Starwood Preferred Guest®* Business Credit Card from American Express - Secure Application
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Product Information

Annual Interest Rate

Preferred Rate for Purchases : 19.99% effective from the day account is opened.

Preferred Rate for Funds Advances: 21.99% effective from the day account is opened.

Interest rate will increase to the Standard Rate of 23.99% for the next 12 billing periods if in any 12 month period you have 2 separate Missed Payments.

Interest rate will increase to the Basic Rate of 26.99% for the next 12 billing periods if in any 12 month period you have 1 Missed Payment that remains unpaid for 2 or more consecutive billing periods or if you have 3 or more separate Missed Payments.

"Missed Payment" means we did not receive the minimum monthly payment by the date of the next billing statement.

Interest-free Grace Period

21 days on new purchases from the Closing Date on your statement if we receive payment in full by the payment due date. There is no interest-free grace period for funds advances, Amex cheques and balance transfers if offered.

Minimum Payment

Greater of $10 or 3% of your outstanding balance (or entire new balance if it is less than $10 ) plus any previously unpaid minimum payments.

Foreign Currency Conversion

Charges in a currency other than Canadian dollars will be converted into Canadian dollars on the date we process the charge. If the charge is not in U.S. dollars, it will first be converted to U.S. dollars and then into Canadian dollars. If the charge is in U.S. dollars, it will be converted directly into Canadian dollars. Conversion rates are based on interbank rates selected from customary industry sources on the business day prior to the processing date, increased by a single conversion commission of 2.5% of each charge. Any conversion commission charged on the original charge will not be returned on a refund.

Annual Fees

Basic Card: $150; Supplementary Cards: $50 each. Charged on 1st statement after Card issued and once a year thereafter (regardless of card activation).

Other Fees

Charged on the day the transaction occurs except as noted:

Funds Advance: $2.75 each

Dishonoured Payment: $25 each

Statement Reprint: $3 per statement

Starpoints Reinstatement: $20 for each reinstatement through Online Services or $30 for each reinstatement through other service channels (plus applicable taxes)

Overlimit: $29 when you exceed your credit limit and at the end of each subsequent billing period if you remain overlimit

Balance Transfer/Amex Cheque: up to 3% of the amount of each balance transfer and Amex cheque, if offered, unless reduced for a specific offer.

Starwood Preferred Guest®* Business Credit Card from American Express

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Top Card benefits


  • Earn 1 Starpoint®* for every $1 in purchases charged to the Card1
  • 19.99% rate for purchases and 21.99% rate for funds advances**
  • $150 annual fee** which may be a tax deductible expense3

         Footnotes


Have a question ?

    Check our list of FAQs or call
    1-800-565-0288

Secure Application Form

Secure application form

Before you begin – Starwood Preferred Guest®* Business Credit Card from American Express

Thank you for choosing to apply for the Starwood Preferred Guest®* Business Credit Card from American Express

APPLICATION REQUIREMENTS

The minimum requirements in order to be approved for the Starwood Preferred Guest®* Business Credit Card from American Express are:

  • You are a Canadian resident and have a Canadian credit file
  • You are of the age of majority in your province or territory of residence
  • In the past 7 years you have not filed for bankruptcy and always made your monthly payments on time

SECURITY INFORMATION

This is a secure website, as indicated by the lock icon. All information you enter into this online application is encrypted before being sent across the internet. While we are confident about our security levels, we are not responsible for any loss or damages you may incur if a third party obtains access to your confidential information transmitted over the internet. All your personal and account details are held in the secure area of our site. For more information please read our Privacy Statement.

Please note that you will need to consent to the Terms and Conditions and Privacy at the end of this application form. By completing this application online, you consent to the information and documentation being provided in electronic form.

Welcome to your application. Let's get started.
    First tell us a few things about yourself.

Starwood Preferred Guest®* Business Credit Card from American Express
* *
* Name on Card help

You may edit this text, but it cannot exceed 20 characters and it must include your full last name.

