfer and Amex cheque, if offered, unless reduced for a specific offer.

American Express® Business Card

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Top Card benefits


  • No Annual Fee
  • Cash Rebate up to $1,250 per year1
  • Expense Management Reports

         Footnotes


Have a question ?

    Check our list of FAQs or call
    1-800-565-0288

Secure Application Form

Secure application form

Before you begin – American Express® Business Card

Thank you for choosing to apply for the American Express® Business Card

APPLICATION REQUIREMENTS

The minimum requirements in order to be approved for the American Express® Business Card are:

  • You are a Canadian resident and have a Canadian credit file
  • You are of the age of majority in your province or territory of residence
  • In the past 7 years you have not filed for bankruptcy and always made your monthly payments on time

SECURITY INFORMATION

This is a secure web site, as indicated by the lock icon. All information you enter into this online application is encrypted before being sent across the Internet. While we are confident about our security levels, we are not responsible for any loss or damages you may incur if a third party obtains access to your confidential information transmitted over the Internet. All your personal and account details are held in the secure area of our site. For more information please read our Privacy Statement.


Please note that you will need to consent to the Terms and Conditions and Privacy at the end of this application form. By completing this application online, you consent to the information and documentation being provided in electronic form.


  1. (Card must be issued in Canada. Excludes Supplementary and Corporate Cards)

  2.  Click here for an application created for existing Canadian Cardmembers.

Welcome to your application. Let's get started.
    First tell us a few things about yourself.

American Express® Business Card
* *
* Name on Card help

You may edit this text, but it cannot exceed 20 characters and it must include your full last name.

This must contain your Last Name (maximum 20 characters)

About you

Hello . Just so you know, this is a secure website, as indicated by the lock icon. All information you enter into this online application is encrypted before being sent across the internet.

General and contact information

  1.  -   - 
  2.  -   - 
  3.  /  Street Name help

    Your Street # must not exceed 6 characters including spaces.Your Street Name must not exceed 20 characters including spaces. (Your Street # and Street Name combined must not exceed 20 characters)

  4. P.O. Box help

    Enter your P.O. Box with no spaces.

  5. Postal Code help

    Enter your Postal Code with no spaces (e.g. X0X0X0).

  1. Your e-mail address help

    Your email address must not exceed 150 characters.

  2. Your Social Security Number help

    Enter your Social Insurance Number with no spaces. Including your Social Insurance Number will expedite the process.

Your finances

Please enter your financial details below.

Financial information

  1. Total Annual Income help

    ($ per year)

  2.  -   - 

Business Details

  1. Business Address (Please note your statement will be mailed to the address provided below)
  2.  /  Street Name help

    Your Street # must not exceed 6 characters including spaces.Your Street Name must not exceed 20 characters including spaces. (Your Street # and Street Name combined must not exceed 20 characters)

  3. P.O. Box help

    Enter your P.O. Box with no spaces.

  4. Insurance selection has changed. Product is not available in the Province of Quebec

  5. Postal Code help

    Enter your Postal Code with no spaces (e.g. X0X0X0).

  1. About Your Business
  2. Employment Description help

    Enter a description of your occupation (e.g. Finance Manager).



  3.  -   - 

Optional Benefits

Extra Cards

    Share many of the benefits of Cardmembership. Please complete the details below for each person you intend to receive the Card. (Up to a maximum of 4 Supplementary Cards available on this application.).No annual fees

  1. Supplementary Name on Card help

    You may edit this text, but it cannot exceed 20 characters and it must include the Supplementary Applicant's last name.

  2. Home Telephone*  -   - 
  3. Supplementary Applicant Address
  4. Same as Basic Applicant's
    Home Address?*
  5. Is this a foreign address?*
    A representative of American Express may contact you to acquire the Foreign Address information.
  1.  /  Supplementary Street Name help

    Your Street # must not exceed 6 characters including spaces.Your Street Name must not exceed 20 characters including spaces. (Your Street # and Street Name combined must not exceed 20 characters)

  2. Postal Code help

    Enter your Postal Code with no spaces (e.g. X0X0X0).

  3. Apply for a Supplementary Card? *
  1.  Supplementary Name on Card help

    You may edit this text, but it cannot exceed 20 characters and it must include the Supplementary Applicant's last name.

  2. Supplementary Applicant Address
  3.  -   - 
  4. A representative of American Express may contact you to acquire the Foreign Address information.
  1.  /  Supplementary Street Name help

    Your Street # must not exceed 6 characters including spaces.Your Street Name must not exceed 20 characters including spaces. (Your Street # and Street Name combined must not exceed 20 characters)

  2. Postal Code help

    Enter your Postal Code with no spaces (e.g. X0X0X0).

  3. Apply for a Supplementary Card? *
  1. Supplementary Name on Card help

    You may edit this text, but it cannot exceed 20 characters and it must include the Supplementary Applicant's last name.

  2.  -   - 
  3. Supplementary Applicant Address
  4. A representative of American Express may contact you to acquire the Foreign Address information.
  1.  /  Supplementary Street Name help

    Your Street # must not exceed 6 characters including spaces.Your Street Name must not exceed 20 characters including spaces. (Your Street # and Street Name combined must not exceed 20 characters)

  2. Postal Code help

    Enter your Postal Code with no spaces (e.g. X0X0X0).

  3. Apply for a Supplementary Card? *
  1. Supplementary Name on Card help

    You may edit this text, but it cannot exceed 20 characters and it must include the Supplementary Applicant's last name.

  2.  -   - 
  3. Supplementary Applicant Address
  4. Is this a foreign address?*
    A representative of American Express may contact you to acquire the Foreign Address information.
  1.  /  Supplementary Street Name help

    Your Street # must not exceed 6 characters including spaces.Your Street Name must not exceed 20 characters including spaces. (Your Street # and Street Name combined must not exceed 20 characters)

  2. Postal Code help

    Enter your Postal Code with no spaces (e.g. X0X0X0).