This must contain your Last Name (maximum 20 characters)

About you

Hello . Just so you know, this is a secure website, as indicated by the lock icon. All information you enter into this online application is encrypted before being sent across the internet.

General and contact information

  1. Tips on Choosing and Protecting Your PIN

    You will need a PIN to use your new chip Card. Choosing a personal PIN now eliminates the inconvenience of changing a randomly generated PIN at a later time.

  2.  -   - 
  3.  -   - 
  4.  /  Street Name help

    Your Street # must not exceed 6 characters including spaces.Your Street Name must not exceed 20 characters including spaces. (Your Street # and Street Name combined must not exceed 20 characters)

  5. P.O. Box help

    Enter your P.O. Box with no spaces.

  6. Postal Code help

    Enter your Postal Code with no spaces (e.g. X0X0X0).

  1. Your e-mail address help

    Your email address must not exceed 150 characters.

  2. Your Social Security Number help

    Enter your Social Insurance Number with no spaces. Including your Social Insurance Number will expedite the process.

  3. If you are not an existing SPG member, a new Account Number will be issued to you.

Your finances

Please enter your financial details below.

Financial information

  1. Total Annual Income help

    ($ per year)

  2.  -   - 

Business Details

  1. Business Address (Please note your statement will be mailed to the address provided below)
  2.  /  Street Name help

    Your Street # must not exceed 6 characters including spaces.Your Street Name must not exceed 20 characters including spaces. (Your Street # and Street Name combined must not exceed 20 characters)

  3. P.O. Box help

    Enter your P.O. Box with no spaces.

  4. Insurance selection has changed. Product is not available in the Province of Quebec

  5. Postal Code help

    Enter your Postal Code with no spaces (e.g. X0X0X0).

  1. About Your Business
  2. Employment Description help

    Enter a description of your occupation (e.g. Finance Manager).



  3.  -   - 

Optional Benefits

Extra Cards

    Share many of the benefits of Cardmembership with employees or anyone else that makes purchases for your business. Please complete the details below for each additional person you intend to receive the Card. (Up to a maximum of 4 additional Supplementary Cards available on this application). There is an annual fee of $50 for each Supplementary Card.

  1. Supplementary Name on Card help

    You may edit this text, but it cannot exceed 20 characters and it must include the Supplementary Applicant's last name.

  2. Home Telephone*  -   - 
  3. Supplementary Applicant Address
  4. Same as Basic Applicant's
    Home Address?*
  5. Is this a foreign address?*
    A representative of American Express may contact you to acquire the Foreign Address information.
  1.  /  Supplementary Street Name help

    Your Street # must not exceed 6 characters including spaces.Your Street Name must not exceed 20 characters including spaces. (Your Street # and Street Name combined must not exceed 20 characters)

  2. Postal Code help

    Enter your Postal Code with no spaces (e.g. X0X0X0).

  3. Apply for a Supplementary Card? *
  1.  Supplementary Name on Card help

    You may edit this text, but it cannot exceed 20 characters and it must include the Supplementary Applicant's last name.

  2. Supplementary Applicant Address
  3.  -   - 
  4. A representative of American Express may contact you to acquire the Foreign Address information.
  1.  /  Supplementary Street Name help

    Your Street # must not exceed 6 characters including spaces.Your Street Name must not exceed 20 characters including spaces. (Your Street # and Street Name combined must not exceed 20 characters)

  2. Postal Code help

    Enter your Postal Code with no spaces (e.g. X0X0X0).

  3. Apply for a Supplementary Card? *
  1. Supplementary Name on Card help

    You may edit this text, but it cannot exceed 20 characters and it must include the Supplementary Applicant's last name.

  2.  -   - 
  3. Supplementary Applicant Address
  4. A representative of American Express may contact you to acquire the Foreign Address information.
  1.  /  Supplementary Street Name help

    Your Street # must not exceed 6 characters including spaces.Your Street Name must not exceed 20 characters including spaces. (Your Street # and Street Name combined must not exceed 20 characters)

  2. Postal Code help

    Enter your Postal Code with no spaces (e.g. X0X0X0).

  3. Apply for a Supplementary Card? *
  1. Supplementary Name on Card help

    You may edit this text, but it cannot exceed 20 characters and it must include the Supplementary Applicant's last name.

  2.  -   - 
  3. Supplementary Applicant Address
  4. Is this a foreign address?*
    A representative of American Express may contact you to acquire the Foreign Address information.
  1.  /  Supplementary Street Name help

    Your Street # must not exceed 6 characters including spaces.Your Street Name must not exceed 20 characters including spaces. (Your Street # and Street Name combined must not exceed 20 characters)

  2. Postal Code help

    Enter your Postal Code with no spaces (e.g. X0X0X0).

American Express Optional Insurance

Amex Air Trip Insurance
  1. In addition to your card, you can purchase Amex Air Trip Insurance!

Coverage Details:

  • $250,000 in accidental death coverage when you fly - anywhere in the world, on any scheduled airline
  • Unlimited trips! You are covered 24 hours a day, 7 days a week, 365 days a year
  • Pays in addition to any other insurance you may already have
  • Premiums are $25 per year plus applicable sales tax, charged annually
  1. Purchasing coverage is easy; simply click here to Learn More!

  2. *Note: Coverage is conditional upon successful credit card approval


Amex Air Trip lnsurance:

In addition to coverage in the event of accidental death on a scheduled airline:

  • You are covered for $250,000 accidental death while travelling to and from the airport while riding in a common carrier (i.e. bus, boat or taxi)
  • You are also covered for $250,000 accidental death while you are at any airport premises before or after boarding your scheduled airline
  1. Your total annual premium of $25.00, plus applicable sales tax will be conveniently charged to your American Express Card Account and will be charged every year on your anniversary date until cancelled. If you wish to cancel your coverage contact ACE INA Life Insurance at 1-877-777-1544.
  2. For complete details, see Plan Summary.
  3. Would you like to purchase Amex Air Trip Insurance?
  1. I have read and agree to the Plan Summary, and understand my coverage may be cancelled with no obligation within 30 days of receiving the Certificate. The total annual premium of $25.00 plus applicable sales tax will be charged to my American Express Credit Card Account every year on my anniversary date until cancelled. I understand the product is optional and not a requirement to be approved for having the American Express card. I understand that I should review all Policy documents and that I can cancel for a full refund of premiums paid within 30 days of enrolling in Amex Air Trip Insurance.

  1. You have selected to purchase AMEX Air Trip Insurance, underwritten by ACE Life, and your coverage begins upon successful Card approval. You will receive your policy documents within 10 business days of Card approval.*
  2. Please read all of the information carefully. Policy coverage, once purchased, is for the Basic Cardmember only and does not cover supplementary Cardmembers.
  3. If you are not satisfied with your coverage and you wish to cancel, contact ACE INA Life Insurance. The Effective Date of Termination will be the first day of the month following the date ACE receives your notice of cancellation.
  4. Reimbursement of any premiums that you have paid after the Effective Date of Termination will be credited to the balance of Your American Express account or otherwise returned to you.
  5. AMEX Bank of Canada will receive compensation and affiliated American Express entities may receive insurance or reinsurance income, as described in the certificate of insurance.
  6. AMEX Air Trip Insurance is underwritten by ACE INA Life Insurance. We will provide the information you have given us to ACE INA Life Insurance so that they can establish and serve you as their customer. You may call them with any questions relating to privacy and the use of your information at 1-877-777-1544.
  7. *Policy documents issued upon Card approval

®*: SPG, Starpoints and their respective logos are the trademarks of Starwood Hotels & Resorts Worldwide, Inc., or its affiliates.